Updated Tuesday, December 4, 2012

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. 2012-097

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 25, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) George Granby

Original Beneficiary(ies) Rio Grande Savings and Loan Assoc

Current Holder of Evidence of Debt Rio Grande Savings and Loan Assoc

Date of Deed of Trust September 22, 2000

County of Recording Archuleta

Recording Date of Deed of Trust September 22, 2000

Recording Information (Reception Number) 20009123

Original Principal Amount $131,200.00

Outstanding Principal Balance $107,744.93

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lots 186,187, and 188, Pagosa Trails, According to the Plat Thereof filed September 13, 1971, As Reception No. 74885, in the office of the Clerk and Recorder, Archuleta County, Colorado.

Lot 181, Pagosa Vista, According to the Plat Thereof filed September 13, 1971, As Reception No. 74884, In the Office of the Clerk and Recorder, Archuleta County, Colorado.

Also known by street and number as: 175 Lassen Dr, 336 Bonanza, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 01/24/2013, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/29/2012

Last Publication 12/27/2012

Name of Publication Pagosa Springs Sun

• IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/25/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: /s/ Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Benjamin F. Gibbons, P.C. 800 First Avenue, Monte Vista, CO 81144 (719) 852-4731

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File # 3229A

©Public Trustees’ Association of Colorado Revised 9/2012

Published November 29, December 6, 13, 20 and 27, 2012 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. 2012-098

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 25, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) George Granby

Original Beneficiary(ies) Rio Grande Savings and Loan Assoc

Current Holder of Evidence of Debt Rio Grande Savings and Loan Assoc

Date of Deed of Trust January 31, 2006

County of Recording Archuleta

Recording Date of Deed of Trust January 31, 2006

Recording Information (Reception Number) 20601165

Original Principal Amount $31,000.00

Outstanding Principal Balance $31,869.86

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

PARCEL ONE

Lot 181, Pagosa Vista, According to the Plat Thereof filed September 13, 1971, As Reception No. 74884, In the Office of the Clerk and Recorder, Archuleta County, Colorado.

PARCEL TWO

Lots 186,187, and 188, Pagosa Trails, According to the Plat Thereof filed September 13, 1971, As Reception No. 74885, in the office of the Clerk and Recorder, Archuleta County, Colorado.

Mortgagors consent and agree that the mobile home described as follows; 1980 Hom MH 14x70 VIN #03590263 is, or shall be affixed forthwith to the Real Estate above described, and that the said mobile home shall become and does hereby become an improvement upon and an integral part of the real estate, and shall not be severed from said real estate without the prior written consent of the Rio Grande Savings and Loan Association first had and obtained, or until the note and all indebtedness described herein is paid and this Deed of Trust released. The said association reserves and is granted the right, in event of foreclosure of this Deed of Trust, to sever said property from the realty, and dispose of each, either jointly or separately, as the association deems necessary to protect its interest

Also known by street and number as: 336 Bonanza, 175 Lassen Dr, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 01/24/2013, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/29/2012

Last Publication 12/27/2012

Name of Publication Pagosa Springs Sun

• IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/25/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: /s/ Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Benjamin F. Gibbons, P.C. 800 First Avenue, Monte Vista, CO 81144 (719) 852-4731

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File # R3229A

©Public Trustees’ Association of Colorado Revised 9/2012

Published November 29, December 6, 13, 20 and 27, 2012 in The Pagosa Springs SUN.

_________________________________________

NOTICE CONCERNING PROPOSED BUDGET OF

UPPER SAN JUAN HEALTH SERVICE DISTRICT

NOTICE is hereby given that a proposed budget has been submitted to the Board of Directors of Upper San Juan Health Service District for the ensuing year of 2013; that a copy of such proposed budget is available for public inspection on the Pagosa Springs Medical Center website at www.pagosaspringsmedicalcenter.org; and that such proposed budget will be considered for approval by the Board of Directors of the District in a meeting to be held at 95 S. Pagosa Blvd, Pagosa Springs, Colorado on December 11th, 2012, at 7:00 p.m. Any elector within the District may, at any time prior to the final adoption of the budget, inspect the budget and file or register any objections thereto.

Upper San Juan Health Service DISTRICT

By: __________________

Secretary

Published November 29, 2012 in The Pagosa Springs SUN.

_________________________________________

NOTICE TO CREDITORS

Estate of Edward T. Kaumeyer, Deceased

Case No. 2012PR41

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Archuleta County, Colorado on or before April 10, 2013, or the claims may be forever barred.

Linda Kaumeyer

5260 5th Street

Boulder, CO 80304

Published November 29, December 6 and 13, 2012 in The Pagosa Springs SUN.

_________________________________________

DISTRICT COURT, ARCHULETA COUNTY, COLORADO

Court Address: Combined Court

449 San Juan Street

P.O. Box 148

Pagosa Springs, CO 81147

Phone Number: (970) 264-2400

Plaintiff(s):

WYNDHAM VACATION RESORTS, INC., f/k/a FAIRFIELD RESORTS, INC., f/k/a FAIRFIELD COMMUNITIES, INC., A DELAWARE CORPORATION

v.

Defendant(s):

STEPHANIE BARFIELD, CYNTHIA M. BARKOWSKI, METODA PETERSON, THE ESTATE OF LOWELL L. CHANCE, JASON CRUTCHFIELD, DIANA C. CRUTCHFIELD, SHARLA IRBY, JACK IRBY, RICHARD KEENER, LANA KEENER, MILTON J. LESICKA, NANCY A. LESICKA, CHRISTOPHER A. MINTER, KASEY J. MINTER, TERI L. NICHOLS, PRESTON NICHOLS, F.W. RAYBURN, LYNN M. SLUSHER, JAMES SLUSHER, MORRIS E. WAXLER AND LINDA WAXLER

Case Number: 2012-CV-074

SHERIFF’S COMBINED NOTICE OF SHERIFF’S SALE AND

NOTICE OF RIGHT TO CURE AND RIGHT TO REDEEM

TO WHOM IT MAY CONCERN:

This is to advise you that the above-captioned action is pending. A Judgment and Decree of Foreclosure has been entered in this action concerning Mortgages executed by the Defendants for the benefit of Wyndham Vacation Resorts, Inc., f/k/a Fairfield Resorts, Inc., f/n/a Fairfield Communities, Inc., said Mortgages being recorded as detailed below.

The real property, which is all of the property currently encumbered by the Mortgages described in said Judgment and Decree of Foreclosure, is situate in Archuleta County, Colorado, as recorded in the Office of the Clerk and Recorder of Archuleta County, Colorado, as detailed and described below.

The Defendants named below are the original grantors of the Mortgages and are in default pursuant to the terms of the Promissory Notes and the Mortgages being foreclosed. The Plaintiff named above is the judgment creditor in this action and the current owner of the evidence of debt (the judgment entered herein) secured by the property being sold; and as of October 1, 2012, the outstanding balance due and owning on such judgment is detailed below.

The name, address and telephone number of the attorneys representing the owner of the Mortgage being foreclosed is Keith Newbold, Esq., Reg. No. 010629; Shand, Newbold & Chapman, P.C., 150 East 9th Street, Suite 400, Durango, Colorado 81301; (970) 247-3091.

1. As to Defendant Stephanie Barfield (Contract #17-0608244), the property is described as:

A 154,000/17,743,000 undivided fee simple absolute interest in Units 7867-7868 in Building 34, as tenants in common with the other undivided interest owners of said building of PEREGRINE TOWNHOUSES PHASE VII, as depicted on the Plat recorded at Reception Number 20005495, subject to Declaration of Protective Covenants and Interval Ownership for Peregrine Townhouses recorded at Reception Number 173556, Third Supplemental Declaration recorded March 13, 2000 as Reception No. 20002414 and any amendments and supplements thereto, all in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado.

with the Mortgage being dated October 10, 2006, and recorded on May 24, 2007 at Reception 20704499. The outstanding balance due and owning on such judgment is:

Original Principal: $16,964.10 Unpaid Principal: $14,378.00

Interest at 15%: $1,199.48 Late Fees: $140.00

Costs: $339.26 Attorney Fees: $1,100.00

Judgment Total: $22,149.43

2. As to Defendant Lowell L. Chance (Contract #17-0807671), the property is described as:

A 77,000/60,310,500 undivided fee simple absolute ownership interest in Units 1111, 1112, 1113, 1114, 1115, 1116, 1121, 1124, 1125 and 1126 in Building 11, as tenants in common with the other undivided interest owners of said building of Teal Landing Condominium, Phase One - As Built Building 11, as depicted on the Plat recorded as Reception No. 20102922, subject to Declaration of Condominium for Teal Landing Condominium recorded at Reception Number 20007580, First Amendment to Declaration of Condominium recorded as Reception No. 20009604, Second Amendment to Declaration recorded as Reception No. 20102923 and Third Amendment to Declaration recorded as Reception No. 20104161, all in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado. The property described above is an Annual ownership interest as described in the Declaration and such ownership interest has been allocated 77,000 points (as defined in the Declaration of Condominium for Teal Landing Condominium) for use by the Grantee in Each year(s).

with the Mortgage being dated September 17, 2008, and recorded on December 11, 2008 at Reception 20810137. The outstanding balance due and owning on such judgment is:

Original Principal: $11,204.10 Unpaid Principal: $9,473.95

Interest at 15%: $790.36 Late Fees: $160.00

Costs: $170.37 Attorney Fees: $1,100.00

Judgment Total: $15,151.64

3. As to Defendants Jason Crutchfield and Diana C. Crutchfield (Contract #17-0801518), the property is described as:

A 192,500/62,896,000 undivided fee simple absolute ownership interest in Units 1711, 1712, 1713, 1714, 1715, 1716, 1721, 1722, 1723, 1724, 1725 and 1726 in Building 17, as tenants in common with the other undivided interest owners of said building of TEAL LANDING CONDOMINIUM - PHASE SEVEN - AS BUILT BUILDING 17, as depicted on the Plat recorded as Reception No. 20209496, subject to Declaration of Condominium for Teal Landing Condominium recorded as Reception Number 20007580, First Amendment to Declaration of Condominium recorded as Reception No. 20009604, Second Amendment to Declaration recorded as Reception No. 20102923, Third Amendment to Declaration recorded as Reception No. 20104161, First Supplemental Declaration recorded as Reception No. 20105651, Second Supplemental Declaration recorded as Reception No. 20106880, First Amendment to Second Supplemental Declaration recorded as Reception No. 20110747, Third Supplemental Declaration recorded as Reception No. 20203147, Fourth Supplemental Declaration recorded as Reception No. 20204765, Fifth Supplemental Declaration recorded as Reception No. 20206614, First Amendment to Fifth Supplemental recorded December 12, 2002 as Reception No. 20211905, Sixth Supplemental Declaration recorded as Reception No. 20209497 and any future supplemental Plats or Declarations thereto, in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado. The property described above is an Annual ownership interest as described in the Declaration and such ownership interest has been allocated 192,500 points (as defined in the Declaration of Condominium for Teal Landing Condominium) for use by the Grantee in Each year(s).

with the Mortgage being dated March 10, 2008, and recorded on May 13, 2008 at Reception 20803537. The outstanding balance due and owning on such judgment is:

Original Principal: $23,166.89 Unpaid Principal: $19,923.25

Interest at 15%: $1,662.09 Late Fees: $0.00

Costs: $184.37 Attorney Fees: $1,100.00

Judgment Total: $28,186.14

4. As to Defendants Sharla Irby and Jack Irby (Contract #17-0600266), the property is described as:

A 154,000/63,185,500 undivided fee simple absolute ownership interest in Units 1311, 1312, 1313, 1314, 1315, 1316, 1321, 1322, 1323, 1325 and 1326 in Building 13, as tenants in common with the other undivided interest owners of said building of TEAL LANDING CONDOMINIUM - PHASE THREE - AS BUILT BUILDING 13, as depicted on the Plat recorded as Reception No. 20106879, subject to Declaration of Condominium for Teal Landing Condominium recorded as Reception Number 20007580, First Amendment to Declaration of Condominium recorded as Reception No. 20009604, Second Amendment to Declaration recorded as Reception No. 20102923, Third Amendment to Declaration recorded as Reception No. 20104161, First Supplemental Declaration recorded as Reception No. 20105651, Second Supplemental Declaration recorded as Reception No. 20106880, First Amendment to Second Supplemental Declaration recorded as Reception No. 20110747, and any future supplemental Plats or Declarations thereto, in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado. The property described above is an Annual ownership interest as described in the Declaration and such ownership interest has been allocated 154,000 points (as defined in the Declaration of Condominium for Teal Landing Condominium) for use by the Grantee in Each year(s).

with the Mortgage being dated January 11, 2006, and recorded on May 18, 2006 at Reception 20604590. The outstanding balance due and owning on such judgment is:

Original Principal: $16,694.10 Unpaid Principal: $13,178.69

Interest at 15%: $1,099.43 Late Fees: $105.00

Costs: $347.26 Attorney Fees: $1,100.00

Judgment Total: $20,605.27

5. As to Defendants Richard Keener and Lana Keener (Contract #17-9507520), the property is described as:

A 199,500/35,486,000 undivided fee simple absolute interest in Units 7803-7806 in Buildings 2 and 3, as tenants in common with the other undivided interest owners of said buildings of PEREGRINE TOWNHOUSES PHASE I, as depicted on the Plat recorded at Reception Number 173553, subject to Declaration of Protective Covenants and Interval Ownership for Peregrine Townhouses recorded at Reception Number 173556, and any amendments and supplements thereto, all in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado.

with the Mortgage being dated December 28, 1995, and recorded on August 29, 2011 at Reception 21105561. The outstanding balance due and owning on such judgment is:

Original Principal: $11,340.00 Unpaid Principal: $8,443.88

Interest at 15%: $704.43 Late Fees: $1,494.34

Costs: $427.26 Attorney Fees: $1,100.00

Judgment Total: $28,898.86

6. As to Defendants Milton J. Lesicka and Nancy A. Lesicka (Contract #17-0501035), the property is described as:

A 126,000/62,896,000 undivided fee simple absolute ownership interest in Units 1711, 1712, 1713, 1714, 1715, 1716, 1721, 1722, 1723, 1724, 1725 and 1726 in Building 17, as tenants in common with the other undivided interest owners of said building of TEAL LANDING CONDOMINIUM - PHASE SEVEN - AS BUILT BUILDING 17, as depicted on the Plat recorded as Reception No. 20209496, subject to Declaration of Condominium for Teal Landing Condominium recorded as Reception Number 20007580, First Amendment to Declaration of Condominium recorded as Reception No. 20009604, Second Amendment to Declaration recorded as Reception No. 20102923, Third Amendment to Declaration recorded as Reception No. 20104161, First Supplemental Declaration recorded as Reception No. 20105651, Second Supplemental Declaration recorded as Reception No. 20106880, First Amendment to Second Supplemental Declaration recorded as Reception No. 20110747, Third Supplemental Declaration recorded as Reception No. 20203147, Fourth Supplemental Declaration recorded as Reception No. 20204765, Fifth Supplemental Declaration recorded as Reception No. 20206614, First Amendment to Fifth Supplemental recorded December 12, 2002 as Reception No. 20211905, Sixth Supplemental Declaration recorded as Reception No. 20209497 and any future supplemental Plats or Declarations thereto, in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado. The property described above is an Annual ownership interest as described in the Declaration and such ownership interest has been allocated 126,000 points (as defined in the Declaration of Condominium for Teal Landing Condominium) for use by the Grantee in Each year(s).

with the Mortgage being dated February 16, 2005, and recorded on May 6, 2005 at Reception 20504354. The outstanding balance due and owning on such judgment is:

Original Principal: $13,886.65 Unpaid Principal: $5,129.60

Interest at 15%: $427.94 Late Fees: $40.00

Costs: $337.26 Attorney Fees: $1,100.00

Judgment Total: $8,544.44

7. As to Defendants Christopher A. Minter and Kasey J. Minter (Contract #17-9700307), the property is described as:

A 105,000/17,743,000 undivided fee simple absolute interest in Units 7811-7812 in Building 6, as tenants in common with the other undivided interest owners of said building of PEREGRINE TOWNHOUSES PHASE II, as depicted on the Plat recorded at Reception Number 173554, subject to Declaration of Protective Covenants and Interval Ownership for Peregrine Townhouses recorded at Reception Number 173556, and any amendments and supplements thereto, all in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado.

with the Mortgage being dated January 21, 1997, and recorded on August 20, 1997 at Reception 97005734. The outstanding balance due and owning on such judgment is:

Original Principal: $8,245.00 Unpaid Principal: $6,104.81

Interest at 15%: $509.29 Late Fees: $2,544.32

Costs: $457.26 Attorney Fees: $1,100.00

Judgment Total: $23,188.06

8. As to Defendants Lynn M. Slusher and James Slusher (Contract #17-0603112), the property is described as:

A 105,000/17,743,000 undivided fee simple absolute interest in Units 7875-7876 in Building 38, as tenants in common with the other undivided interest owners of said building of PEREGRINE TOWNHOUSES PHASE VIII, as depicted on the Plat recorded at Reception Number 20010666, subject to declaration of Protective Covenants and Interval Ownership for Peregrine Townhouses recorded at Reception Number 173556, Third Supplemental Declaration recorded March 13, 2000 as Reception No. 20002414 and any amendments and supplements thereto, all in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado.

with the Mortgage being dated May 23, 2006, and recorded on August 18, 2006 at Reception 20607994. The outstanding balance due and owning on such judgment is:

Original Principal: $12,464.10 Unpaid Principal: $6,280.80

Interest at 15%: $523.97 Late Fees: $90.00

Costs: $204.34 Attorney Fees: $1,100.00

Judgment Total: $9,355.54

9. As to Defendants Morris E. Waxler and Linda Waxler (Contract #17-0311740), the property is described as:

A 154,000/62,896,000 undivided fee simple absolute ownership interest in Units 1711, 1712, 1713, 1714, 1715, 1716, 1721, 1722, 1723, 1724, 1725 and 1726 in Building 17, as tenants in common with the other undivided interest owners of said building of TEAL LANDING CONDOMINIUM - PHASE SEVEN - AS BUILT BUILDING 17, as depicted on the Plat recorded as Reception No. 20209496, subject to Declaration of Condominium for Teal Landing Condominium recorded as Reception Number 20007580, First Amendment to Declaration of Condominium recorded as Reception No. 20009604, Second Amendment to Declaration recorded as Reception No. 20102923, Third Amendment to Declaration recorded as Reception No. 20104161, First Supplemental Declaration recorded as Reception No. 20105651, Second Supplemental Declaration recorded as Reception No. 20106880, First Amendment to Second Supplemental Declaration recorded as Reception No. 20110747, Third Supplemental Declaration recorded as Reception No. 20203147, Fourth Supplemental Declaration recorded as Reception No. 20204765, Fifth Supplemental Declaration recorded as Reception No. 20206614, First Amendment to Fifth Supplemental recorded December 12, 2002 as Reception No. 20211905, Sixth Supplemental Declaration recorded as Reception No. 20209497 and any future supplemental Plats or Declarations thereto, in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado. The property described above is an Annual ownership interest as described in the Declaration and such ownership interest has been allocated 154,000 points (as defined in the Declaration of Condominium for Teal Landing Condominium) for use by the Grantee in Each year(s).

with the Mortgage being dated October 15, 2003, and recorded on January 15, 2004 at Reception 20400614. The outstanding balance due and owning on such judgment is:

Original Principal: $15,326.65 Unpaid Principal: $7,684.45

Interest at 15%: $641.07 Late Fees: $130.00

Costs: $360.69 Attorney Fees: $1,100.00

Judgment Total: $11,920.20

NOTE: THE MORTGAGE BEING FORECLOSED MAY NOT BE A FIRST LIEN.

NOTICE OF SALE

I shall offer for public sale to the highest bidder, for cash, at public auction, all the right, title and interest of the Defendants in said property on Wednesday, January 23, 2013, at 10:00 A.M., at the Sheriff’s Office, 449 San Juan Street Pagosa Springs, Colorado.

NOTICE OF RIGHTS

Attached hereto are copies of certain Colorado statues that may vitally affect your property rights in relation to this proceeding. Said proceeding may result in the loss of property in which you have an interest and may create a personal debt against you. You may wish to seek the advice of your own private attorney concerning your rights in relation to this foreclosure proceeding.

Intent to cure or redeem, as provided by the aforementioned laws, must be directed to or conducted at the Office of the Sheriff for Archuleta County, 449 San Juan Street, P.O. Box 638, Pagosa Springs, Colorado 81147.

DATED this 9th day of November, 2012 at Pagosa Springs, Colorado.

/s/ Peter L. Gonzalez, Sheriff,

Peter L. Gonzalez

Archuleta County, Colorado

SALE DATE: WEDNESDAY, JANUARY 23, 2013 AT 10:00 AM

SALE NUMBER: 2012-06

BIDDERS ARE REQUIRED TO HAVE CASH OR CERTIFIED FUNDS TO COVER THEIR HIGHEST BID AT THE TIME OF SALE. CERTIFIED FUNDS ARE PAYABLE TO THE REGISTRY OF THE ARCHULETA COUNTY DISTRICT COURT.

Published in The Pagosa Springs Sun

First Publication: November 29, 2012

Last Publication: December 27, 2012

Published November 29, December 6, 13, 20 and 27, 2012 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. 2012-094

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 18, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) Michael J Kraetsch and Lisa D Kraetsch

Original Beneficiary(ies) Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt HSBC Bank USA, National Association, as Trustee for GSAA Home Equity Trust 2005-7

Date of Deed of Trust February 25, 2005

County of Recording Archuleta

Recording Date of Deed of Trust March 02, 2005

Recording Information (Reception Number) 20501901

Original Principal Amount $252,455.00

Outstanding Principal Balance $255,541.94

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 7, BLUE LAKE ESTATES, ACCORDING TO THE PLAT THEREOF FILED OCTOBER 31, 1983, AS RECEPTION NO. 119503, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO

Also known by street and number as: 99 East Blue Lake Drive, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 01/17/2013, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/22/2012

Last Publication 12/20/2012

Name of Publication Pagosa Springs Sun

• IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/18/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Aronowitz & Mecklenburg, LLP 1199 Bannock Street, Denver, CO 80204 (303) 813-1177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File # 9105.04635

©Public Trustees’ Association of Colorado Revised 9/2012

Published November 22, 29, December 6, 13 and 20, 2012 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. 2012-096

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 18, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) Ruth Ann Schmitz and Jerry L. Schmitz, wife and husband

Original Beneficiary(ies) Coldwell Banker Mortgage

Current Holder of Evidence of Debt Coldwell Banker Mortgage

Date of Deed of Trust July 18, 2006

County of Recording Archuleta

Recording Date of Deed of Trust July 19, 2006

Recording Information (Reception Number) 20606877

Original Principal Amount $592,631.00

Outstanding Principal Balance $592,631.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lot 128, Colorado’s Timber Ridge Phase Three, according to the plat thereof filed December 4, 2001, as Reception No. 20110833, in the office of the Clerk and Recorder, Archuleta County, Colorado

Also known by street and number as: 855 Bristle Cone Drive, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 01/17/2013, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/22/2012

Last Publication 12/20/2012

Name of Publication Pagosa Springs Sun

• IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/18/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: /s/ Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Duncan, Ostrander & Dingess, P.C. 3600 S Yosemite Street, Suite 500, Denver, CO 80237-1829 (303) 779-0200

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File #

©Public Trustees’ Association of Colorado Revised 9/2012

Published November 22, 29, December 6, 13 and 20, 2012 in The Pagosa Springs SUN.

_________________________________________

Request for Proposal: Office Supplies for 2013. The Archuleta County Board of County Commissioners invites qualified firms to submit proposals for an Office Supply contract for the calendar year 2013. Sealed proposals (marked “OFFICE SUPPLIES FOR 2013”) will be accepted by the Finance Department, 449 San Juan Street, Pagosa Springs, CO 81147 until December 3rd, 2012 at 2:00 PM local time. Submittals should be sent by UPS, Fed-Ex or other form of hand delivery. Do not submit proposals by regular mail, fax or email. For full proposal announcement, please contact Larry Walton, Contracts and Procurement Officer at (970) 264-8555, or email lwalton@archuletacounty.org or view on-line at

http://www.archuletacounty.org/bids.aspx

Published November 22 and 29, 2012 in The Pagosa Springs SUN.

_________________________________________

NOTICE TO CREDITORS

Estate of Jeremiah Jiras Dermody, a/k/a Jerry J. Dermody, Deceased

Case No. 12PR42

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Archuleta County, Colorado on or before March 22, 2013, or the claims may be forever barred.

James E. Denvir

P.O. Box 1552

Pagosa Springs, CO 81147

Published November 22, 29 and December 6, 2012 in The Pagosa Springs SUN.

_________________________________________

The office of Dr. Gerlinde Ehni Snyder, D.D.S, PC; is purging all patient records of patients not seen in the practice for the last ten years and all deceased patients. If you are not planning on returning to the practice and would like the records, please contact the office at 970-264-2588. Records will be destroyed on or after January 15th 2013.

Published November 15, 22, 29 and December 6, 2012 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. 2012-093

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 7, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) Ronald Joseph Jackson

Original Beneficiary(ies) Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2007-WFHE4, Asset-Backed Pass-Through Certificates, Series 2007-WFHE4

Date of Deed of Trust April 17, 2007

County of Recording Archuleta

Recording Date of Deed of Trust April 23, 2007

Recording Information (Reception Number) 20703376

Original Principal Amount $209,000.00

Outstanding Principal Balance $197,878.49

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 10 OF LAKEWOOD VILLAGE, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD APRIL 30, 1979 AS RECEPTION NO. 94867

Also known by street and number as: 154 Woodsman Dr, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 01/10/2013, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/15/2012

Last Publication 12/13/2012

Name of Publication Pagosa Springs Sun

• IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/07/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: /s/ Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Aronowitz & Mecklenburg, LLP 1199 Bannock Street, Denver, CO 80204 (303) 813-1177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File # 9105.04638

©Public Trustees’ Association of Colorado Revised 9/2012

Published November 15, 22, 29, December 6 and 13, 2012 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. 2012-090

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On August 29, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) Monica J. Kramer and Tom R. Kramer

Original Beneficiary(ies) Rio Grande Savings and Loan Assoc

Current Holder of Evidence of Debt Rio Grande Savings and Loan Assoc

Date of Deed of Trust May 31, 2001

County of Recording Archuleta

Recording Date of Deed of Trust June 01, 2001

Recording Information (Reception Number) 20104557

Original Principal Amount $95,200.00

Outstanding Principal Balance $84,408.12

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

See Exhibit A

Tract 1

A parcel of land located in the Southeast Quarter of the Northwest Quarter (SE1/4NW1/4) of Section 35, Township 34 North, Range 1 West, N.M.P.M., Archuleta County, Colorado, said parcel being more particularly described by metes and bounds as follows, to wit:

Beginning at the Northeast corner of the parcel herein described, a point on the North line of the said Southeast Quarter of the Northwest Quarter (SE1/4NW1/4) of Section 35, being a ½ inch diameter rebar with Davis Engineering Service, Inc. plastic cap, whence the Northeast corner of said Southeast Quarter of the Northwest Quarter (SE1/4NW1/4), a 2 ½ inch diameter aluminum post with a BLM aluminum cap, bears South 87 ° 30’00” East, 942.87 feet distant; thence South 00° 07’ 38” West, a distance of 316.36 feet along the Westerly line of that certain parcel of land described under Reception No. 142167 in the office of the Archuleta County Clerk and Recorder, to a ½ inch diameter smooth steel pin with a plastic cap (illegible); thence South 39° 32’ 25” West, a distance of 380. 31 feet along the Northwesterly line of that certain parcel of land described under Reception No. 129447 in said Office, to a ½ inch diameter smooth steel pin with a plastic cap (illegible), being a point on the Northeasterly right of way limit of Highway No. 84; thence North 51° 23’ 28” West, a distance of 87.94 feet along the said northeasterly right of way of Highway No. 84 to a Department of Highway right of way monument, being a brass cap in concrete; thence North 68° 37’ 01” West, a distance of 107.90 feet along the said Northeasterly right of way of Highway No. 84 to a Department of Highway right of way monument, being a brass cap in concrete; thence North 53° 02’ 33” West, a distance of 87.87 feet along the said Northeasterly right of way of Highway No. 84 to a ½ inch diameter smooth steel pin; thence North 38° 31’ 12” East, a distance of 597.42 feet along the Southeasterly line of that certain parcel of land described in Book 138 on Page 672 in said Office to a ½ inch diameter rebar with a Davis Engineering Service, Inc. plastic cap, being a point on the North line of said Southeast Quarter of the Northwest Quarter (SE1/4NW1/4); thence South 87° 30’ 00” East, a distance of 110.25 feet along said North line to the Point of Beginning.

Tract 2

A tract of land located in the Southeast Quarter of the Northwest Quarter (SE1/4NW1/4), Section 35, Township 34 North, Range 1 West, N.M.P.M., Archuleta County, Colorado, being more particularly described as follows, to wit:

The following bearings are based upon the assumption that the North line of the Southeast Quarter of the Northwest Quarter (SE1/4NW1/4)of said Section 35, monumented as stated, bears South 87° 30’00” East-North 87°30’00” West:

Beginning at a point on the North line of said Southeast Quarter of the Northwest Quarter (SE1/4NW1/4) from whence the Northeast corner of said Southeast Quarter of the Northwest Quarter (SE1/4NW1/4) bears South 87° 30’00” East, 379.70 feet distant, said point marked by a set ½ inch diameter rebar with plastic cap, L.S. 26973; thence South 15° 19’ 23” West, a distance of 2.56 feet to a 5/8 inch diameter rebar with aluminum cap, L.S. 5840; thence South 27° 32’24” West, a distance of 291.88 feet to a 5/8 inch diameter rebar with aluminum cap, L.S. 58/40; thence South 10° 35’ 13” East, a distance of 196.83 feet to a ½ inch diameter rebar with aluminum cap, L.S. 4679; thence South 22° 39’ 50” West, a distance of 119.62 feet to a ½ diameter rebar with aluminum cap, L.S. 4679; thence North 60° 01’ 35” West, a distance of 458.33 feet to a ½ inch diameter smooth steel bar with plastic cap (illegible); thence North 25° 03’ 43” West, a distance of 48.98 feet to a ½ inch diameter smooth steel bar with plastic cap (illegible); thence North 00° 07’ 38” East, a distance of 316.36 feet to the North line of said Southeast Quarter of the Northwest Quarter (SE1/4NW1/4), a set ½ inch diameter rebar with plastic cap, L.S. 26973; thence South 87° 30’00” East along said North line, a distance of 563.18 feet to the Point of Beginning.

Also known by street and number as: 10900 Hwy 84, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 12/27/2012, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/1/2012

Last Publication 11/29/2012

Name of Publication Pagosa Springs Sun

• IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 08/29/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: /s/ Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Benjamin F. Gibbons, P.C. 800 First Avenue, Monte Vista, CO 81144 (719) 852-4731

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File #

©Public Trustees’ Association of Colorado Revised 9/2012

Published November 1, 8, 15, 22 and 29, 2012 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. 2012-083

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On August 21, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) Susan Lynn Elliott in fee simple correctly known as Susan Lyn Elliott

Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for IndyMac Bank, F.S.B.

Current Holder of Evidence of Debt Bank of America, N.A.

Date of Deed of Trust 2/10/2005

County of Recording Archuleta

Recording Date of Deed of Trust 2/23/2005

Recording Information(Reception Number and/or Book/Page Number) 20501599

Original Principal Amount $198,000.00

Outstanding Principal Balance $213,247.46

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 249, LAKE FOREST ESTATES, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD JUNE 4, 1973 AS RECEPTION NO. 77869

Also known by street and number as: 33 Ebony Ct, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 12/20/2012, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/1/2012

Last Publication 11/29/2012

Name of Publication Pagosa Springs Sun

DATE: 08/21/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: /s/ Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Aronowitz & Mecklenburg, LLP 1199 Bannock Street, Denver, CO 80204 (303) 813-1177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File # 3500.01316

©Public Trustees’ Association of Colorado Revised 6/2011

Published November 1, 8, 15, 22 and 29, 2012 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. 2012-089

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On August 29, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) Robert C. Woods and Tai A Vautier-Woods, Husband and Wife

Original Beneficiary(ies) Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt Wells Fargo Bank, NA

Date of Deed of Trust May 31, 2006

County of Recording Archuleta

Recording Date of Deed of TrustMay 31, 2006

Recording Information (Reception Number)20605192

Original Principal Amount $292,000.00

Outstanding Principal Balance $292,000.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 162, COLORADO’S TIMBER RIDGE PHASE FOUR, ACCORDING TO THE PLAT THEREOF FILED DECEMBER 19, 2002, AS RECEPTION NO. 20212641, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

Also known by street and number as: 175 Engleman Drive, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 12/27/2012, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/1/2012

Last Publication 11/29/2012

Name of Publication Pagosa Springs Sun

• IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 08/29/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: /s/ Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Jeffrey C. Gaston #40389

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Reagan Larkin #42309

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Castle Stawiarski, LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File # 12-05790

©Public Trustees’ Association of Colorado Revised 9/2012

Published November 1, 8, 15, 22 and 29, 2012 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE SALE NO. 2012-087

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On August 28, 2012, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor(s) Sang Dan Knyper, a Single Woman

Original Beneficiary(ies) Washington Mutual Bank, FA

Current Holder of Evidence of Debt JPMorgan Chase Bank, National Association

Date of Deed of Trust November 21, 2005

County of Recording Archuleta

Recording Date of Deed of Trust November 22, 2005

Recording Information (Reception Number) 20512554

Original Principal Amount $140,000.00

Outstanding Principal Balance $110,797.12

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

TRACT 59, AMENDED ALPINE LAKES RANCH-PONDEROSA HILLS UNIT 2, ACCORDING TO THE PLAT THEREOF FILED MAY 30, 1995, AS RECEPTION NO. 1995003381, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

Also known by street and number as: 432 Golden Spruce, Pagosa Springs, CO 81147.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Thursday, 12/27/2012, at 449 San Juan St., Pagosa Springs, CO 81147, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/1/2012

Last Publication 11/29/2012

Name of Publication Pagosa Springs Sun

• IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 08/28/2012

Betty A. Diller, Public Trustee in and for the County of Archuleta, State of Colorado

By: /s/ Betty A. Diller, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Aronowitz & Mecklenburg, LLP 1199 Bannock Street, Denver, CO 80204 (303) 813-1177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney File # 1068.05476

©Public Trustees’ Association of Colorado Revised 9/2012

Published November 1, 8, 15, 22 and 29, 2012 in The Pagosa Springs SUN.

_________________________________________