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Legals 10/29/09

District Court, Archuleta County, State of Colorado

Court Address: 449 San Juan Street, P.O. Box 148

Pagosa Springs, Colorado 81147

Telephone No.: (970) 264-2400

MOUNTAIN MEADOWS PROPERTY OWNERS ASSOCIATION, INC.

Plaintiff

v.

TERRY L. MICHEL, JULIE A. MICHEL and All Unknown Persons Who Claim Any Interest In The Subject Matter Of This Action,

Defendant.

Attorney for Plaintiff:

Name: Larry W. Holthus

Address: P.O. Box 1737

Pagosa Springs, Colorado 81147

Telephone No.: (970) 264-4196

Facsimile No.: (970) 264-4197

Atty. Reg. No.: 10535

Case Number: 09 CV66

SHERIFF’S COMBINED NOTICE OF SALE, RIGHT TO CURE AND RIGHT TO REDEEM

TO WHOM IT MAY CONCERN:

This is to advise you that the above-captioned action is pending. A Judgment and Decree for Judicial Foreclosure has been entered in this action concerning an assessment lien by the plaintiff Mountain Meadows Property Owners Association, Inc. pursuant to the Colorado Common Interest Ownership Act, Colorado Revised Statutes, §3-33.3-316(2)(a), and the Plaintiff’s Property Owners Association Declaration for Mountain Meadows Property Owners Association, Inc. of (said) Assessment Lien being recorded on April 2, 2009 at Reception No. 20902296, in the office of the Clerk and Recorders Office of Archuleta County, Colorado (the “Assessment Lien”).

The real property which is the subject matter of this litigation, which is the property subject to the Assessment Lien, is situation in Archuleta County, and is described as follows, to-wit:

One (1) White Unit Week as said Week is defined in the Declaration of Interval ownership for Mountain Meadows recorded under Reception No. 137132, and amendments & supplements thereto in Building Number 1 of Mountain Meadows Phase One as described and delineated on that Plat captioned “Mountain Meadows – Phase One” filed for record under Reception No. 137131. Together with a right of ingress and egress over the existing road to Lakeside Drive.

The Plaintiff named above is the judgment creditor in this action and the lienor of the property pursuant to the Colorado Common Interest Ownership Act, Colorado revised Statutes, §33-33.3-316(2)(a), and the Plaintiff’s Property Owners Association Declaration for Mountain Meadows Property Owners Association. As of October 1, 2009, the outstanding balance due and owing on such judgment is $2,418.00.

I shall offer for public sale to the highest bidder, for case, at public auction, all the right, title and interest of the defendants in said property on 01/20, 2010 at 10:00 a.m. at the Archuleta County Sheriff’s Office, 449 San Juan St., Pagosa Springs, CO 81147.

NOTE: THE LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN.

Attached hereto are copies of certain Colorado statutes that my vitally affect your property rights in relation to this proceeding. Said proceeding may result in the loss of property in which you have an interest. You may wish to seek the advice of your own private attorney concerning your rights in relation to this foreclosure proceeding.

C.R.S. §38-38-103(4)(a)(II): A notice of intent to cure filed pursuant to section 38-38-104 shall be filed with the officer at least fifteen calendar days prior to the first scheduled sale date or any date to which the sale is continued;

C.R.S. §38-38-103(4)(a)(III): A notice of intent to redeem filed pursuant to section 38-38-302 shall be filed with the officer no later than eight business days after the sale;

INTENT to cure and redeem, as provided by the aforementioned laws, must be directed to or conducted at the Office of the Sheriff for the County of Archuleta, Front Office, 449 San Juan Street, Pagosa Springs, CO 81147.

Dated at Archuleta County, Colorado, this 15th day of October, 2009.

/s/ Peter L. Gonzalez

Sheriff, Archuleta County, Colorado

Sale Date: Jan. 20th, 2009 at 10:00 a.m.

BIDDERS ARE REQUIRED TO HAVE CASH OR CERTIFIED FUNDS TO COVER THEIR HIGHEST BID AT THE TIME OF THE SALE. CERTIFIED FUNDS ARE PAYABLE TO THE REGISTRY OF THE ARCHULETA COUNTY DISTRICT COURT.

Colorado Statutes attached: Colorado Revised Statutes §38-37-108, 38-38-103, 38-38-104,38-38-301,38-38-304,38-38-305, and 38-38-306.

Published October 29, November 5, 12, 19 and 26, 2009 in The Pagosa Springs SUN.

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NOTICE OF PUBLIC HEARING

STATE OF COLORADO

COUNTY OF ARCHULETA

Public Notice is hereby given that on September 30, 2009; an application for renewal of a Hotel and Restaurant License to be issued to Aspen Springs Bar and Grill was filed with the County Commissioners Office of Archuleta County, Colorado. The premises is known as the Aspen Springs Bar and Grill, more particularly described as 43 Buttercup Drive, Pagosa Springs, Colorado. Notice is further given that a hearing upon said application will be held on November 3, 2009 at 1:30 p.m. in the County Commissioners’ Meeting Room located in the Archuleta County Courthouse in Pagosa Springs, Colorado. At said time and place, all parties of interest shall be allowed to appear in support of, or in opposition to, the granting of said license by petitions, objections or personal appearances. Petitions or objections may be filed in the said County Commissioners’ Office in the Archuleta County Courthouse, 449 San Juan St., Pagosa Springs, Colorado, prior to said hearing. This notice is given by order of the Board of County Commissioners of Archuleta County, Colorado this 29th day of October, 2009.

Robert C. Moomaw, Chair

Board of County Commissioners

Archuleta County, Colorado

Published October 29, 2009 in The Pagosa Springs SUN.

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NOTICE OF PUBLIC HEARING

STATE OF COLORADO

COUNTY OF ARCHULETA

Public Notice is hereby given that on October 1, 2009; an application for a Hotel and Restaurant License to be issued to Chimney Rock Restaurant and Tavern, LLC. was filed with the County Commissioners Office of Archuleta County, Colorado. The premises to be known as Chimney Rock restaurant and Tavern, more particularly described as 18710 W. Highway 160, Pagosa Springs, Colorado. Notice is further given that a hearing upon said application will be held on November 3, 2009 at 1:30 p.m. in the County Commissioners’ Meeting Room located in the Archuleta County Courthouse in Pagosa Springs, Colorado. At said time and place, all parties of interest shall be allowed to appear in support of, or in opposition to, the granting of said license by petitions, objections or personal appearances. Petitions or objections may be filed in the said County Commissioners’ Office in the Archuleta County Courthouse, 449 San Juan St., Pagosa Springs, Colorado, prior to said hearing. This notice is given by order of the Board of County Commissioners of Archuleta County, Colorado this 29th day of October, 2009.

Robert C. Moomaw, Chair

Board of County Commissioners

Archuleta County, Colorado

Published October 29, 2009 in The Pagosa Springs SUN.

_________________________________________

PUBLIC HEARING

The Town Council for the Town of Pagosa Springs will be holding a public hearing for a Hotel and Restaurant liquor license application for Asset Management & Marketing, LLC dba Oakridge Lodge, located at 158 Hot Springs Blvd. The public hearing will be held on Tuesday November 10, 2009 at 12:00 p.m. in the South Conference Room at the Ross Aragón Community Center, 451 Hot Springs Blvd. All people wishing to comment should be present at that meeting or have written comments in the office of the Town Clerk no later than 5:00 p.m. on November 6th, 2009.

Published October 29, 2009 in The Pagosa Springs SUN.

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PUBLIC HEARING

The Town Council for the Town of Pagosa Springs will be holding a public hearing for a Hotel and Restaurant liquor license application for JJ’s Riverwalk Restaurant & Pub LLC, located at 356 East Hwy 160. The public hearing will be held on Tuesday November 10, 2009 at 12:00 p.m. in the South Conference Room at the Ross Aragón Community Center, 451 Hot Springs Blvd. All people wishing to comment should be present at that meeting or have written comments in the office of the Town Clerk no later than 5:00 p.m. on November 6th, 2009.

Published October 29, 2009 in The Pagosa Springs SUN.

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A Conditional Use Permit on a portion of 465 acres is proposed in the SW portion of Section 15, Township 33N, Range 5W, N.M.P.M. The proposal is for a storage facility and staging yard for pipeline construction activity in the general area. The property is located at 11501 A-5, Highway 151, approximately 6 miles north of Arboles or 11.5 miles south of Highways 151 and 160.

Comments regarding this proposal may be submitted to the Archuleta County Planning Department, P.O. Box 1507, Pagosa Springs, CO 81147-1507, telephone: (970) 731-3877 prior to the public hearing by the Board of County Commissioners on November 17, 2009 at 1:30 p.m. in the County Courthouse. If you prefer, you may attend the public hearing and be heard.

Published October 29 and November 5, 2009 in The Pagosa Springs SUN.

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NOTICE TO CREDITORS

Estate of MYRA T. SAPERSTEIN, Deceased

Case No. 09 PR 34

All persons having claims against the above-named estate are required to present them to the personal representative or to the District Court of Archuleta County, Colorado on or before March 11, 2010, or the claims may be forever barred.

CHARLA R. ELLIS

PO Box 1021

Pagosa Springs, CO 81147

Published October 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

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NOTICE TO CREDITORS

Estate of Jerome Markley Willis, Deceased

Case No. 09PR33

All persons having claims against the above-named estate are required to present them to the personal representative or to the District Court of Archuleta County, Colorado on or before February 22, 2010, or the claims may be forever barred.

Larry W. Holthus

PO Box 1737

Pagosa Springs, CO 81147-1737

Published October 22, 29 and November 5, 2009 in The Pagosa Springs SUN.

_________________________________________

ALPHA-ROCKRIDGE METROPOLITAN DISTRICT

NOTICE OF BUDGET

Notice is hereby given that: A proposed budget has been submitted to the Board of Directors for the ensuing year of 2010; a copy of such proposed budget has been filed at the Archuleta County Courthouse, 449 San Juan Street, Pagosa Springs, CO, where the same is open for public inspection; such proposed budget will be considered at a regular meeting of the Board of Directors to be held on Thursday, November 12, 2009 at 6:30 pm at the Ross Aragon Community Center, 451 Hot Springs Blvd., Room E. Any interested elector of the Alpha-Rockridge Metro District may inspect the proposed budget and file or register any objections thereto at any time prior to the final adoption of the budget.

Richard Lindblad

Budget Officer

Published October 22 and 29, 2009 in The Pagosa Springs SUN.

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COMBINED NOTICE OF SALE, RIGHT TO CURE, AND RIGHT TO REDEEM

Public Trustee Sale No. 134-2009

This Combined Notice concerns the Deed of Trust described as follows:

Donald C. Neder and Gail Paula Neder Original Grantor

Wells Fargo Bank, N.A. Original Beneficiary

Wells Fargo Bank, N.A. Current holder (“Holder”) of Evidence of Debt (“Debt”) secured by Deed of Trust

June 1, 2007 Date of Deed of Trust

June 4, 2007 Recording Date of Deed of Trust

Archuleta County of Recording

20704880 Reference Nos. of Recorded Deed of Trust

Reception No.

$ 900,000.00 Original principal balance of Debt

$ 898,951.18 Outstanding principal balance of Debt on date of the Notice of Election and Demand for Sale

YOU ARE NOTIFIED AS FOLLOWS:

A foreclosure proceeding was commenced in the office of the undersigned Public Trustee to foreclose the lien of the above-described Deed of Trust. The following described property located in the County of Archuleta, State of Colorado, is all a portion of the property currently encumbered by said Deed of Trust:

Lot 53, Piedra Estates, according to the plat thereof and filed December 7, 1976, as Reception No, 86891, in the office of the Clerk and Recorder, Archuleta County, Colorado.

Also known by street and number as: 741 Majestic Drive, Pagosa Springs, Colorado 81147 Assessor’s schedule or parcel number: 569910404022

The covenant violations under the Debt or Deed of Trust or both on which the demand for foreclosure is based are as follows:

Promise to Pay/Payment: Grantor/Borrower’s failure to make payments required under the Promissory Note and Deed of Trust.

OR

The Debt consists of multiple instruments, and the Holder has elected to foreclose with respect to fewer than all of such instruments, The instruments to be satisfied hi whole or in part by this foreclosure consist only of the following:

You may have an interest in the real property being foreclosed that may be affected by this foreclosure. You may have the right to cure a default under the above-described Deed of Trust, and you may have the right to redeem the real property being foreclosed, A notice of intent to cure filed pursuant to § 38-38-104, Colorado Revised Statutes, shall be filed with the undersigned public trustee at least fifteen (15) calendar days prior to the first scheduled sale date or any date to which the sale is continued, A notice of intent to redeem pursuant to § 38-38-302, Colorado Revised Statutes, shall be filed with the undersigned public trustee no later than 8 business days after the sale.

A copy of sections 38-37-108,38-38-103, 38-381 04,38-38-301,38-38-304,38-38-305, and 38-38-306 of the Colorado Revised Statutes, as presently comprised, is included with this Combined Notice as required by law. However, your rights may be determined by previous statutes.

The name, address and telephone number of each attorney representing the Holder is as follows:

David L. Masters

The Masters Law Finn, L.L.C.

152 Colorado Avenue

Montrose, CO 81401

(970) 249-2622

THEREFORE, the undersigned Public Trustee will, at 10:00 o’clock am., on the date of December 10, 2009, at 449 San Juan Street, Pagosa Springs CO 81147, sell the Property at public auction to the highest bidder who has submitted bid fluids to the undersigned Public Trustee as specified by § 38-38-106(7), C.R.S. to pay the Debt and certain other sums, all as provided by applicable law and the Deed of Trust, and will deliver to the purchaser a certificate of purchase as provided by law.

THE LIEN OF THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

Date: August 14, 2009

Betty A. Diller

Public Trustee of Archuleta County

State of Colorado

By /s/ D. Switala

Deputy Public Trustee

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

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COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 135-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 135-2009 was commenced on 08/14/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Rebecca L. Gisburne and Robert S. Gisburne

Original Beneficiary: Wells Fargo Home Mortgage, INC.

Current Holder of Evidence of Debt US Bank National Association, as Trustee for WFASC 2003-9

Date of Deed of Trust: 06/13/2003

County of Recording: Archuleta

Recording Date of Deed of Trust: 06/23/2003

Reception No.: 20306128

Original Principal Balance: $799,000.00

Outstanding Principal Balance: $569,325.26

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 37, PIEDRA ESTATES, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD DECEMBER 7, 1976 AS RCEPTION NO. 86891.

WHICH HAS THE ADDRESS OF: 1547 Oren Road, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/14/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-17926

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

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COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 136-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 136-2009 was commenced on 08/19/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Jana Heckerman

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Chevy Chase Bank, F.S.B.

Current Holder of Evidence of Debt US Bank, NA as trustee for CCB Libor Series 2006-A Trust

Date of Deed of Trust: 06/19/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 06/19/2006

Reception No.: 20605850

Original Principal Balance: $318,150.00

Outstanding Principal Balance: $348,365.38

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 10, BLOCK 2, RIO BLANCO SUBDIVISION “A”, ACCORDING TO THE AMENDED PLAT OF SAID SUBDIVISION FILED FOR RECORD SEPTEMBER 11, 1967 AS RECEPTION NO. 70248.

COUNTY OF ARCHULETA, STATE OF COLORADO.

WHICH HAS THE ADDRESS OF: 960 County Road 335, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/19/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-15921

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

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COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 138-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 138-2009 was commenced on 08/19/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Justin D Slawson, and Patricia L Slawson

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for America’s Wholesale Lender

Current Holder of Evidence of Debt THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATHOLDERS CWABS, INC, ASSET-BACKED CERTIFICATES, SERIES 2006-19

Date of Deed of Trust: 09/12/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 09/13/2006

Reception No.: 20608872

Original Principal Balance: $177,650.00

Outstanding Principal Balance: $185,162.46

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOTS 148 AND 149, PAGOSA TRAILS, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD SEPTEMBER 13, 1971 AS RECEPTION NO. 74885

WHICH HAS THE ADDRESS OF: 150 Lassen Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/19/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Hopp #26818

Wayne E. Vaden #21026

Robert J Hopp and Associates LLC P.O. Box 8689, Denver, CO 80201 (303) 225-0800

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-02666RH

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 139-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 139-2009 was commenced on 08/19/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Joan E. Hott

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Homecomings Financial Network Inc.

Current Holder of Evidence of Debt OneWest Bank FSB

Date of Deed of Trust: 06/30/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 07/06/2006

Reception No.: 20606406

Original Principal Balance: $160,000.00

Outstanding Principal Balance: $158,249.47

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 18X, A CONSOLIDATION OF LOT 18 AND A HALF OF LOT 19, BLOCK 8, LAKE PAGOSA PARK, ACCORDING TO THE PLAT THEREOF FILED MARCH 13, 1970, AS RECEPTION NOS. 72998 THRU 73013, AND AS DEFINED AND DESCRIBED IN RESOLUTION NO. 99-39 RECORDED JUNE 22, 1999 AS RECEPTION NO. 99006078, ALL IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 98 Carefree Place, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/19/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Hopp #26818

Wayne E. Vaden #21026

Robert J Hopp and Associates LLC P.O. Box 8689, Denver, CO 80201 (303) 225-0800

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-03219RH

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 141-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 141-2009 was commenced on 08/21/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Pagosa Riverfront Properties, LLC, Landstar Acquisitions and Development LLC, Outer Reach Ranch Holdings and Kenneth A. Wenrick, individually and Peter F. Quinlan, individually

Original Beneficiary: Donnie R. Johnson and Betty J. Johnson

Current Holder of Evidence of Debt Donnie R. Johnson

Date of Deed of Trust: 01/27/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 01/30/2006

Reception No.: 20601134

Original Principal Balance: $630,000.00

Outstanding Principal Balance: $625,564.18

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

See Exhibit A

Exhibit A

141-2009

A tract of land lying and being in the Southeast Quarter of the Southeast Quarter (SE1/4SE1/4), Section 7, Township 35 North, range 1 West, N.M.P.M., and being more particularly described as follows:

Beginning at a point on the South boundary line of the said Southeast Quarter of the Southeast Quarter (SE1/4SE1/4), Section 7, whence the Southeast corner of said Section 7 bears South 89° 55’ East, 464.94 feet; Thence running from said Point of Beginning North 26° 29’ 00” East, 233.35 feet, thence running North 18° 40’ East, 177.30 feet; thence running North 20° 40’ West, 215.50 feet; thence running South 73° 50’ West, 336.89 feet to a point on the East bank of the San Juan River; thence South 51° 53’ West, 783.26 feet to the Southwest corner of said Southeast Quarter of the Southeast Quarter (SE1/4SE1/4) of Section 7; thence along said South boundary line of the Southeast Quarter of the Southeast Quarter (SE1/4SE1/4) of Section 7, South 89° 55’ East, 855.06 feet to the Point of Beginning.

LESS AND EXCEPT

That portion of the above described property conveyed in deeds recorded September 26, 1994, as Reception No. 1994007125 and March 15, 2004, as Reception No. 20402515, all in the office of the Clerk and Recorder, Archuleta County, Colorado.

LESS AND EXCEPT

That certain strip of land 10 feet in width heretofore conveyed to the Town of Pagosa Springs in Instrument recorded October 24, 1950, in Book 89 at Page 39, in the office of the Clerk and Recorder, Archuleta County, Colorado.

TOGETHER WITH

the non-exclusive right of ingress and egress and right of way for roadway purposes described in deed recorded November 2, 2001, as Reception No. 20109542, in the office of the Clerk and Recorder, Archuleta County, Colorado.

TOGETHER WITH the following described water rights:

Joe Hersch Ditch #1, 2.0 c.f.s., Case No. W-1520-76, Priority #1968-146, June 1, 1957; Decree #73-308D, December 19, 1968.

WHICH HAS THE ADDRESS OF: E Highway 160, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/21/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Michael L. Nicklos Attorney at Law, 13 W. 2nd Street, La Junta, CO 81050 (719) 384-5946

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number:

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 142-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 142-2009 was commenced on 08/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Bruce P Andersen and Terri L Andersen

Original Beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for IndyMac Bank, F.S.B.

Current Holder of Evidence of Debt OneWest Bank, FSB

Date of Deed of Trust: 12/21/2004

County of Recording: Archuleta

Recording Date of Deed of Trust: 12/28/2004

Reception No.: 20412516

Original Principal Balance: $210,000.00

Outstanding Principal Balance: $221,847.99

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Lot 335, Lake Forest Estates, according to the plat thereof filed for record June 4, 1973 as Reception No. 77869, County of Archuleta County, State of Colorado

WHICH HAS THE ADDRESS OF: 509 Dutton Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/20/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Lynn M. Janeway #15592

Janeway Law Firm, P. C. 19201 East Main St., Suite 205, Parker, CO 80134-9092 (303) 706-9990

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: JLF 9354

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 143-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 143-2009 was commenced on 08/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Catherine M Impeduglia and Clement T Brodeur

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Citizens Bank of Pagosa Springs

Current Holder of Evidence of Debt The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-31CB, Mortgage Pass-Through Certificates, Series 2006-31CB

Date of Deed of Trust: 08/02/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 08/11/2006

Reception No.: 20607676

Original Principal Balance: $250,000.00

Outstanding Principal Balance: $244,485.63

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 145, LOMA LINDA SUBDIVISION UNIT FIVE, ACCORDING TO THE PLAT FILED FOR RECORD ON AUGUST 2, 1984 AS RECEPTION NO. 124931.

WHICH HAS THE ADDRESS OF: 937 San Juan Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/20/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-16120

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 144-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 144-2009 was commenced on 08/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Joyce R Wright and Steven D. Wright

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Freedom Mortgage Corporation

Current Holder of Evidence of Debt BAC Home Loans Servicing, L.P.

Date of Deed of Trust: 10/18/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 10/23/2006

Reception No.: 20610335

Original Principal Balance: $225,000.00

Outstanding Principal Balance: $218,698.52

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

SEE EXHIBIT A ATTACHED HERETO AND INCORPORATED HEREIN BY REFERENCE

EXHIBIT “A”

LOT 11X (BEING A CONSOLIDATION OF LOTS 9 AND 11) IN LADO DEL RIO ESTATES, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD NOVEMBER 3, 1969 AS RECEPTION NO. 72663 AND PURSUANT TO A RESOLUTION APPROVING THE CONSOLIDATION OF CERTAIN LOTS IN ARCHULETA COUNTY, COLORADO, RESOLUTION NO. 2005-22 RECORDED JULY 1, 2005 AS RECEPTION NO. 20506534 AND RE-RECORDED JULY 13, 2005 AS RECEPTION NO. 20506985.

WHICH HAS THE ADDRESS OF: 13769 Hwy 151, Arboles, CO 81121

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/20/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-19023

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 145-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 145-2009 was commenced on 08/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): John Webb

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.)

Current Holder of Evidence of Debt GMAC Mortgage, LLC

Date of Deed of Trust: 03/29/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 04/03/2007

Reception No.: 20702773

Original Principal Balance: $377,200.00

Outstanding Principal Balance: $368,512.03

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 8 IN PARADISE MESA, ACCORDING TO THE PLAT THEREOF RECORDED SEPTEMBER 10, 1996 AS RECEPTION NO. 1996006775, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 345 Apple Street, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 12/10/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/15/2009

Last Publication: 11/12/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 08/20/2009

Public Trustee of Archuleta County, State of Colorado

Betty A. Diller

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-19158

Published October 15, 22, 29, November 5 and 12, 2009 in The Pagosa Springs SUN.

_________________________________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Village Pointe Property Owners Association, Inc.

v.

Defendant(s):

(1) John W. Ray

(2) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number 2008 CV 343

NOTICES OF:

(1) LEVY AND RECORDING;

(2) RIGHT TO CLAIM EXEMPTION;

(3) RIGHT TO CURE AND/OR REDEEM;

(4) ELECTION OF SALE;

(5) SALE; AND

(6) GOVERNMENTAL CLAIMS

YOU ARE NOTIFIED THAT:

All words and phrases which have the first letters thereof capitalized are defined on the attached Identifying Data of Legal Documents Upon Which foreclosure Is Based. The undersigned attorney certifies that to the best of his knowledge, the Judgment Debtor(s) and Current Owner(s) names and addresses are correct.

This proceeding for a Sheriff’s Sale (See Sheriff’s Identifying No. on attached Identifying Data, etc.) has been commenced in the office of the Sheriff of this County to foreclose the lien of the Mortgage, Deed of Trust and/or Judgment.

1. LEVY AND RECORDING: Judgment has been entered and a Writ of Execution has been issued by the above Court to the undersigned Sheriff to levy upon the Real Estate to be Sold, which is owed or was formerly owned by the Judgment Debtor(s), and to which the lien of the Lien Documents attached. Pursuant thereto, the undersigned Sheriff has levied upon or will levy upon the Real Estate to be Sold by recording these Notices in the appropriate real estate records.

2. RIGHT TO CLAIM EXEMPTION AND/OR ENJOIN: Within ten (10) days of the date of service hereof of the Judgment Debtor(s) and Current Owner(s), any one or more of them has a right to file with the Clerk of the above Court a written claim of exemption in the above case, which he, she or it may have by the laws of this State. At any time before this sale, Judgment Debtor(s), Current Owner(s), and other Interested Parties may have a right to enjoin this sale, if permitted by law. Failure to pursue these rights may be deemed a waiver thereof. The filing of a frivolous, groundless or vexatious lawsuit may result in attorney’s fees being assessed against you.

3. CURE AND/OR REDEMPTION RIGHTS: Pursuant to the laws of this State, you may have an interest in the Real Estate to be sold or have certain rights or suffer certain liabilities as a result of this Sheriff’s sale. You may have the right to cure a default under the judgment, or you may have a right to redeem the Real Estate to be Sold. A copy of said statutes, as such statutes are presently constituted, is attached to the copies hereof which are recorded, mailed and served.

The lien of the Lien Documents may not be a first lien.

A Notice of Intent to Cure filed pursuant to CRS 38-38-104 shall be filed with the Sheriff at least 15 calendar days prior to the first scheduled sale date or any date to which the sale is continued.

A Notice of Intent to Redeem filed pursuant to Section 38-38-302 shall be filed with the Sheriff no later than 8 business days after the sale.

4. ELECTION TO SELL: The Holder of the Judgment intends to have the Real Estate to be Sold by the undersigned Sheriff to partially or fully pay the lien of the Lien Documents. The effect of said sale will be to deprive all persons who claim an interest in the Real Estate of any right thereto, except as provided by law.

5. SALE: The Real Estate to be Sold, will be sold at public auction without warranties or guarantees at the following date, time and place:

Date of Sale: 12/02/09

Place of Sale: Archuleta County Sheriff’s Office, 449 San Juan Street Pagosa Springs, CO 81147

Time of Sale: 10:00 a.m.

6. GOVERNMENTAL CLAIMS: To the copies of these Notices which are recorded, mailed, and served, there are attached copies of the written recorded claim of any governmental agency against the Real Estate and the independent notices which the law requires to be mailed to any such governmental agency to terminate their rights to the Real Estate.

Dated: Sept. 8, 2009.

Kleinsmith & Associates, P.C.

Attorney for Holder of Judgment

Colorado Attorney Registration

/s/ Philip M. Kleinsmith

No. 1063

6035 Erin Park Dr., Ste. 203

Colorado Springs, CO 80918

1-800-842-8417 or (719) 593-1970

Sheriff of the Above County

/s/ Peter L. Gonzalez

Address: 449 San Juan Street

Pagosa Springs, CO 81147

Identifying Data of Legal Documents1

Upon Which Foreclosure is Based

Type of Sale (Trustee, Sheriff, Special Master)

and That Person’s Identifying No., (if applicable:

Sheriff’s Sale #2009-63

Type of Documents Being Foreclosed (Mortgage, Deed of Trust2, Judgment or Other Lien Instrument): Judgment

Default(s) Causing Foreclosure: Failure to Pay Judgment

Projected Amounts Owed As of Foreclosure Sale Date:

Principal: $3,366.00

Interest $2,104.05

Costs (estimated): $2,500.00

Attorneys Fees (estimated): $ 875.00

Total (estimated) $8,845.05

Real Estate3 to be Sold:

Common Description: Unit Week Number 39, Condominium Unit Number 7523, Building Number 5, in Phase III of Village Pointe Condominums, Archuleta County, Colorado.

Assessor’s Tax Parcel No.: Unknown

Legal Description: Unit Week Number 39, Condominium Unit Number 7523, Building Number 5, in Phase III of Village Pointe Condominiums, according to and as located on the recorded Map recorded under Reception No. 176324 and the Declaration of Condominium and Interval Ownership of Village Pointe Condominiums recorded under Reception No. 160495, and amendments and supplements thereto, in the Office of the County Clerk, Archuleta County, Colorado.

Lien Documents: That is the

Identifying Data of Legal Documents1

Being Foreclosed Per Real Estate Records

of County Stated in Legal Description:

Mortgage or Deed of Trust: Dated : N/A

Judgment: Dated : 7/15/09

Case No. : 2008CV343

Court : Archuleta County District Court

Transcript of Judgment: Dated : N/A

Writ of Execution: Dated : 8/10/09

Other Lien Instrument: Dated : N/A

Recording Date : N/A

Recording Data : N/A

Original Principal Amount : $3,366.00

Original Trustee : N/A

Original Holder4 of Lien Documents:

Name : Village Pointe Property Owners Association, Inc.

Address : 10975 El Monte, Ste. 220

Overland Park, KS 66211

Present Holder of Lien Documents:

Name : Village Pointe Property Owners Association, Inc.

Address : 10975 el Monte, Ste. 220

Overland Park, KS 66211

Original Liable Parties5 on Lien Documents:

Name(s) : John W. Ray

Address : 1043 Jan Lee Drive

Burkburnett, TX 76354

Judgment Debtor(s):

Name(s) : N/A - In Rem Only

Address : N/A

Current Owner(s) of Real Estate:

Name(s) : John W. Ray

Address : 1043 Jan Lee Drive

Burkburnett, TX 76354

1Mortgage, Deed of Trust, Judgment, or other Lien Instrument.

2Sometimes called “Trust Indenture”.

3Sometimes called “Mortgaged Property”, “Trust Property”, or “Property”.

4Sometimes called “Mortgagee”, “Beneficiary”, “Judgment Creditor”, or “Creditor”.

5Sometimes called “Mortgagors”, “Grantors”, “Judgment Debtors”, or “Debtors”.

Published October 8, 15, 22, 29 and November 5, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 116-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 116-2009 was commenced on 07/17/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Martha Mackey

Original Beneficiary: Washington Mutual Bank

Current Holder of Evidence of Debt: JPMorgan Chase Bank, National Association

Date of Deed of Trust: 01/18/2008

County of Recording: Archuleta

Recording Date of Deed of Trust: 01/23/2008

Reception No.: 20800492

Original Principal Balance: $121,465.00

Outstanding Principal Balance: $120,006.81

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

ALL THAT CERTAIN PARCEL OF LAND SITUATED IN THE COUNTY OF ARCHULETA, STATE OF COLORADO, BEING KNOWN AND DESIGNATED AS UNIT 73, BLUE HORIZON TOWNHOMES, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD ON AUGUST 19, 1980 AS RECEPTION NO. 100650.

WHICH HAS THE ADDRESS OF: 73 Ace Street, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/17/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Hopp #26818

Wayne E. Vaden #21026

Robert J Hopp and Associates LLC P.O. Box 8689, Denver, CO 80201 (303) 225-0800

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-02436RH

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 117-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 117-2009 was commenced on 07/17/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Thomas F Kerwick

Original Beneficiary: Washington Mutual Bank, FA

Current Holder of Evidence of Debt: JPMorgan Chase Bank, National Association

Date of Deed of Trust: 01/23/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 01/29/2007

Reception No.: 20700869

Original Principal Balance: $200,000.00

Outstanding Principal Balance: $200,000.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Lot 49X, being a consolidation of Lots 48 and 49, of Block 13 In LAKE PAGOSA PARK, according to the plat thereof filed for record March 13, 1970 as ReceptIon No. 72998 through 73013 and pursuant to a Resolution Approving the Consolidation of Certain Lots In Archuleta County, Colorado, Resolution No. 2003-36, recorded May 29, 2003 as Reception No. 20305430.

WHICH HAS THE ADDRESS OF: 35 N Debonaire Ct, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/17/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Hopp #26818

Wayne E. Vaden #21026

Robert J Hopp and Associates LLC P.O. Box 8689, Denver, CO 80201 (303) 225-0800

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-02511RH

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 118-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 118-2009 was commenced on 07/17/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Robert W Kern and Leslie D Kern

Original Beneficiary: Washington Mutual Bank, FA, a federal association

Current Holder of Evidence of Debt: JPMorgan Chase Bank, National Association

Date of Deed of Trust: 08/07/2003

County of Recording: Archuleta

Recording Date of Deed of Trust: 08/12/2003

Reception No.: 20308057

Original Principal Balance: $445,000.00

Outstanding Principal Balance: $425,739.27

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

TRACT 4, PAGOSA MEADOWS UNIT THREE, ACCORDING TO THE PLAT THEREOF FILED MAY 23, 1972, AS RECEPTION NO. 75834, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 123 Hersh Avenue, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/17/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Hopp #26818

Wayne E. Vaden #21026

Robert J Hopp and Associates LLC P.O. Box 8689, Denver, CO 80201 (303) 225-0800

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-02565RH

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 119-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 119-2009 was commenced on 07/17/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Michael J Kraetsch and Lisa D Kraetsch

Original Beneficiary: Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt: HSBC Bank USA, National Association, as Trustee for GSAA Home Equity Trust 2005-7

Date of Deed of Trust: 02/25/2005

County of Recording: Archuleta

Recording Date of Deed of Trust: 03/02/2005

Reception No.: 20501901

Original Principal Balance: $252,455.00

Outstanding Principal Balance: $239,381.14

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 7, BLUE LAKE ESTATES, ACCORDING TO THE PLAT THEREOF FILED OCTOBER 31, 1983, AS RECEPTION NO. 119503, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 99 East Blue Lake Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/17/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-15479

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 120-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 120-2009 was commenced on 07/17/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): James A. Candy and Mary M.J. Chang

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Metrocities Mortgage, LLC

Current Holder of Evidence of Debt: Chase Home Finance LLC

Date of Deed of Trust: 12/08/2004

County of Recording: Archuleta

Recording Date of Deed of Trust: 12/15/2004

Reception No.: 20412023

Original Principal Balance: $175,000.00

Outstanding Principal Balance: $167,800.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 466, TWINCREEK VILLAGE, COUNTY OF ARCHULETA, STATE OF COLORADO.

WHICH HAS THE ADDRESS OF: 49 Olive Court, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/17/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-15395

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 121-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 121-2009 was commenced on 07/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Darren S Lewis, and Janis R Lewis

Original Beneficiary: Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt: E*Trade Bank

Date of Deed of Trust: 06/12/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 06/12/2007

Reception No.: 20705204

Original Principal Balance: $544,000.00

Outstanding Principal Balance: $543,300.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 90, PAGOSA MEADOW UNIT FOUR, ACCORDING TO THE PLAT THEREOF FILED JUNE 4, 1973, AS RECEPTION NO. 77867 IN THE OFFICE OF THE CLERK AND RECORDED, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 3049 Meadows Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/20/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 08-25325

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 122-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 122-2009 was commenced on 07/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): William D. Lewis

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Wall Street Mortgage Bankers, Ltd. DBA Power Express

Current Holder of Evidence of Debt: BAC Home Loans Servicing, L.P.

Date of Deed of Trust: 04/20/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 05/17/2007

Reception No.: 20704313

Original Principal Balance: $225,000.00

Outstanding Principal Balance: $222,571.63

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOTS 19 AND 20, BLOCK 38, TOWN OF PAGOSA SPRINGS, COLORADO, ACCORDING TO THE PLAT THEREOF FILED AS PLAT NO. 25, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 140 South 9th Street, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/20/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-15957

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 123-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 123-2009 was commenced on 07/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Matthew K Jones

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Bank , FSB

Current Holder of Evidence of Debt: BAC Home Loans Servicing, L.P.

Date of Deed of Trust: 02/28/2008

County of Recording: Archuleta

Recording Date of Deed of Trust: 02/29/2008

Reception No.: 20801443

Original Principal Balance: $182,141.00

Outstanding Principal Balance: $180,344.43

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 18 OF BLOCK 14 IN AMENDED ASPEN SPRINGS SUBDIVISION NO. 1, ACCORDING TO

THE PLAT THEREOF FILED FOR RECORD MARCH 22, 1971 AS RECEPTION NO. 74229.

SERIAL SG01-0673-A/B99 HUD CERTIFICATION LABEL PFS599263 AND PFS599264

MANUFACTURER’ S NAME PFS CORPORATION TRADE AND MODEL SH2864 DATE OF

MANUFACTURE 5/24/1999 “LAND AND HOUSE WHICH IS AFFIXED TO AND MADE PART OF REAL PROPERTY.”

WHICH HAS THE ADDRESS OF: 279 Deer Trail, Pagosa Springs, CO 81147-9637

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/20/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-13579

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 124-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 124-2009 was commenced on 07/21/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Julie V. Bishop and Brandon Bishop

Original Beneficiary:

Mortgage Electronic Registration Systems, Inc., acting solely as nominee for lender, Home123 Corporation

Current Holder of Evidence of Debt: Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2007-NC4

Date of Deed of Trust: 10/25/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 10/31/2006

Reception No.: 20610567

Original Principal Balance: $334,000.00

Outstanding Principal Balance: $331,432.76

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Lot 1005X, Twincreek Village, Pursuant to a Resolution approving the consolidation of certain lots County of Archuleta, State of Colorado.

WHICH HAS THE ADDRESS OF: 8 Pueblo Court, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Michael Medved #14669

Heather Deere #28597

Stephen Harkess #30968

Michael Medved 355 UNION BLVD. STE 302, LAKEWOOD, CO 80228 (303) 274-0155

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-912-13530

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 125-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 125-2009 was commenced on 07/21/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Robert E. Duncan and Sandee J. Duncan

Original Beneficiary: First Southwest Bank

Current Holder of Evidence of Debt: First Southwest Bank

Date of Deed of Trust: 07/09/2008

County of Recording: Archuleta

Recording Date of Deed of Trust: 07/14/2008

Reception No.: 20805365

Original Principal Balance: $546,046.31

Outstanding Principal Balance: $546,046.31

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Lot 7, Pagosa Meadows Unit Three, according to the plat thereof filed May 23, 1972, as Reception No. 75834, in the office of the Clerk and Recorder, Archuleta County, Colorado.

WHICH HAS THE ADDRESS OF: 464 Dichoso Street, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Kettlekamp, Young & Kettelkamp, PC 201 W 8th Street, Suite 540, Pueblo, CO 81003-3034 (719) 543-4321

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 126-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 126-2009 was commenced on 07/22/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Laurinda L. Cumming

Original Beneficiary: Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt: Wells Fargo Bank, N.A.

Date of Deed of Trust: 02/07/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 02/08/2007

Reception No.: 20701256

Original Principal Balance: $224,000.00

Outstanding Principal Balance: $224,000.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 218, LAKEWOOD VILLAGE, ACCORDING TO THE PLAT THEREOF FILED APRIL 30, 1979, AS RECEPTION NO. 94867, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 133 Woodridge Cir, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-16991

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 127-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 127-2009 was commenced on 07/22/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Eli Carpenter and Natalie Carpenter

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for GMAC Bank

Current Holder of Evidence of Debt: GMAC Mortgage, LLC

Date of Deed of Trust: 06/15/2005

County of Recording: Archuleta

Recording Date of Deed of Trust: 06/21/2005

Reception No.: 20505975

Original Principal Balance: $120,000.00

Outstanding Principal Balance: $114,540.95

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 326, PAGOSA IN THE PINES UNIT TWO, ACCORDING TO THE PLAT THEREOF FILED FEBRUARY 7, 1972, AS RECEPTION NO. 75408, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 2095 Park Avenue, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-16881

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 128-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 128-2009 was commenced on 07/22/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Terri A. Witcher and Carl O. Witcher

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp.

Current Holder of Evidence of Debt: Taylor, Bean & Whitaker Mortgage Corp

Date of Deed of Trust: 01/16/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 01/29/2007

Reception No.: 20700897

Original Principal Balance: $203,253.00

Outstanding Principal Balance: $199,024.45

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 2, IN COX EAST ALLISON SECOND SUBDIVISION, ACCORDING TO THE PLAT THEREOF RECORDED AS RECEPTION NO. 59078 COUNTY OF ARCHULETA, STATE OF COLORADO.

WHICH HAS THE ADDRESS OF: 65 Barton Circle, Ignacio, CO 81137

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-09710

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 129-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 129-2009 was commenced on 07/22/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Steven L Taylor Hanson and Erin S Taylor Hanson

Original Beneficiary: Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt: Wells Fargo Bank, N.A.

Date of Deed of Trust: 09/11/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 09/12/2006

Reception No.: 20608762

Original Principal Balance: $273,750.00

Outstanding Principal Balance: $266,416.50

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 224, LAKE FOREST ESTATES, ACCORDING TO THE PLAT THEREOF FILED JUNE 4, 1973, AS RECEPTION NO. 77869, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 1819 Lake Forest Cir, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-17299

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 130-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 130-2009 was commenced on 07/22/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Micah Maberry

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Mortgageit, Inc

Current Holder of Evidence of Debt: CitiMortgage, Inc.

Date of Deed of Trust: 02/01/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 02/01/2007

Reception No.: 20701006

Original Principal Balance: $134,100.00

Outstanding Principal Balance: $131,080.91

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 192, PAGOSA VISTA, ACCORDING TO THE PLAT THEREOF FILED SEPTEMBER 13, 1971, AS RECEPTION NO. 74884, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 117 Homestead Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-17597

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 131-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 131-2009 was commenced on 07/27/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Henry C Rivas and Marie A Rivas

Original Beneficiary: Countrywide Home Loans, Inc.

Current Holder of Evidence of Debt: BAC Home Loans Servicing, L.P.

Date of Deed of Trust: 02/23/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 03/12/2007

Reception No.: 20702124

Original Principal Balance: $126,000.00

Outstanding Principal Balance: $122,686.72

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

SITUATE IN THE COUNTY OF ARCHULETA, STATE OF COLORADO:

LOT 5, BLOCK 4, GARVIN ADDITION TO THE TOWN OF PAGOSS SPRINGS, COLORADO, ACCORDING TO THE PLAT THEREOF FILED MAY 16, 1972, AS RECEPTION NO- 75798, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO .

WHICH HAS THE ADDRESS OF: 1035 Hillcrest Dr, Pagosa Springs, CO 81147-1131

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/24/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-14989

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 132-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 132-2009 was commenced on 07/27/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Claude E. Tuller and Kathleen S. Tuller

Original Beneficiary: IndyMac Bank, F.S.B.

Current Holder of Evidence of Debt: OneWest Bank, F.S.B.

Date of Deed of Trust: 03/13/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 03/15/2007

Reception No.: 20702247

Original Principal Balance: $1,082,750.00

Outstanding Principal Balance: $1,082,750.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Please see attached legal description.

LEGAL DESCRIPTION

132-2009

A tract of land located in Section 19, Township 36 North, Range 2 West, N.M.P.M., in Archuleta County, Colorado, being a portion of Lot 12 as shown on the Amendment of Replat of Tract of land, a portion of Eagle Peak Ranches, Survey Plat deposited in the Office of the Archuleta County, Clerk and Recorder under Survey Plat S-575 being described as follows:

BEGINNING at the West 1/16 Corner common to Section 15 and 19;

Thence North 88° 54’ 50” East, 921.81 feet along the northerly line of said Lot 12;

Thence South 33° 26’ 03” West, 2415.21 feet to the centerline of a 60 foot roadway easement;

Thence North 63° 21’ 06” West, 223.83 feet along the centerline of a 50 foot wide roadway easement;

Thence along the arc or a tangent curve to the right with a delta angle of 11° 54’ 47” and a radius of 600.00 feet for a distance of 124.75 feet, the long chord of which bears North 57° 23’ 43” West, 124.53 feet along the centerline of a 60 foot wide roadway easement;

Thence North 51° 26’ 20” West, 433.27 feet along the centerline of a 60 foot wide roadway easement to the westerly line of said Lot 12;

Thence North 51° 20’ 24” East, 293.72 feet along the westerly line of said Lot 12;

Thence North 15° 34’ 41” West, 788.88 feet along the westerly line of said Lot 12;

Thence North 48° 45’ 00” East, 899.94 feet along the westerly line of said Lot 12 to the northerly line of said Lot 12;

Thence North 88° 23’ 29” East, 420.70 feet along the northerly line of said Lot 12 to the point of beginning.

WHICH HAS THE ADDRESS OF: 2240 Preservation Place, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/27/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Aronowitz & Mecklenburg, LLP 1199 Bannock Street, Denver, CO 80204 (303) 813-1177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 3500.00617

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 133-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 133-2009 was commenced on 07/30/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Mary R. Montanus

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Homecomings Financial Network, Inc.

Current Holder of Evidence of Debt: Residential Funding Company, LLC fka Residential Funding Corporation

Date of Deed of Trust: 02/03/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 02/07/2006

Reception No.: 20601459

Original Principal Balance: $167,992.00

Outstanding Principal Balance: $167,976.86

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 37, PAGOSA IN THE PINES UNIT TWO, ACCORDING TO THE PLAT THEREOF FILED FEBRUARY 7,1972, AS RECEPTION NO. 75408, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 35 Chipper Court, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 11/19/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 10/01/2009

Last Publication: 10/29/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/30/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-17495

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.

_________________________________________

District Court, Archuleta County, State of Colorado

Court Address: 449 San Juan Street, P.O. Box 148

Pagosa Springs, Colorado 81147

Telephone No.: (970) 264-2400

EAGLE’S LOFT PROPERTY OWNERS ASSOCIATION, INC.

Plaintiff

v.

MARY A. ANDERSON, THE ESTATE OF MARY A. ANDERSON, THE PERSONAL REPRESENTATIVE OF THE ESTATE OF MARY A. ANDERSON, THE HEIRS AND DEVISEES OF THE ESTATE OF MARY A. ANDERSON, DONALD R. ANDERSON, THE ESTATE OF MARY A. ANDERSON, THE PERSONAL REPRESENTATIVE OF THE ESTATE OF DONALD R. ANDERSON, THE HEIRS AND DEVISEES OF THE ESTATE OF DONALD R. ANDERSON and All Unknown Persons Who Claim Any Interest In The Subject Matter Of This Action,

Defendants.

Attorney for Plaintiff:

Name: Larry W. Holthus

Address: P.O. Box 1737

Pagosa Springs, Colorado 81147

Telephone No.: (970) 264-4196

Facsimile No.: (970) 264-4197

Atty. Reg. No.: 10535

Case Number: 08 CV334

SHERIFF’S COMBINED NOTICE OF SALE, RIGHT TO CURE AND RIGHT TO REDEEM

TO WHOM IT MAY CONCERN:

This is to advise you that the above-captioned action is pending. A Judgment and Decree for Judicial Foreclosure has been entered in this action concerning an assessment lien by the plaintiff Eagle’s Loft Property Owners Association, Inc. pursuant to the Colorado Common Interest Ownership Act, Colorado Revised Statutes, §3-33.3-316(2)(a), and the Plaintiff’s Property Owners Association Declaration for Eagle’s Loft Property Owners Association, Inc. of (said) Assessment Lien being recorded on May 29, 2009 at Reception No. 20903855 in the office of the Clerk and Recorders Office of Archuleta County, Colorado (the “Assessment Lien”).

The real property which is the subject matter of this litigation, which is the property subject to the Assessment Lien, is situation in Archuleta County, and is described as follows, to-wit:

Unit Number 33, Building Number 33, Unit Week Number 16, in “EAGLE’S LOFT – Phase Three, as Reception No. 130203 and in accordance with and as limited and defined by the Declaration of Individual and/or Interval Ownership, recorded under Reception Number 117700 in Book 200 at Page 834 et seq and amendments and supplements thereto in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado.

The Plaintiff named above is the judgment creditor in this action and the lienor of the property pursuant to the Colorado Common Interest Ownership Act, Colorado revised Statutes, §33-33.3-316(2)(a), and the Plaintiff’s Property Owners Association Declaration for Eagles’ Loft Property Owners Association. As of June 1, 2009, the outstanding balance due and owing on such judgment is $2,393.16.

I shall offer for public sale to the highest bidder, for case, at public auction, all the right, title and interest of the defendants in said property on November 25, 2009 at 10:00 a.m. at the Archuleta County Sheriff’s Office, 449 San Juan St., Pagosa Springs, CO 81147.

NOTE: THE LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN.

Attached hereto are copies of certain Colorado statutes that my vitally affect your property rights in relation to this proceeding. Said proceeding may result in the loss of property in which you have an interest. You may wish to seek the advice of your own private attorney concerning your rights in relation to this foreclosure proceeding.

C.R.S. §38-38-103(4)(a)(II): A notice of intent to cure filed pursuant to section 38-38-104 shall be filed with the officer at least fifteen calendar days prior to the first scheduled sale date or any date to which the sale is continued;

C.R.S. §38-38-103(4)(a)(III): A notice of intent to redeem filed pursuant to section 38-38-302 shall be filed with the officer no later than eight business days after the sale;

INTENT to cure and redeem, as provided by the aforementioned laws, must be directed to or conducted at the Office of the Sheriff for the County of Archuleta, Front Office, 449 San Juan Street, Pagosa Springs, CO 81147.

Dated at Archuleta County, Colorado, this 21st day of September, 2009

/s/ Peter L. Gonzalez

Sheriff, Archuleta County, Colorado

Sale Date: November 25, 2009 at 10 a.m.

BIDDERS ARE REQUIRED TO HAVE CASH OR CERTIFIED FUNDS TO COVER THEIR HIGHEST BID AT THE TIME OF THE SALE. CERTIFIED FUNDS ARE PAYABLE TO THE REGISTRY OF THE ARCHULETA COUNTY DISTRICT COURT.

Colorado Statutes attached: Colorado Revised Statutes §38-37-108, 38-38-103, 38-38-104,38-38-301,38-38-304,38-38-305, and 38-38-306.

Published October 1, 8, 15, 22 and 29, 2009 in The Pagosa Springs SUN.