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Gelding reimbursement program receives grant

Fresh Start Horse Rescue has received a 2012 grant from the Colorado Unwanted Horse Alliance to provide reimbursement for area residents who have stallions and colts gelded (neutered). Residents of Archuleta, Montezuma, La Plata, San Juan and Dolores counties are eligible.

 To receive the rebate, after having stallion(s) gelded, send your name and address with a copy of the veterinarian’s itemized receipt showing the line item “castration” to Gelding Assistance Program, P.O. Box 124, Lewis, CO 81327.

There is no limit to the number of colts/stallions per individual.

Eligible surgeries are performed on or after Sept. 1, 2010. It is not too late to send in receipts for castrations done last fall. So that we may help as many horse owners as possible, rebates cover the line item cost of castration surgery only, and do not cover farm call or any other procedure performed at the time of castration. Complications such as cryptorchid will cap at $125.  Receipts that are not itemized may not receive the full amount shown.

The program is made possible by a grant from the Colorado Unwanted Horse Alliance. 

For details, e-mail info@freshstarthorserescue.org, visit freshstarthorserescue.org or call (970) 882-7522. 

Benchmarks

Yes, it’s time to again start thinking about documents for your income tax and making those promises to do better this year keeping track of papers and expenses.

What about those promises to eat better, lose weight, exercise?

Have you thought about how your behaviors in these two areas are tightly linked and jointly impact your life?

Your wealth directly influences your health, and equally important is that your health dramatically affects your wealth. If you don’t feel well, there are medical expenses, you don’t eat well, stress increases and you don’t want to bother with daily joys.

We know that healthy eating, physical activity and controlling stress are interrelated, but I suggest you add financial health to this picture as well. How does this quadrangle impact you and your family?

For starters, compare yourself to some key benchmarks. Benchmarks help you to visualize your plan and goals. When you start looking at real numbers, real improvement begins.

Here are a few benchmarks for financial health:

1. You follow the guideline that housing (PITI) mortgage or rent is 30-40% of gross income, you pay yourself first (savings) at least 5-10 percent, transportation is 20 percent or less, and food is 20 percent or less.

2. Your monthly debt (excluding mortgage) is less than 15 percent of your take home pay (example-credit cards, student loans, car loans).

3. You have an emergency fund (access to cash) equal to three to six months income.

4. You have a will in place (who will take care of your children, how you want your assets handled and by whom) that is checked every five years.

5. Your advance directives are in place (what you want done medically if you can’t respond) and discussed with your family.

6. You review credit reports annually from each of the three credit bureaus to be sure the information is current and accurate (www.annualcreditreport.com). As a Colorado resident, you are entitled to two free reports from each annually.

7. Here is a fun one. Calculate your net worth benchmark annually. Multiply your age by pretax (gross) income and divide by ten. For an individual of 37 with a gross income of $50,000 that is $1.85 million, divide by 10 = $185,000 net worth benchmark goal.

Some health benchmarks require at least an annual visit to your health care provider or local health fair. Some common health benchmarks are:

1. You eat at least three cups of fruits and vegetables daily.

2. Your blood pressure is close to 120/80 mm Hg.

3. Your body mass index is close to 27.

4. You get at least 2 1/2 hours weekly of moderate physical activity (rule of thumb — 1 minute of vigorous-intensity activity is about the same as 2 minutes of moderate-intensity activity) and twice a week some form of muscle strengthening activity.

5. The foods you consume are nutrient dense rather than highly processed foods or empty calorie.

6. Your cholesterol level is below 200 mg/dl with your HDL at 60 mg/dL or greater.

7. Your liquid intake is around 1/2 ounce per pound of body weight daily.

How close are the benchmarks to your goals? Small steps to health and wealth make big changes!

Calendar

Feb. 23 — Colorado Master Gardener Program, 9 a.m.

Feb. 23 — Republican Assembly planning meeting, 6:30 p.m.

Feb. 24 — 4-H Clover Buds, 1:30 p.m.

Feb. 24 — 4-H Dog Agility, 3 p.m.

Feb. 24 — 4-H Rabbit meeting, 4 p.m.

Feb. 27 — Painting Group, 10 a.m.

Feb. 27 — Back To Basic Food Preservation Class, 1 and 6 p.m.:

Feb. 28 — Shooting Range meeting, 6 p.m.

Feb. 29 — 4-H Sports Fishing, 4 p.m.

March 1 — Colorado Master Gardener Program, 9 a.m.

March 1 — 4-H Shady Pine Club meeting, 6:30 p.m.

March 2 — 4-H Clover Buds, 1:30 p.m.

March 2 — 4-H Colorado Mountaineers Club meeting, 2 p.m.

March 3 — 4-H Beef Weigh -in, 6 a.m.

March 3 — Republican County Assembly, 7:30 a.m.

Check out our webpage at www.archuleta.colostate.edu for calendar events and information.

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