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Thursday, May 29, 2008

PAWSD pursues two fee options

By Chuck McGuire

Staff Writer

The Pagosa Area Water and Sanitation District Board of Directors met in special session Tuesday evening, for the sole purpose of continuing public discussion on impact fees. Though citizen attendance fell somewhat from two previous meetings, virtually everyone present offered useful, sometimes lively, input. By evening’s end, the board voted to pursue two alternatives to its current fees policy.

The two primary fees in question included the PAWSD Capital Investment Fee (CIF) and its Water Resource Fee (WRF) component. Both are considered impact fees, or fees charged to new development, due to increased demand (or impact) on existing services and/or infrastructure.

To offset costs associated with expansion of water and wastewater infrastructure to meet growing demand, PAWSD requires CIFs on any new construction or altered use of improved real estate. For residential properties, the fee amounts for water and wastewater services are based on square footage, with a minimum of 1,000 square feet considered.

Commercial real estate is charged a CIF of $2,575 per equivalent unit (EU) for water service, and $3,195 per EU for wastewater service. Based on an American Water Works Association worksheet, one EU is considered approximately equal to the water consumed by a single home.

The WRF component is charged per EU for residential or commercial property, and is applied to the cost of developing additional raw water resources, including storage, treatment and delivery systems. At present, the fee is $7,210.

Board chair Karen Wessels began Tuesday’s assembly with a reading of the district mission statement, which essentially says the district must provide safe drinking water and wastewater services in a responsible manner, while encouraging the community to conserve water. With that, she reiterated the district’s current fees-related policy, which suggests new growth should pay its way.

In theory, the policy makes sense to most, but opinions toward methods of fairly assessing fees are another matter. To now, the district has relied on an AWWA system of calculating the number of EUs a new home, commercial structure or altered use is likely to need.

Builders and business owners, on the other hand, point to glaring inconsistencies in the methodology, which they say often results in dramatically skewed water and wastewater use projections by the district. Without getting too technical, they suggest a better formula might take into consideration meter and pipe size when projecting water use.

One audience member cited large area homes, some of which have a kitchen, five bathrooms, laundry, a utility sink and an irrigation system. He insisted designating such properties as one EU — just as a 1,000 square-foot townhome is — falsely projects water use.

District board members largely agreed and appeared to back away from their conventional dependence on the AWWA system, but staff pointed out that improper meter or pipe sizing also contributes to distorted meter readings.

They also agreed, however, that such a method would encourage proper meter sizing, thus resulting in more accurate readings and stronger consumer conservation measures. They also suggested sub-metering in commercial buildings would reduce water loss to leaks, while fairly charging each tenant for actual use.

District staff presented three possible alternatives to its current WRF policy. The first would create an amortization plan for all consumers, allowing them to pay the fee over time, including interest. The second would establish a tiered rate, depending on the number of necessary EUs, and the third would eliminate the AWWA equivalent unit worksheet and consider meter size in establishing fees.

The first alternative is similar to an approach the town of Pagosa Springs is taking with its impact fees, in order to defer huge up-front costs to consumers or investors hoping to improve real estate. Of course, while it would alleviate immediate cash flow concerns, it would also increase overall costs, by tacking on finance charges. Nonetheless, some would benefit, while others would not.

District personnel quickly discounted the second alternative, saying it was too arbitrary. They claimed charging a full fee for the first EU, then gradually reducing the rate for each subsequent one would eliminate the relationship between the fee assessed and the benefit provided. They said fee revenues would decrease, while costs of services would not.

“I kind of like alternative three,” one participant stated. “At least it would eliminate the inaccuracies.”

The third option would also eliminate additional assessments imposed on change-of-use properties, as long as meter size remained the same, and it provided adequate water service to operate a prospective business.

Naturally, business owners most affected by the latest economic downturn hoped for immediate action, but board members cautioned against making abrupt decisions without first acquiring sufficient market data to support them. The board did direct staff to accumulate the necessary information as soon as possible though, in order that action might be taken by June or July.

In the end, the PAWSD board also voted to set the process in motion to establish a fee amortization schedule for anyone who might find it helpful.


BoCC picks Schulte to fill admin post

By James Robinson

Staff Writer

Following an executive session Tuesday, the Archuleta County Board of County Commissioners named Greg Schulte the county’s new, full-time, permanent administrator.

The decision to negotiate a contract with Schulte came via unanimous vote, with the board agreeing to hammer out contract particulars by June 24.

Schulte was in the running as one of two finalists about to undergo another round of interviews; however, Archuleta County Commissioner Bob Moomaw said the other candidate, Bonnie Hammersley, from Sun Prairie, Wis., withdrew her application.

Schulte has served as interim administrator since January 2008, and following the Dec. 18, 2007, resignation of former administrator Bob Campbell.

Prior to serving as Archuleta County’s interim administrator, and according to his resumé, Schulte served 12 years with the City of Sacramento, Calif., most recently as administration division manager for their development services department — a post he held between 2004 and 2007.

Between 2000 and 2004, Schulte served as an administrative officer for that city’s economic development department. In addition, Schulte served as an administrative analyst for Sacramento’s Capital City Golf division.



Local foreclosures up, trail state average

By Chuck McGuire

Staff Writer

Apparently, as the state and national real estate markets go, so goes the local market — to a degree.

This year, the number of Archuleta County property foreclosure filings has already surpassed last year’s total, with seven months yet to go.

In 2005, when county land and home sales were closing at historically high prices, some mortgage lenders and real estate professionals openly touted the fact that “Pagosa has been discovered.” All were busy, and life was good.

Builders were diligently constructing new homes and commercial space, while lenders offered creative financing packages, thus allowing many first-time buyers to enter a robust market. Agents meanwhile, encouraged prospective clients to act fast, lest they miss out on the property of their dreams.

Unfortunately, times have changed somewhat. At least for the moment.

Deputy Treasure/Public Trustee Vicky Rudock prepares and processes foreclosures for Archuleta County. By early last week, she was working on the 55th “process” of 2008. That compares to 49 in all of 2007, 43 in 2006 and 39 in 2005.

A foreclosure occurs when a mortgage lender, or lien holder, files for written election and demand for sale of a property, as allowed by a legal Deed of Trust. Most commonly, it stems from a property owner’s ongoing failure to pay principal and interest on a loan secured by the property itself.

Once the lien holder, or Holder of the Evidence of Debt, files its demand, the county public trustee issues notice of a public auction for the purpose of selling the property to the highest and best bidder. This is referred to as “going into sale.”

If the property actually sells at auction, proceeds will be applied toward payment of the debt, plus attorney’s fees, sale expenses and other items allowed by law. In exchange, the purchaser receives a Certificate of Purchase and eventual ownership of the property.

As a lien holder initiates foreclosure, the property owner is advised of his or her rights. Often, privileges include the right to cure the default, or redeem the property, even if it’s already gone into sale. Should the owner file bankruptcy, foreclosure proceedings are halted until the insolvency is settled.

To cure a default, the owner must pay all or an agreed portion of the outstanding amount due by noon on the day before sale, thus bringing the loan up to date.

By Colorado law, to redeem it within 75 days after the sale, the owner must pay the amount the property sold for at auction, plus interest. However, if the property sells for less than the owner’s loan balance plus costs, the lender maintains the right to sue the borrower for a deficiency judgment.

Under certain circumstances, a lien holder may withdraw the foreclosure. While an explanation is seldom offered, it typically results from successfully renegotiating the terms of a loan with the borrower. In some cases, market conditions may preclude the prompt resale of the property, giving the lender added incentive to renegotiate the loan.

Many times, when an owner fails to cure or redeem a foreclosed property; or public auction has failed to dispose of it, the public trustee deeds it to the lien holder. Though a lender prefers not to declare title, it often must. At that point, it will order an appraisal, determine a reasonable list price and hire a Realtor to sell the property.

Among the 2008 county foreclosures thus far, eight have been withdrawn, five are in the redemption period and the rest remain in process.

Of the 49 foreclosures filed in 2007, seven were cured, 15 were withdrawn, two were redeemed, one was protected by bankruptcy, three are still in redemption and 21 were deeded to lien holders.

In 2006, 10 of the 43 foreclosure filings were cured. Four were redeemed, lenders withdrew 15, another was protected by bankruptcy and 13 were deeded.

The 39 foreclosures in 2005 resulted in six cures, 12 withdrawals, one redemption and 20 deeded properties.

When compared with 2005, the number of foreclosures in 2007 increased by 25 percent. Now, in less than half a year, 2008 foreclosures are up 12 percent over 2007, while the number is 41 percent higher than that of 2005.

Statewide, total reported foreclosures increased 25 percent from 2005 to 2006, and 73 percent from 2005 to 2007. In 2005, 22,894 foreclosures opened throughout Colorado, while 28,632 were opened in 2006. 2007 saw 39,607 processes, with 10,909 withdrawn (including 1,081 cures), 24,929 resulting in sales, 621 being owner redeemed, and 19,906 properties deeded. In 125 cases, owners paid redemption deficiencies.

According to RealtyTrac, Inc., nationwide foreclosure-related filings in April 2008 increased 65 percent over the same month last year, and jumped 4 percent since March.



Carpenter seeks spot in commissioner race

By James Robinson

Staff Writer

Yet another candidate has entered the fray in the District 2 county commissioner’s race, with Natalie Carpenter circulating a petition in hopes of earning a slot on the November ballot.

Carpenter is an unaffiliated candidate, and her entry into the race marks the second unaffiliated candidate in District 2. Marion Francis also seeks the District 2 commissioner’s seat.

Carpenter and Francis each need 85 signatures to secure places on the general election ballot and have until June 17 to do so.

Carpenter said she moved to Pagosa Springs in 1993, at age 22, from Long Beach, Calif., and since her arrival, has served the community in a number of ways: as editor of the Pagosa Springs Arts Council newsletter; coach of the Pagosa Lakes swim team; and most recently as secretary for the Colorado Housing Inc. board. Colorado Housing Inc. is a non-profit affordable housing agency. In addition, Carpenter said she co-founded the Pagosa BRAT kid’s magazine, and is currently self-employed as a computer technician providing tutoring services, hardware and software repairs and upgrades, graphic design and Web site services.

Carpenter said she decided to run for county commissioner so she could be involved in decisions that affect the county’s future. As a mother of three children ages three to 13, she said she is aware of the difficulties families in Archuleta County face.

“Many people move to Pagosa Springs for the beauty, for the lifestyle and to raise their kids here,” Carpenter said. “But when both parents have to work one, and sometimes two jobs each to make ends meet, they don’t get any time to enjoy why they moved here in the first place. Our talented workforce is leaving because there’s not enough here to entice them to stay.”

In addition, Carpenter said the high cost of housing and a limited job market make it difficult for young locals who have moved away to return to the Pagosa Springs area.

“I’m seeing many of the kids who grew up here and moved away starting to return to Pagosa Springs and they’re looking for jobs and housing,” Carpenter said. “I want to help make the county healthy so all of our children will have an amazing place to come back to in 20 or 50 years.”

Carpenter said much of her computer tutoring work serves local senior citizens and the experience has given her a unique insight into their contributions and impact on the community. Carpenter said if elected, she would work to ensure seniors are properly represented and their needs addressed.

Carpenter said her ability to make fair, informed, well thought-out decisions, being able to look objectively at both sides of a problem and her skills in diplomacy and working well with others make her a strong candidate for the commissioner’s post.

“I’ve lived here long enough to know that this is an extremely unique town,” said Carpenter. “A place this unique presents unique challenges and I’m ready for the task of making it work for all of us.”

On growth and development, Carpenter said she would like to see development happen that would bring sustainable jobs to locals and the younger generation that wants to move here. Carpenter hopes new development will ultimately bring new services for the workforce, their families, and the retirees who make Archuleta County their home.

If elected, Carpenter said she will work to prioritize spending and ensure each county department is running efficiently, within budget and communicating with each other.

“Getting the county financially stable is just the beginning. The biggest challenge will be allowing the county to grow while still maintaining the qualities that draw people here,” Carpenter said.



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Durango’s Duncan petitions for D.A. primary spot

By James Robinson

Staff Writer

Democrat David Duncan of Durango has launched a petition effort to secure a place on the primary ballot for the district attorney’s seat, and depending on the outcome, Democrats may have two choices for the post during the primary election Aug. 12.

Todd Risberg has already anchored a slot on the primary ballot, having emerged as the Democrat frontrunner during the caucus and assembly process, although Duncan could soon join him if his petition campaign succeeds.

Duncan has until May 29 to gather signatures and submit his petition.

In a recent interview, Duncan cast himself as one who can bring experience, professionalism and integrity to the district attorney’s office, having been engaged in many facets of law since graduating from the University of Denver law school in 1970.

“My goal is to make sure that office has an organization and structure that operates on a respectable and honorable basis,” Duncan said.

Following graduation in 1970, Duncan said he provided civil and criminal defense work for members of the Rosebud and Crow Creek-Lower Brule Indian reservations in South Dakota.

In 1972, he joined a Denver law firm to work in business and real estate law. Then in 1973, he said he was asked to work as a public defender in Durango, then served as a prosecutor for the City of Durango in 1974 and 1975, and a La Plata County judge between 1976 and 1979.

Duncan said following stints with the city, he remained in the Durango area and operated his own private practice. In 2002, he became deputy district attorney in Farmington, N.M. where he continues to work today.

Duncan said if elected, one of his first tasks would include inventorying every program available in the district to determine which work and which do not.

For example, Duncan said a pre-prosecution diversion program employed in Farmington has a 65-percent success rate, and he would examine diversion programs in the Sixth Judicial District to ensure they are meeting the needs of the system, the individuals involved and victims of crime.

“The whole idea is to reduce the load on the system and give people the opportunity to come out of the system and the victims made whole,” Duncan said.

Duncan said the task can be accomplished through diversion programs and drug and alcohol courts, but effectively assessing which defendants might succeed in an alternative program, and which should face traditional sentencing underpins the process.

Duncan said with taxpayers shouldering the financial burden of incarceration, the district attorney should push for viable alternative programs while holding criminals accountable for their actions.

“There should always be consequences for what people did,” Duncan said.

Duncan said cohesion between law enforcement agencies and the district attorney’s office is crucial to the office’s success, and if elected, he would work to ensure that, “all law enforcement agencies, all people working in law enforcement and our office are on the same page.”

Duncan said years of experience in the Four Corners area and a network of colleagues across the region make him a viable candidate for the post.

“I think I can make a real contribution based on my experience. I think I can help the DA’s office become better at what they do,” Duncan said.

According to his biographical statement, Duncan is veteran, having served with the 25th Infantry Division and 1st Air Cavalry Division in Vietnam from 1967 to 1968. He was awarded the Bronze Star while serving with the 1st Air Cavalry.

Duncan said he is bar certified in Colorado, New Mexico, Arizona, South Dakota, the U.S. Supreme Court and U.S. Tax Court.

james@pagosasun.com


New director of county development hired

By James Robinson

Staff Writer

Archuleta County is poised to welcome a new staff member to its ranks with the Wednesday hiring of Richard Bellis. Bellis will take the helm of the building and planning department as the new director of county development.

Bellis replaces former director Rod Proffitt.

According to his resumé, Bellis most recently served as the president and chief executive officer of Rural Development Corporation — a firm providing several rural counties in the state of New Jersey with planning, economic and community development services. Bellis has worked with the firm since 1986.

In the public sector, Bellis worked most recently for Plumsted Township, N.J., where he held several positions between 1995 and 2005. According to his resumé, Bellis served as deputy township administrator, director of community and economic development, economic development authority administrator, code enforcement officer, assistant zoning officer and other appointed and volunteer positions.

Bellis’ resumé details a series of licenses and certifications, positions on a variety of community boards, grant awards earned and other professional affiliations.

Bellis earned a bachelor’s degree from North Dakota State University with a major in economics, and holds a master’s degree in community and regional planning also from North Dakota State.

According to Archuleta County Administrator Greg Schulte, an initial applicant pool of 18 was winnowed to four finalists, and two interview panels interviewed them May 14, with Bellis emerging as the top and unanimous pick among the panels.

Schulte said Bellis will likely start the week of June 9.

james@pagosasun.com


Governor will not appoint attorney general to prosecute Westberg case

By Sarah O. Smith

Staff Writer

In a decision made late Tuesday, Gov. Bill Ritter declined to appoint the Colorado Attorney General’s Office to prosecute the DUI case pending against District Attorney Craig Westberg.

The motions hearing in the case, which began May 19 in La Plata County Court, was temporarily stopped May 20 by the overseeing judge, Montrose County Judge John J. Mitchel. Mitchel sought Gov. Ritter’s authorization to appoint the attorney general as prosecutor in the case.

According to Trey Rogers, chief legal counsel to the governor, the executive director of the Colorado District Attorney’s Council (CDAC) was contacted to verify what efforts had been taken to find prosecutorial options other than the attorney general.

Rogers said Martin Beeson, the district attorney for the Ninth Judicial District, has been identified as a viable prosecutor in the case. In a letter to Mitchel from Rogers, Rogers wrote that Beeson is “ready, willing, and able to accept an assignment as a special prosecutor in this matter.”

Rogers said the governor only appoints the attorney general as prosecutor under extraordinary circumstances.

“Under the circumstances, it would not be appropriate for the governor to approve the attorney general to prosecute,” said Rogers in a telephone interview Wednesday.

Mitchel was unavailable for comment by press time Wednesday. However, Rogers said he anticipates that Mitchel will appoint Beeson to prosecute.

Westberg was arrested Oct. 10, 2007, under suspicion of driving under the influence and careless driving, and told authorities he had taken four Ambien sleeping pills before driving. The motions hearing in this case will resume once a prosecutor is appointed.


Public hearing set for downtown development project

The Pagosa Springs Town Council will hold a public hearing at 5 p.m. Tuesday, June 3, to review a sketch plan for a major downtown development project proposed by the Springs Resort.

The sketch plan to be reviewed includes approximately 300 hotel rooms, 193 timeshare units, homes and condominiums, and 61,000 square feet of commercial space. The proposed project is located on Hot Springs Boulevard.

The town planning department will take comments from interested citizens prior to the hearing, or people can attend the meeting and make comments at that time.

The hearing will take place in the council meeting room at Town Hall.


Head Start seeking students

Tri-County Head Start is recruiting now for the program year 2008/2009.

Do you know a child who deserves a head start?

Head Start Preschool activities foster a child’s mental, social, emotional and physical growth. Parents of children with disabilities are encouraged to apply.

Head Start is a federally-funded program that covers the costs for the part-day program to families that qualify.

Programs are:

• Part-day program.

• School-day program.

• Full-day program.

For more information, contact Margie at 264-2484, Ext. 13.


Which roads will get the work?

By James Robinson

Staff Writer

Road repair needs that outstrip the county’s limited finances will force the Board of County Commissioners to decide Tuesday which road and bridge improvement projects to fund for the remainder of 2008, and public input may play a vital role in the project prioritization and selection process.

The meeting begins at 1:30 p.m. June 3 in the commissioner’s meeting room at the Archuleta County Courthouse.

On the table are a series of proposed projects totaling roughly $3 million — $1.7 million coming from the Road Capital Improvement fund and $1.32 million from grant funding.

According to county documents the 2008 project list includes: $816,000 for replacing Juanita Bridge; $1.36 million for paving County Road 975; $449,000 for construction of a road and bridge substation in Arboles; $154,000 for design work required for replacement of the West Cat Creek Bridge; $150,000 for paving Piñon Causeway and $50,000 for design work required for improvements at the intersection of North Pagosa Boulevard, Navajo Trail and Country Center drives.

Also on the roster of possibilities are paving a 2.5-mile section of Park Avenue, and all of Holiday Avenue.

Paving Holiday Avenue was on the list for 2007, but the project was suspended due to the county’s financial crisis.

Park Avenue has a more interesting history.

According to county budget documents, Park Avenue has been on the roster since at least 2006.

In 2006, the board of county commissioners through the budget approval process (Commissioners Mamie Lynch, Robin Schiro and Ronnie Zaday), allocated an estimated $435,000 to add shoulders and undertake a half-overlay, half-reconstruction project on the street.

In 2007 budget documents, the Park Avenue project pops up again as a “top priority project,” with $375,000 budgeted under commissioners John Egan, Robin Schiro and Ronnie Zaday, for the same work.

In 2008, the severe winter pummeled Park Avenue and according to a county report, is now “deteriorating in significant portions.” Current estimates put the price tag at $1 million for paving 2.5 miles of the five-mile long road.

According to county documents, the Park Avenue scenario may not be an anomaly, although last summer’s financial crisis is largely to blame for a number of 2007 road and bridge projects that were axed completely, or backburnered until 2008.

According to the 2007 budget, a $460,000 paving project was planned for Trails Boulevard from U.S. 160 to the water station, but that project does not appear on the list of proposed 2008 projects. In addition, the commissioners budgeted $130,000 for paving Port Avenue; $55,000 for intersection repairs on Meadows Drive south of U.S. 160; and $575,000 for milling and paving on County Road 600 from Black Powder Road to the U.S. Forest Service cattle guard, but these projects appear cut from the program as well. (Interestingly, the County Road 600 project appears verbatim on all budget documents between 2005 and 2007.)

The Juanita Bridge project is a holdover from 2007. Colorado Department of Transportation grant funding has kept the project viable, although the county contribution has jumped from $155,700 in 2007, to $268,000 In 2008.

Replacement of the West Cat Creek Bridge also first appeared on the 2007 budget with $90,000 earmarked for the first year of the two-year project. Current figures show a county contribution of $70,000 in 2008.

Piñon Causeway bears some resemblance to the Park Avenue scenario, with $12,000 budgeted in 2005 for engineering, zero dollars apparently budgeted in 2006, and $430,000 budgeted in 2007 for reconstruction and paving from Talisman Drive to Carlee Place. In 2008, the county needs another $150,000 to complete the paving that was reportedly curtailed due to the financial crisis.

Although the proposed road and bridge substation in Arboles is an entirely new project and would provide a staging area for road and bridge crews working in the southern part of the county, paving County Road 975 also has roots in past budgets.

In May 2006, the Board of County Commissioners under Mamie Lynch, Robin Schiro, and Ronnie Zaday approved a $1 million dollar overhaul for County Road 975 — $500,000 from grant funding, $206,000 in county cash, and $283,000 in county labor and equipment contributions.

The road runs north-south, straddling Colo. 151 between Allison and Arboles and dead ends on the north side near Southern Ute Indian Reservation Land. The southern portion crosses the Colorado-New Mexico state line, providing a connection into New Mexico. In 2006, it provided energy company trucks access to 53 active coal bed methane wells and energy truck traffic reportedly remains heavy today. County Road 975 serves 12 homes.

Figures from 2008 county documents indicate the county’s cost to upgrade County Road 975 has nearly doubled, with the current county contribution broaching $1 million.

Archuleta County Administrator Greg Schulte said part of Tuesday’s process will include exploring less expensive repair or upgrade options on all proposed projects. For example, chip seal could provide a suitable, but less expensive alternative to paving. A concerted magnesium chloride application program could provide for dust mitigation until the county has the dollars to pave or chip seal.

According to Schulte and Archuleta County Finance Director Don Warn, the board’s recent approval of an interfund loan and transfer program that tapped into dollars held in the Road Capital Improvement fund won’t jeopardize undertaking scheduled road and bridge projects in 2008. Nevertheless, with road repair and improvement demands exceeding available funding, and projects held over from 2007, the board will have to decide where and how to spend. The taxpayers are part of that process.



Mercy Korsgren, ‘being with people’

By Sarah O. Smith

Staff Writer

Mercy Korsgren said she gets her strength from “being with people,” and this raison d’être has certainly been apparent during her years at the Pagosa Springs Community Center.

Korsgren has been the coordinator at the center since the doors opened in July 2002; however, the time has come for her to hang up her hat. She and her husband are moving to the Philippines to be closer to her parents. She said it was a very hard decision to make, that she kept saying, “one more year, one more year.

“But finally, I guess it’s time,” she said.

Korsgren has watched the community center expand in the past six years — and, of course, has watched the town grow and change alongside the center.

“The town is changing. The population is increasing every year,” said Korsgren. “We used to know everyone who walked through the center. Not anymore. Which is good. The number of people using the community center is parallel with the growth of the town.”

Korsgren was living in the Philippines when she met her husband, Bill, 18 years ago. After what she called a “whirlwind courtship,” she and Bill married and relocated to Pagosa Springs.

However, when Korsgren first laid eyes on Pagosa in January 1990, it wasn’t exactly love at first sight.

“I wasn’t sure I would like it,” she said. “Everything was white, and it was cold.” Plus, she said, she suffered from altitude sickness. But when July rolled around, Korsgren started to warm up to Pagosa.

“It was so different. Everything was so green, so beautiful,” she said.

Korsgren began volunteering at the library and the senior center — the first volunteer jobs of her life. She also befriended the late Kate Terry, who helped her get to know Pagosa.

“If you know Kate Terry, you will know Pagosa,” Korsgren said.

By the time the community center needed a coordinator in 2002, Korsgren had also been involved with the Kiwanis Club, the health fair, the Spanish Fiesta, and various church ministries. She recalled reading the job description for the community center coordinator and thinking, “Oh my gosh, I love doing this. This is me, honey, this is me.” She knew immediately that the position was idyllic for her.

“And I was very lucky to get the job,” said Korsgren. “It was very exciting.”

Korsgren has worked with the Town of Pagosa Springs since April 2002. Before the center opened, she said, “It was tough to get a place to gather.” The center provided a place for people to meet and gather, and Korsgren said the original idea was that by renting out the rooms, the community center should be self-sufficient. Yet it quickly became apparent that the community center would have to be more than just empty space for people to meet.

“We have this wonderful facility, but we need to maintain it,” said Korsgren.

Korsgren said the free programs offered at the center began to evolve in the latter part of 2002, and the dances, parties and other events soon followed. The free events opened the center up to the public, and new events developed as the needs of the communities were voiced. The center now offers everything from cooking to yoga classes.

“We’re in a community where we still get free stuff,” said Korsgren. “There’s always something going on for the benefit of somebody.”

Korsgren said there are now eight dances held annually, and the dances are a vital activity at the center.

“A lot of people in this community love to dance, which is a healthy activity,” said Korsgren. “It’s very popular.”

Korsgren is incredibly happy with the steps taken at the center over the years, and the benefits the center has brought to Pagosa, as well as the local pride it has instilled.

“We have a community center that we can use for everything,” she said. “It’s just wonderful. We’re so proud of our community center.”

However, Korsgren added, there’s still much work to do.

“Not that I’m saying it’s enough. It’s not enough,” she said. “I’m a person who believes we can do more.”

One thing Korsgren has in mind when she speaks of more is expanding programs and events offered for younger people in Pagosa. When the community center first opened, a teen center was established; however, it did not last, and Korsgren said it wasn’t what the kids needed.

“There’s nothing for the young kids to do in Pagosa,” she said. “I wish the county or town would work towards it.”

Korsgren said one day she’d like to see something similar to Durango’s recreation center here in Pagosa, with plenty of physical activities offered for younger people. But for now, Korsgren will have to content herself with the progress she’s made at the center over the years as she bids adieu to Pagosa.

“I’m very, very grateful to the town of Pagosa Springs for giving me the opportunity to be of service to the community. It’s a very, very special town,” she said. “I will miss the people. And the beauty, and all the different activities in town, and I will leave knowing that Pagosa is a very kind, generous community.”

She hopes to be back to Pagosa to visit — in the summer, of course. And she says she hopes to see some of Pagosa visiting her in the Philippines, as well. Korsgren estimated they should be ready to receive visitors this winter.

“And that’s the best time to be out of Pagosa,” she joked.


Cristin Robertson takes the helm at community center

By Sarah O. Smith

Staff Writer

With her first official week as the new Town of Pagosa Springs Community Center coordinator drawing to a close, Cristin Robertson said she has already learned multitudes about the center, and said she is still learning.

“I really didn’t realize there is so much volunteer involvement,” said Robertson, “which is great.”

Robertson took over the position recently vacated by Mercy Korsgren.

“Mercy’s done a great job bringing it to today,” said Robertson. “You can’t replace her. But I hope to bring in new ideas.”

Although it may only be her first week on the job, Robertson said she’s already planning to begin writing grants and improving areas of the center that “need upgrading,” such as too-heavy tables in the center that are difficult to move.

Robertson has lived in the Pagosa area for 10 years, and has been visiting Pagosa Country for 25 years. She worked as a director of marketing for nine years, and also has background in management and food and beverage services. Robertson said she missed working with people and the public, which was one reason she sought the job as center coordinator.

“I wanted to do something with the community, and I thought the job itself would be interesting,” she said.

Robertson said she is looking forward to watching the community center grow, addressing the needs of the community, and bringing in new events. One area of the center Robertson would like to see grow is the now defunct Teen Center.

“We hope to get that direction going again,” she said.

Robertson said the dances held at the community center are popular, and she would like to throw dances aimed at younger groups.

“There’s nothing here for the younger kids to do,” she said. “I’d love to make that a focus, to generate more activities for the younger generation.”

While she wants to create more events for younger people in Pagosa, Robertson said she is always open to ideas for events and activities that would benefit the community.

“Whatever the community needs or wants. It can’t be what I want,” she said. “We’re not here to make money. We’re here to do what the community wants, and keep it going.”


Million Voices, a million reasons

By Kelly D. Wagner

Million Voices Campaign Coordinator

Special to The SUN

Approximately 33 million of all adults in the United States have experienced domestic violence.*

Domestic violence is one of the most serious issues facing Americans, yet few know how to help end it.

A solution begins when families and communities start openly discussing the issue. You can help end domestic violence in the homes of loved ones and in your community by joining the Million Voices Campaign to End Domestic Violence in America. It is an effort created by the National Domestic Violence Hotline and driven by volunteers nationwide who pledge to raise their voices against domestic violence. Members of the campaign are making a powerful statement to America that domestic violence is an intolerable act.

Joining is easy and free of charge. As a member you are asked to pledge “I believe that domestic violence must be stopped in America.” We encourage you to ask others to join and to use your powerful voice to educate on the impact of domestic violence as well as sources of help. You will receive ongoing communications, volunteer opportunities, and educational resource materials.

Help us reach the goal of 1 million members by October 2008. We will announce this amazing accomplishment in the media, among our state and national leaders, and on multiple Web sites. Join the Million Voices Campaign, and give us a million reasons to end domestic violence.

For more information, visit www.ndvh.org/million.

* The Harris Poll No. 49 and 50. Conducted by Harris Interactive® 2006.

Summer programs for kids at Ed Center

By Renee Haywood

Special to The SUN

Hey parents, are you looking for a summer camp for your children?

If you have children in grades K-6 and need a safe place for them to go, we have the answer for you. The Archuleta County Education Center is offering a summer program for kids during the month of June.

Most kids would agree, art can be lots of fun. Lisa Brown and Tessie Garcia will offer a Hands-On Art Camp. June 9-26. Art classes will include “Art Around the World with Ms. Tessie and Lisa Brown,” in which students will create art from places like Egypt, China and Mexico.

This program is limited to 30 students in grades K-6. Classes will be held 9 a.m. to noon Monday through Thursday at the elementary school. The registration cost is $110 for the three-week camp. One-week sessions will cost $45.

We are also offering a six-day Fly Fishing Camp for students in grades 5-8, taught by Mark Wardell. This camp will have students learning the art of fly tying, casting and enjoying two days of fishing on a local river. Classes will be held Tuesdays and Wednesdays, June 10, 11, 17 and 18, 9 a.m. to noon, and June 24 and 25, 9 a.m. to 3 p.m., at the Education Center. This class will be limited to 15 students. The cost will be $50. Fly rods will be provided and students will receive a fly case with flies for them to take home.

The Education Center staff is looking forward to seeing you this summer. If you have any questions about these classes or would like more information regarding other classes we offer, contact us at 264-2835 or stop by our office located at the corner of 4th and Lewis streets.


Open house showcases Pagosa’s housing providers

Pagosa Springs’ housing organizations are hosting an open house at the office of Colorado Housing, Inc. and Habitat for Humanity Friday, May 30, from 4-8 p.m. for Archuleta County residents and businesses to learn more about the organizations that provide housing services.

 The seven prominent providers of housing opportunities in Archuleta County include Habitat for Humanity, Colorado Housing, Incorporated, Housing Solutions of Southwest Colorado, Archuleta Housing Corporation, Pagosa Outreach Connection, Pagosa Springs Association of Realtors and Archuleta County Housing Authority.

 “This is an opportunity for the community to understand the resources we have in Archuleta County to help crucial housing issues,” says Cindi Galabota, Habitat for Humanity administrative director. “This event will help the community connect the name of the housing organizations to the services they provide.”

 Julie Simmons, executive director of Colorado Housing, Inc. stated, “Since the Archuleta/Pagosa Springs housing needs assessment that was completed earlier this year, these groups want to step-up their actions and partnerships in dealing with the challenges of essential housing in our community outlined in this document.”

 Both Habitat for Humanity and Colorado Housing, Inc. build affordable housing in Archuleta County using sweat equity for down payment.

 Both Galabota and Simmons have been meeting regularly to discuss the next steps in addressing the vital housing needs of the community, including transitional and workforce housing issues.

 If you’d like more information about this event, contact Simmons at 264-6950 or chi@centurytel.net, and Cindi Galabota at 264-6960 or cindihabitatarchuleta@centurytel.net.

Habitat for Humanity — families helping families

By Cindi Galabota

Special to The SUN

Building decent, affordable housing for Pagosa families is the number-one goal of Habitat for Humanity of Archuleta County.

There are many key players who help bring that goal to reality. Volunteers from all backgrounds and abilities are at the heart of our program. Our local Professional Volunteer Partners are vital to our success, providing resources, labor and materials; often at very little or no cost to HfHAC. Some of our professional partners have brought several family members into the Habitat family, providing an opportunity for families to help families.

The Bob Hart family is a wonderful example of families helping families. Hart Construction offers many hours to HfHAC, excavating for the foundations and hauling truckloads of gravel for the Habitat houses. Hart’s Rocky Mountain Retreat has provided meeting space for Habitat’s board of directors annual retreat, and Mary Hart has served on the Habitat board of directors. Bobby Hart now serves on the Habitat Construction Committee, where he is an important resource on modern building methods and standards.

Bud and Charlene Short are another family helping Habitat in many different ways. Short Civil Engineering and Land Surveying provides the necessary engineering and surveying services for our Habitat houses. This work has included determining property boundaries and locating houses within lots. Bud has also solved some unusual construction problems, while Charlene manages the office and holds the surveyors pole. Charlene has also cooked up some delicious Louisiana dishes to serve the construction volunteers and partner families as work together to complete their Habitat home.

Both of these families, and all of our volunteers, go above and beyond the call of duty for Habitat for Humanity of Archuleta County.

If you are interested in joining the Habitat family, as a volunteer, financial supporter or potential partner family, call our office at 264-6960.

The mission of Habitat for Humanity of Archuleta County, Inc. is to partner with families in need and people of all faiths to provide affordable housing as a ministry in service to our Lord Jesus Christ.


Cattlemen’s Association to hold convention

The 141st Colorado Cattlemen’s annual Convention is right around the corner. The convention will be held June 9-11 at the Crowne Plaza in Colorado Springs.

Topics at this year’s convention will cover a wide range of issues that affect the way Colorado producers conduct business. There are interesting topics and workshops for everyone at this year’s convention.

This year’s committee meetings will cover a wide range of issues such as Trichomoniasis, the proposed JBS Swift merger, Greater Sage Grouse, the proposed changes regarding trucking laws and regulations, big game population impacts, and the use of ag water, to name a few. Below are times for each of the committee meetings.

Monday, June 9, 8:30-11 a.m.

• Animal Health.

• Endangered Species.

• Resource Stewardship.

• Membership/Public Relations.

Monday, June 9, 11:15-3:15p.m.

• Federal Lands.

• State Lands.

• Tax and Credit.

• Beef Improvement.

Monday, June 9, 3:30-5:30 p.m.

• Ag Policy and Labor.

• BLM/Forest Service Liasion.

• Brand & Theft.

• Game and Fish.

Tuesday, June 10, 7:30-9:30 a.m.

• Cattle Marketing and Feeder.

• Private Property Rights.

• Water.

Registration to attend these meetings is $20, which includes a name badge, access to all meetings during the three days of convention, the CCW meeting, refreshment breaks, and entry to the trade show reception. Everyone is welcome to attend the committee meetings and help shape the policy that drives Colorado’s cattle industry.   

Speaker sessions and workshops will be held on Tuesday and will offer the following:

Beef Industry Situation and Update.

Randy Blach, Vice President of Cattle-Fax, will be the presenter of this workshop.  Randy is one of the industry’s most respected market analysts whose objective is to help cattlemen make more profitable marketing and management decisions.

Risk Management and Liability for Agritourism Enterprises.

During the first session, Attorney Kathie Riley will give an overview on Colorado’s liability statutes and how they apply to agriculture recreation business; and how to use different business structures to protect your primary agriculture enterprise. The second session will be led by Robbie LeValley and C.J. Mucklow and they will cover the array of agritourism businesses that are currently being developed by ranchers.

Defining Animal Activists: Being a Part of the Solution.

Daren Williams (NCBA) and Troy Bredenkamp (Colorado Farm Bureau) will cover who the activists are and then will focus on developing solutions that beef producers can utilize to bring the truth to consumers about the beef industry and the beef products they consume.

The 5-Star Beef Experience.

Chef Matthews, a Five-Star Chef, will explain beef preparation tips. Learn how to prepare your beef from the best as Chef Matthews has received almost every award available, including several state championships and Chef of the Year title. Don’t miss this workshop.

For the junior members, there will be plenty of activities as well. Activities this year include a trip to Cave of the Winds, the United States Olympic Training Center, and various convention meetings. In addition, the juniors will be selecting this year’s officer team, so be sure to attend and become a 2008-2009 JCCA member.

For registration, please call the Colorado Cattlemen’s Association office by May 30. We look forward to seeing you at the CCA/CCW/JCCA 141st Annual Convention!

For more information or for a complete list of committee agendas, speaker sessions and workshops, contact the CCA office at (303) 431-6422.

Grants available to market Colorado agriculture

The Colorado Department of Agriculture is accepting grant applications for funding through its new “Ag Products Utilization and Marketing Program.”

Grant funds will assist Colorado companies to research and develop new uses and markets for food and agricultural products that are grown, raised or processed in Colorado.

“The program is ideal for Colorado’s farmers, ranchers and food processors, providing funds to assist with feasibility studies, market development and promotions,” said Tom Lipetzky, markets division director of the Colorado Department of Agriculture. “Our goal is to help Colorado’s food and agricultural suppliers position their businesses to take advantage of local, regional, national and international market opportunities.”

Projects eligible for funding include, but are not limited to, feasibility studies and technical projects such as assessing the potential of establishing an agricultural value-added business project; and marketing and promotion projects such as first-time participation in trade shows, new product launches and promotions supporting the development of new sales channels. Approximately $100,000 is available, and the maximum award per project is $20,000.

A matching contribution of cash and in-kind resources equal to at least 50 percent of the total project budget is required. Applications may be submitted at anytime as there is no deadline to apply for funds.

For an application and program guidelines, contact the Colorado Department of Agriculture Markets Division at (303) 239-4116 or visit www.coloradoagriculture.com.

Custom farmers need to license as commercial pesticide applicators

Considering custom farming as a way to increase profits?  Or, wanting to expand the type of services provided as a custom farmer?  

Licensing as a commercial pesticide applicator is required if the application of pesticides will be included in any custom farming contracts.

 “Each year we receive numerous calls from custom farmers who didn’t realize they needed to be licensed with the state,” said Laura Pottorff, pesticide applicator coordinator for the Colorado Department of Agriculture Pesticide Section.  “Anytime herbicides, insecticides, fungicides and rodenticides are applied for hire, the applicator must be licensed as a commercial pesticide applicator.”

 Custom farming is an alternative to leasing property out.  Each year, more people take advantage of this type of agreement in Colorado. For example, a custom operator would agree to perform all machine operations necessary to grow and harvest a crop for a set fee while the landowner would pay for all seed, chemicals, and other inputs and then keep the crop.

 However, commercial pesticide licensing requirements do not apply to a grower that rents or leases land from another landowner.  Pesticide applications applied by the lessee would be considered the same as a grower applying pesticides to their own land.

 Licensing ensures pesticides are applied in a manner that reduces unnecessary associated hazards.  A person or company that performs applications for hire without holding the appropriate license may receive a minimum fine of $1,000 per violation. 

 For more information on pesticide application and licensing, contact the Colorado Department of Agriculture Pesticide Section at (303) 239-4146 or visit CDA on the Web at www.colorado.gov/ag/dpi.

Relay for Life: Flush for the Cure

By Stacia Kemp

Special to The SUN

Relay for Life is a community event in every sense of the word.

It is a chance for the community to come together for one common cause. Relay for Life is part of a national grassroots movement to fight a very serious disease: cancer.

While the cause is serious, being part of Relay for Life is fun and fulfilling for all involved. Leading up to the event this year is Flush for the Cure, an amusing new way to share the excitement of the 2008 Relay for Life event.

Purple is the color associated with fighting cancer and will be the color of two toilets that will be seen in front yards throughout Pagosa Country from now until Relay for Life on June 27 and 28.

The Relay for Life steering committee will deliver one of these toilets to the yard of your choice for a donation of $15 to the American Cancer Society. For a donation of $5, you can learn the identity of the person who paid to put the toilet in your yard. For a donation of $20, you can buy “insurance” to keep the toilet from arriving in your own front yard. To give the gift of a purple toilet, call Dori Blauert, Chair of Relay for Life Pagosa Springs, at 731-9458.

Flush for the Cure and the traveling toilets are yet another way of helping to make life better for cancer survivors, patients and their families. As part of the many activities of Relay for Life, money raised through Flush for the Cure will help to support cutting-edge research, help provide free patient services, and develop a new generation of weapons to fight cancer.

Meanwhile, plans for the rest of Relay for Life are nearly “flushed out.” The location this year has been changed to Golden Peaks Stadium at Pagosa Springs High School, which will allow for many new and exciting events.

Start time has been moved up to 4 p.m. on Friday, when the Kid’s Carnival begins. Activities for families and kids at heart will take place all evening, except during the Survivor’s Ceremony at 6 p.m. and the Luminaria Ceremony at 9 p.m. There will be music, a dance exhibition, games, a chili supper at midnight, breakfast at 8 a.m. and a Fight Back Ceremony at 9 a.m. Awards and the closing ceremony will conclude the activities at 11 a.m. on Saturday.

Whether or not you are part of a Relay for Life team, there are plenty of activities for anyone who would like to have a good time and support this very worthwhile cause. Cancer survivors and their loved ones are particularly encouraged to participate in the Survivor’s Ceremony, a moving tribute to the strength and courage of those in our community who have personally faced the challenge of cancer.

To donate to an individual or team involved in this year’s event, visit www.archuletarelay.org.

For more information on Flush for the Cure, the Survivor Ceremony, or any other aspect of this year’s Relay for Life, contact Dori Blauert at 731-9458.

LEGAL NOTICES

_______________________

COMBINED NOTICE ARCHULETA COUNTY

PUBLIC TRUSTEE

SALE NO. 36-2008

This Notice concerns the Deed of Trust (“Trust Deed”) described as follows:

Grantor: Tamara J Larue

Original Beneficiary: Argent Mortgage Company, LLC

Current Owner of the Evidence of Debt: Deutsch Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W1

Date of Deed of Trust: September 16, 2005

Recording Date of Deed of Trust: September 21, 2005 and re-recorded January 11, 2006

Original Principal Amount of Evidence of Debt: $199,500.00

Outstanding Principal Amount of Evidence of Debt as of the date hereof: $195,531.04

County of Recording: Archuleta

Book and Page No. or Reception No. of Recorded Deed of Trust: as Reception No. 20509904 and re-recorded as Reception No. 20600474

Legal Description of Real Property: LOT 68, PAGOSA IN THE PINES UNIT TWO, ACCORDING TO THE PLAT THEREOF FILED FEBRUARY 7, 1972, AS RECEPTION NO. 75408, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO. Also known as: 29 N Birdie Ct, Pagosa Springs, CO 81147

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

THE LIEN OF THE DEED OF TRUST TO BE FORECLOSED MAY NOT BE A FIRST LIEN.

YOU ARE NOTIFIED AS FOLLOWS:

The Holder of the debt secured by the Deed of Trust declares a violation of the covenants of said Deed of Trust for reasons including, but not limited to, the failure to make payments as provided for in the Deed of Trust and Negotiable Instrument.

The Holder of the Debt secured by the Deed of Trust has filed a written Notice of Election and Demand for sale with the undersigned Public Trustee under the terms of the Deed of Trust.

A notice of Intent to Cure filed pursuant to Colorado Revised Statutes 38-38-104 shall be filed with the undersigned at least 15 calendar days prior to the first schedule sale date or any date to which the sale is continued.

A notice of Intent to Redeem pursuant to Colorado Revised Statutes 38-38-302 shall be filed with the undersigned no later than 8 business days after the sale.

The name, address and telephone number of each attorney (if any) representing the Holder of the Debt is as follows:

Robert J. Aronowitz, Esq.Reg. No. 5673

Joel T. Mecklenburg, Esq. Reg. No. 36291

Stacey L. Aronowitz, Esq. Reg. No. 36290

Joan Olson, Esq. Reg. No. 28078

Aronowitz & Ford, LLP

1199 Bannock Street

Denver, Colorado 80204

(303) 813-1177

NOTICE OF SALE

The undersigned will on July 24, 2008, at 10:00 a.m., at Archuleta County Courthouse, 449 San Juan St., Pagosa Springs, CO 81147, sell the Property at public auction to the highest bidder who has submitted bid funds to the undersigned as specified by C.R.S. 38-38-1-6(7) to pay the Debt and certain other sums, all as provided by applicable law and the Deed of Trust.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

DATED: April 2, 2008

/s/ Lois Baker

Public Trustee of Archuleta County, Colorado

Lois Baker

Public Trustee of Archuleta County

By: /s/ Vicky Rudock

Deputy Public Trustee

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Elk Run Property Owners Association, Inc.

v.

Defendant(s):

(1) Sandra Louise Ceibert

(2) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number ____

Div.______

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 42, Unit Number 7107, Building Number 002, Elk Run Townhouses, Archuleta County, Colorado.

Legal Description: Unit Week Number 42, Unit Number 7107, Building Number 002 in “ELK RUN TOWNHOUSES”, according to and as located on the recorded Map recorded thereof filed for record June 26, 1986 as Reception No. 140480, and in accordance with and as limited and defined by the Declaration of Protective Covenants and Interval Ownership recorded June 26, 1986 as Reception No. 140481, First Amendment thereto recorded August 13, 1986 under Reception No. 141512 and Second Amendment recorded December 1, 1987 as Reception No. 151976, Archuleta County, Colorado.

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: Sandra Louise Ceibert.

Dated: March 17, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

by Philip M. Kleinsmith, #1063 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Ptarmigan Property Owners Association, Inc.

v.

Defendant(s):

(1) Gladys A. Montgomery

(2) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number _____

Div.______

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 05, Unit Number 7204, Building Number 2, Ptarmigan Townhouses Phase I, Archuleta County, Colorado.

Legal Description: Unit Week Number 05, Unit Number 7204, Building Number 2, in Ptarmigan Townhouses Phase I, as recorded under Reception No. 153256, subject to Declaration of Individual and/or Interval Ownership for Ptarmigan Townhouses recorded under Reception No. 153557, and amendments and supplements thereto, in the Office of the County Clerk and Recorded in and for Archuleta County, Colorado.

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: Gladys A. Montgomery.

Dated: May 1, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

By Philip M. Kleinsmith, #1063

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

Notice of Proposed Budget

Archuleta School District 50 Joint

Notice is hereby given that a proposed budget has been submitted to the Board of Education of Archuleta School District 50 Joint for the 2008-2009 fiscal year beginning July 1, 2008, and has been filed in the Administration Office where it is available for public inspection. Such proposed budget will be considered for adoption at the regular meeting of the Board of Education of Archuleta School District 50 Joint on June 10, 2008 at 6:00 p.m.

Any person paying school taxes in said district may, at any time prior to the final adoption of the budget, file or register an objection thereto.

BOARD OF EDUCATION

Archuleta School District 50 Joint

Janell Wood, Finance Director

Published May 29 and June 5, 2008 in The Pagosa Springs SUN.

_______________________

A Minor Subdivision consisting of a 2 lots, is being proposed on Lot 68X, Lake Hatcher Park, also known as 81 Laguna Place. The nearest main intersection is North Pagosa Boulevard and Saturn Drive. Anyone who wishes to comment should contact either the Archuleta County Planning Department, P.O. Box 1507, Pagosa Springs, Co. 81147-1507, (970)-731-3877 or Project Planner Cindy Schultz (cschultz@archuletacounty.org) prior to hearing this Minor Subdivision by the Archuleta Planning Commission on June 11, 2008. The hearing will be held at 6:00 pm in the County Courthouse. The public is invited to attend the public meeting and be heard.

Published May 29 and June 5, 2008 in The Pagosa Springs SUN.

_______________________

A Minor Subdivision consisting of a 2 lots, is being proposed on Lot 68X, Lake Hatcher Park, also known as 81 Laguna Place. The nearest main intersection is North Pagosa Boulevard and Saturn Drive. Anyone who wishes to comment should contact either the Archuleta County Planning Department, P.O. Box 1507, Pagosa Springs, Co. 81147-1507, (970)-731-3877 or Project Planner Cindy Schultz (cschultz@archuletacounty.org) prior to hearing this Minor Subdivision by the Board of County Commissioners on June 17, 2008. The hearing will be held at 1:30 pm in the County Courthouse. The public is invited to attend the public meeting and be heard.

Published May 29 and June 5, 2008 in The Pagosa Springs SUN.

_______________________

A Rezoning from Residential (R) to Commercial (C) is proposed on a .5 +/- acre lot located at 400 County Road 982 in Arboles. The nearest cross streets are County Road 982 and Highway 151.

Comments regarding this proposal may be submitted to the Archuleta County Planning Department, P.O. Box 1507, Pagosa Springs, CO 81147-1507, telephone: (970)731-3877 prior to the public hearing by the Planning Commission on June 17, 2008 at 1:30 p.m. in the County Courthouse. If you prefer, you may attend the public hearing and be heard.

Published May 29 and June 5, 2008 in The Pagosa Springs SUN.

_______________________

A Rezoning from Agricultural Estate (AE) to Commercial (C) is proposed on a 1 +/- acre lot located at 10007 West Highway 160 in Aspen Springs, Unit 1; also known a Lot 21, Block 7. The nearest cross streets are Oak Drive and Highway 160.

Comments regarding this proposal may be submitted to the Archuleta County Planning Department, P.O. Box 1507, Pagosa Springs, CO 81147-1507, telephone: (970)731-3877 prior to the public hearing by the Planning Commission on June 11, 2008 at 6:00 p.m. in the County Courthouse. If you prefer, you may attend the public hearing and be heard.

Published May 29 and June 5, 2008 in The Pagosa Springs SUN.

_______________________

CORRECTION NOTICE OF PROPOSED RESERVATION AIR CODE AND TITLE V OPERATING PERMIT PROGRAM AND REQUEST FOR COMMENTS

The Southern Ute Indian Tribe/State of Colorado Environmental Commission hereby corrects the deadline for submission of public comments that was published May 9, 2008. The previously published deadline of Friday, June 20, 2008, was incorrect. Please provide any comments on the proposed Code no later than Tuesday, July 8, 2008. Please submit your comments to James Temte, Air Quality Program Manager for the Southern Ute Indian Tribe, by one of the following methods:

• E-mail: jtemte@southern-ute.nsn.us

• Mail: Southern Ute Indian Tribe/State of Colorado Environmental Commission, c/o James Temte, Air Quality Program Manager, Southern Ute Environmental Programs Division, P.O. Box 737, Ignacio, Colorado, 81137

• Fax: 970-563-0348

• Hand delivery: Air Quality Program, Environmental Programs Division, Southern Ute Indian Tribe, 116 Mouache Dr., Ignacio, Colorado, 81137.

Where a complete copy of the proposed rule can be obtained: A copy of the Code is available upon request from the Tribe’s Air Quality Program Manager who can be contacted by e-mail, mail, fax, or in person at the addresses noted above. The Code also is available at the following website: http://www.southern-ute.nsn.us/SUEPD/SUIT_CO_Env_Comm_Related_Docs.htm.

For further information contact: James Temte, Program Manager, Air Quality Program, Southern Ute Indian Tribe, P.O. Box 737, Ignacio, Colorado, 81137; telephone number (970) 563-4705 (ext. 2223); fax number (970) 563-0384; e-mail jtemte@southern-ute.nsn.us

Published May 29, 2008 in The Pagosa Springs SUN.

_______________________

PUBLIC NOTICE

The Town of Pagosa Springs Town Council will hold a public hearing to review the sketch plan for The Springs Resort which includes approximately 300 hotel rooms, 193 timeshare/townhome/condominiums and 61,000 square feet of commercial space, located at 305 & X Hot Springs Boulevard. The Public Hearing is scheduled for 5:00 p.m. on June 3, 2008 to be held at Town Hall at 551 Hot Springs Boulevard. Anyone wishing to comment should contact the Town Planning Department or attend the public hearing and be heard.

Published May 29, 2008 in The Pagosa Springs SUN.

_______________________

DEPARTMENT OF THE INTERIOR AGENCY: Bureau of Land Management, Interior

ACTION: Notice of Realty Action; Colorado 71055 Direct Sale of Public Land in Archuleta County, Colorado.

SUMMARY: The following described land has been examined and found suitable for direct sale under Section 203 of the Federal Land Policy and Management Act of 1976 (43 U.S.C. 1713), at the appraised fair market value of $ 420,000. This Notice affords an opportunity for public review of the appraisal report.

New Mexico Principal Meridian

T.35 N., R. 2 W.,

sec. 4: NE_SW_

containing 40.00 acres.

The parcel will be offered by direct sale, with mineral rights, to the Archuleta County government. If a patent is issued, it will reserve to the United States a right-of-way for ditches and canals constructed by the authority of the United States under the Act of August 30, 1890 (43 U.S.C. 945).

The patent would also be subject to rights-of-way authorized under the Act of October 21, 1976 (90 Stat. 2776; 43 U.S.C. 1761) for:

1. A 7.2 kV power distribution line to the La Plata Electric Association (COC 39173), and

2. access road purposes to the Williams Family Trust (COC 56189).

A Notice of Realty Action dated August 16th, 2007, was published in the Federal Register of August 17th, 2007, at Pages 46240-46241, and in The Pagosa Springs Sun on August 30th, September 6th, and September 13th, 2007. The public notices afforded the public an opportunity for public review and comment on the proposed sale of the public lands. No comments were received. The sole purpose of this current Notice is to afford the public an opportunity to review and comment on the appraised fair market value of the parcel proposed for sale. A copy of the appraisal report will be available for review in the Pagosa Springs Field Office. For a period of 45 days from date of publication of this notice, interested parties may submit written comments to: Pagosa Field Manager, Bureau of Land Management, P.O. Box 310, Pagosa Springs, Colorado 81147.

Any comments received by the BLM may be made publicly available at the time. If you wish to have your name or address withheld from public disclosure under the Freedom of Information Act, you must state it prominently at the beginning of your comments. Any determination by the BLM to release or withhold the names and/or addresses of those who comment will be made on a case-by-case basis. Such requests will be honored to the extent allowed by law. BLM will make available for public review, in their entirety, all comments submitted by businesses or organizations, including comments by individuals in their capacity as an official or representative of an organization or business.

Any adverse comments will be evaluated by the BLM State Director, Colorado, who may vacate, modify, or continue this lands action.

FOR FURTHER INFORMATION CONTACT: Charlie Higby, Realty Specialist, BLM, 15 Burnett Court, Durango, Colorado, 81301, or phone (970) 385-1374.

Dated:

Kevin Khung

Pagosa Field Manager

Published May 29, 2008 in The Pagosa Springs SUN.

_______________________

Estrays

Taken up in Archuleta County, near Arboles, CO one brown john mule, and one bay gelding. Neither are branded. Will be sold by State Board of Stock Inspection if not claimed within ten days. Call 970-884-2143

Published May 29, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Ptarmigan Property Owners Association, Inc.

v.

Defendant(s):

(1) E. E. Provance

(2) Eleanor B. Provance

(3) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number______

Div.______

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 20, Unit Number 7215, Building Number 8, Ptarmigan Townhouses Phase II, Archuleta County, Colorado.

Legal Description: Unit Week Number 20, Unit Number 7215, Building Number 8, in Ptarmigan Townhouses Phase II, as recorded under Reception No. 156199, subject to Declaration of Individual and/or Interval Ownership for Ptarmigan Townhouses recorded under Reception No. 153557, and amendments and supplements thereto, in the Office of the County Clerk and Recorded in and for Archuleta County, Colorado.

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: E. E. Provance and Eleanor B. Provance.

Dated: March 28, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

by Philip M. Kleinsmith, #1063 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Village Pointe Property Owners Association, Inc.

v.

Defendant(s):

(1) John E. Seidl

(2) Artus J. Seidl

(3) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number ______

Div.______

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 04, Condominium Unit Number 7520, Building Number 5, in Phase III of Village Pointe Condominiums, Archuleta County, Colorado.

Legal Description: Unit Week Number 04, Condominium Unit Number 7520, Building Number 5, in Phase III of Village Pointe Condominiums, according to and as located on the recorded Map recorded under Reception No. 176324 and the Declaration of Condominium and Interval Ownership of Village Pointe Condominiums recorded under Reception No. 160495, and amendments and supplements thereto, in the Office of the County Clerk, Archuleta County, Colorado.

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: John E. Seidl and Artus J. Seidl.

Dated: April 30, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

by Philip M. Kleinsmith, #1063 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Ptarmigan Property Owners Association, Inc.

v.

Defendant(s):

(1) Penne G. Stensland

(2) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number ______

Div.______

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 42, Unit Number 7203, Building Number 2, Ptarmigan Townhouses Phase I, Archuleta County, Colorado.

Legal Description: Unit Week Number 42, Unit Number 7203, Building Number 2, in Ptarmigan Townhouses Phase I, as recorded under Reception No. 153256, subject to Declaration of Individual and/or Interval Ownership for Ptarmigan Townhouses recorded under Reception No. 153557, and amendments and supplements thereto, in the Office of the County Clerk and Recorded in and for Archuleta County, Colorado.

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: Penne G. Stensland.

Dated: May 1, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

By Philip M. Kleinsmith, #1063

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Village Pointe Property Owners Association, Inc.

v.

Defendant(s):

(1) Billie Bivens

(2) Jack Bivens

(3) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number ______

Div.______

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 42, Condominium Unit Number 7515, Building Number 4, in Phase II of Village Pointe Condominiums, Archuleta County, Colorado.

Legal Description: Unit Week Number 42, Condominium Unit Number 7515, Building Number 4, in Phase II of Village Pointe Condominiums, according to and as located on the recorded Map recorded under Reception No. 171189 and the Declaration of Condominium and Interval Ownership of Village Pointe Condominiums recorded under Reception No. 160495, and amendments and supplements thereto, in the Office of the County Clerk, Archuleta County, Colorado.

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: Billie Bivens and Jack Bivens.

Dated: May 7, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

By Philip M. Kleinsmith, #1063

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Village Pointe Property Owners Association, Inc.

v.

Defendant(s):

(1) George C. Caldwell

(2) Bonnie Caldwell

(3) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number ______

Div.______

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 32, Condominium Unit Number 7527, Building Number 06, in Phase III of Village Pointe Condominiums, Archuleta County, Colorado

Legal Description: Unit Week Number 32, Condominium Unit Number 7527, Building Number 06, in Phase III of Village Pointe Condominiums, according to and as located on the recorded map recorded under Reception No. 176324 and the Declaration of Condominium and Interval Ownership for Village Pointe Condominiums recorded under Reception No. 160495, and amendments and supplements thereto, in the Office of the County Clerk, Archuleta County, Colorado

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: George C. Caldwell and Bonnie Caldwell.

Dated: April 15, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

By Philip M. Kleinsmith, #1063

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Village Pointe Property Owners Association, Inc.

v.

Defendant(s):

(1) Chester A. Page

(2) Burdys D. Page

(3) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number ______

Div.______

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 21, Condominium Unit Number 7525, Building Number 6, in Phase III of Village Pointe Condominiums, Archuleta County, Colorado.

Legal Description: Unit Week Number 21, Condominium Unit Number 7525, Building Number 6, in Phase III of Village Pointe Condominiums, according to and as located on the recorded Map recorded under Reception No. 176324 and the Declaration of Condominium and Interval Ownership of Village Pointe Condominiums recorded under Reception No. 160495, and amendments and supplements thereto, in the Office of the County Clerk, Archuleta County, Colorado.

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: Chester A. Page and Burdys D. Page.

Dated: May 1, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

by By Philip M. Kleinsmith, #1063

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 29, June 5, 12, 19 and 26, 2008 in The Pagosa Springs SUN.

_______________________

NOTICE OF PURCHASE OF REAL ESTATE AT TAX LIEN SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED

To Every Person in Actual Possession or Occupancy of the hereinafter Described Land, Lot or Premises, and to the Person in Whose Name the same was Taxed or Specially Assessed, and to all Persons having Interest of Title of Record in or to the said Premises and To Whom It May Concern, and more especially to

Phillip S. and Sheryl A. Bogert and Jon R. Ker

200 County Road 337

Pagosa Springs, CO 81147

You and each of you are hereby notified that on the 15th day of November, A.D. 2002, the then County Treasurer of Archuleta County, in the State of Colorado, sold at public tax lien sale to Merrion Family Limited Partnership the following described real estate situate in the County of Archuleta, State of Colorado, to-wit:

Legal Description:

A tract of land being and comprising a portion of the Northeast Quarter (NE1/4) of Section 28, Township 34 North, Range 1 West, N.M.P.M., Archuleta County, Colorado, and being more particularly described as follows:

Beginning at the Southwest corner of the herein described tract of land, said corner being also the centerpoint of said Section 28, and running thence from said point of beginning, North, 83.92 feet to the Northwest corner of the herein described tract of land; and running thence N 77° 23’ E, 205.87 feet to a point; and running thence N 39° 47’ E, 678.18 feet to a point; and running thence N 57° 23’ E, 795.35 feet to the North corner of the herein described tract of land; and running thence S 25° 38’ E, 1197.95 feet to the Southeast corner of the herein described tract of land; and running thence West, 1819.80 feet to the Southwest corner of the herein described tract of land, and the point of beginning.

LESS AND EXCEPT that certain tract sold as more particularly described in the Deed recorded as Reception No 97001197, in the office of the Clerk and Recorder, Archuleta County, Colorado.

Schedule # 588728100050

TSC # 283-02

and said County Treasurer issued a certificate of purchase therefore to Merrion Family Limited Partnership.

That said tax lien sale was made to satisfy the delinquent property (and special assessment) taxes assessed against said real estate for the year 2001.

That said real estate was taxed or specially assessed in the name(s) of Phyllis M Bogert and Phillip S. and Sheryl A. Bogert for said year 2001.

That said Merrion Family Limited Partnership on the 5th day of March 2008, the present holder of said certificate has made request upon the Treasurer of said County for a deed to said real estate;

That a Treasurer’s Deed will be issued for said real estate to the said Merrion Family Limited Partnership at 10:00 o’clock A.M., on the 16th day of September, A.D. 2008, unless the same has been redeemed.

Said property may be redeemed from said sale at any time prior to the actual execution of said Treasurer’s Deed.

Witness my hand this 21st day of May, A.D. 2008.

Lois Baker, Archuleta County Treasurer

/s/ Kelly Carson Evans

by Kelly Carson Evans, Deputy

Published May 29, June 5 and 12, 2008 in The Pagosa Springs SUN.

_______________________

NOTICE OF PURCHASE OF REAL ESTATE AT TAX LIEN SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED

To Every Person in Actual Possession or Occupancy of the hereinafter Described Land, Lot or Premises, and to the Person in Whose Name the same was Taxed or Specially Assessed, and to all Persons having Interest of Title of Record in or to the said Premises and To Whom It May Concern, and more especially to

Phillip S. and Sheryl A. Bogert and Jon R. Ker

200 County Road 337

Pagosa Springs, CO 81147

You and each of you are hereby notified that on the 15th day of November, A.D. 2002, the then County Treasurer of Archuleta County, in the State of Colorado, sold at public tax lien sale to Merrion Family Limited Partnership the following described real estate situate in the County of Archuleta, State of Colorado, to-wit:

Legal Description:

TRACT I;

The Northeast Quarter of the Southeast Quarter (NE1/4SE1/4) of Section 28, Township 34 North, Range 1 West, N.M.P.M., Archuleta County, Colorado.

TRACT II:

A tract of land being and comprising a portion of the Southwest Quarter (SW1/4) of Section 28, Township 34 North, Range 1 West, N.M.P.M., Archuleta County, Colorado, and being more particularly described as follows:

Beginning at the Southwest corner of the herein described tract of land, said corner also being the Southwest corner of Section 28; and running thence from said point of beginning N 1° 44’’ W, 88.00 feet to the Northwest corner of the herein described tract of land and running thence N 87° 01’ E, 105.00 feet to a point; and running thence N 68° 42’ 40” E, 242.05 feet to a point; and running thence N 53° 06’ E, 72.92 feet to a point; and running thence N 29° 41’ E, 254.00 feet to a point; and running thence N 56° 30’ E, 254.82 feet to a point; and running thence N 57° 12’ E, 146.73 feet to a point; and running thence N 43° 37’ E, 95.38 feet to a point; and running thence N 24° 41’ E, 52.46 feet to a point; running thence N 26° 20’ E, 265.00 feet to a point; and running thence N 3° 02’ E, 233.000 feet to a point; and running thence N 16° 43’ E, 155.00 feet to a point; and running thence S 74° 05’ E, 173.00 feet to the Northeast corner of the herein described tract of land; and running thence S 1° 51’ 51” E, 1319.16 feet to the Southeast corner of the herein described tract of land; and running thence S 88° 28’ W, 1319.67 feet to the Southwest corner of the herein described tract of land, and the point of beginning.

Schedule # 588728400006

TSC # 284-02

and said County Treasurer issued a certificate of purchase therefore to Merrion Family Limited Partnership.

That said tax lien sale was made to satisfy the delinquent property (and special assessment) taxes assessed against said real estate for the year 2001.

That said real estate was taxed or specially assessed in the name(s) of Phyllis M Bogert and Phillip S. and Sheryl A. Bogert for said year 2001.

That said Merrion Family Limited Partnership on the 5th day of March 2008, the present holder of said certificate has made request upon the Treasurer of said County for a deed to said real estate;

That a Treasurer’s Deed will be issued for said real estate to the said Merrion Family Limited Partnership at 10:00 o’clock A.M., on the 16th day of September, A.D. 2008, unless the same has been redeemed.

Said property may be redeemed from said sale at any time prior to the actual execution of said Treasurer’s Deed.

Witness my hand this 21st day of May, A.D. 2008.

Lois Baker, Archuleta County Treasurer

/s/ Kelly Carson Evans

by Kelly Carson Evans, Deputy

Published May 29, June 5 and 12, 2008 in The Pagosa Springs SUN.

_______________________

NOTICE OF PURCHASE OF REAL ESTATE AT TAX LIEN SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED

To Every Person in Actual Possession or Occupancy of the hereinafter Described Land, Lot or Premises, and to the Person in Whose Name the same was Taxed or Specially Assessed, and to all Persons having Interest of Title of Record in or to the said Premises and To Whom It May Concern, and more especially to

Richard G. Broom

2043 Antelope Ave.

Pagosa Springs, CO 81147

AND

Burleson T. and Joyce E. Collyer

1288 Cloud Cap Ave. #10

Pagosa Springs, CO 81147

You and each of you are hereby notified that on the 13th day of November, A.D. 2000, the then County Treasurer of Archuleta County, in the State of Colorado, sold at public tax lien sale to New Century Investment Group, LLC the following described real estate situate in the County of Archuleta, State of Colorado, to-wit:

Legal Description:

Timbers Condominium Unit 1 on Lake Pagosa Park Block 12 Lot 2; 8-35-2W

#20001136

Schedule # 569908324010

TSC # 218-00

and said County Treasurer issued a certificate of purchase therefore to New Century Investment Group, LLC.

That said tax lien sale was made to satisfy the delinquent property (and special assessment) taxes assessed against said real estate for the year 1999.

That said real estate was taxed or specially assessed in the name(s) of Richard G. Broom and Burleson T. and Joyce E Collyer for said year 1999.

That said New Century Investment Group, LLC on the 28th day of April 2008, the present holder of said certificate has made request upon the Treasurer of said County for a deed to said real estate;

That a Treasurer’s Deed will be issued for said real estate to the said New Century Investment Group, LLC at 10:00 o’clock A.M., on the 16th day of September, A.D. 2008, unless the same has been redeemed.

Said property may be redeemed from said sale at any time prior to the actual execution of said Treasurer’s Deed.

Witness my hand this 22nd day of May, A.D. 2008.

Lois Baker, Archuleta County Treasurer

/s/ Kelly Carson Evans

by Kelly Carson Evans, Deputy

Published May 29, June 5 and 12, 2008 in The Pagosa Springs SUN.

_______________________

NOTICE OF PURCHASE OF REAL ESTATE AT TAX LIEN SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED

To Every Person in Actual Possession or Occupancy of the hereinafter Described Land, Lot or Premises, and to the Person in Whose Name the same was Taxed or Specially Assessed, and to all Persons having Interest of Title of Record in or to the said Premises and To Whom It May Concern, and more especially to

Richard M. McWilliams

11791 Louis Lake

Whitmore Lake, MI 48189

You and each of you are hereby notified that on the 16 day of November, A.D. 2001, the then County Treasurer of Archuleta County, in the State of Colorado, sold at public tax lien sale to New Century Investment Group, LLC the following described real estate situate in the County of Archuleta, State of Colorado, to-wit:

Legal Description:

Pagosa Trails Lot 130; 30-35-2W

Schedule # 569930204025

TSC # 507-01

and said County Treasurer issued a certificate of purchase therefore to New Century Investment Group, LLC.

That said tax lien sale was made to satisfy the delinquent property (and special assessment) taxes assessed against said real estate for the year 2000.

That said real estate was taxed or specially assessed in the name of Richard M. McWilliams for said year 2000.

That said New Century Investment Group, LLC on the 28th day of April 2008, the present holder of said certificate has made request upon the Treasurer of said County for a deed to said real estate;

That a Treasurer’s Deed will be issued for said real estate to the said New Century Investment Group, LLC at 10:00 o’clock A.M., on the 16th day of September, A.D. 2008, unless the same has been redeemed.

Said property may be redeemed from said sale at any time prior to the actual execution of said Treasurer’s Deed.

Witness my hand this 22nd day of May, A.D. 2008.

Lois Baker, Archuleta County Treasurer

/s/ Kelly Carson Evans

by Kelly Carson Evans, Deputy

Published May 29, June 5 and 12, 2008 in The Pagosa Springs SUN.

_______________________

NOTICE OF PURCHASE OF REAL ESTATE AT TAX LIEN SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED

To Every Person in Actual Possession or Occupancy of the hereinafter Described Land, Lot or Premises, and to the Person in Whose Name the same was Taxed or Specially Assessed, and to all Persons having Interest of Title of Record in or to the said Premises and To Whom It May Concern, and more especially to

A. Todd Richardson

PO Box 5055

Pagosa Springs, CO 81147

You and each of you are hereby notified that on the 15th day of November, A.D. 2002, the then County Treasurer of Archuleta County, in the State of Colorado, sold at public tax lien sale to Merrion Family Limited Partnership the following described real estate situate in the County of Archuleta, State of Colorado, to-wit:

Legal Description:

Whispering Wood Lot 5, 15-34-1W

#20104629

Schedule # 588715201005

TSC # 281-02

and said County Treasurer issued a certificate of purchase therefore to Merrion Family Limited Partnership.

That said tax lien sale was made to satisfy the delinquent property (and special assessment) taxes assessed against said real estate for the year 2001.

That said real estate was taxed or specially assessed in the name of A. Todd Richardson for said year 2001.

That said Merrion Family Limited Partnership on the 5th day of March 2008, the present holder of said certificate has made request upon the Treasurer of said County for a deed to said real estate;

That a Treasurer’s Deed will be issued for said real estate to the said Merrion Family Limited Partnership at 10:00 o’clock A.M., on the 16th day of September, A.D. 2008, unless the same has been redeemed.

Said property may be redeemed from said sale at any time prior to the actual execution of said Treasurer’s Deed.

Witness my hand this 21st day of May, A.D. 2008.

Lois Baker, Archuleta County Treasurer

/s/ Kelly Carson Evans

by Kelly Carson Evans, Deputy

Published May 29, June 5 and 12, 2008 in The Pagosa Springs SUN.

_______________________

COMBINED NOTICE OF SALE AND NOTICE OF RIGHTS TO CURE OR REDEEM

Public Trustee No. 33-2008

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On 3-20-08, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Archuleta records.

Original Grantor DAVID L. SNYDER BY BARBARA A. SNYDER AS ATTORNEY IN FACT AND BARBARA A. SNYDER

Original Beneficiary MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, EQUITY ONE, INC.

Current Beneficiary EQUITY ONE, INC

Date of Deed of Trust 8/21/2007

Recording Date of Deed of Trust 9/13/2007

Recorded in Archuleta County Reception No. 20708536

Original Principal Amount $358,500.00

Outstanding Balance $358,500.00

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows;

Failure to pay monthly installments due Notice Holder.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 119, PAGOSA MEADOWS UNIT FOUR, ACCORDING TO THE PLAT THEREOF FILED JUNE 4, 1973, AS RECEPTION NO. 77857 IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

which has the address of: 596 Antero Drive Pagosa Springs, CO 81147

NOTICE OF SALE

The current owner of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Herby Given that I will, at 10:00 a.m. in the forenoon of July 17, 2008, At the Archuleta County Public Trustee’s Office, 449 San Juan Street, Pagosa Springs, Colorado, sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

• A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

• A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS FOLLOWING THE SALE.

Dated: 3/11/2008

LOIS BAKER

Archuleta COUNTY PUBLIC TRUSTEE

By: /s/ Vicky Rudock, Deputy

Attorney:

Law Office of Michael P. Medved, P.C. Attorney Registration No. 14669

355 Union Blvd., Suite 302, Lakewood, CO 80228

Phone: (303) 274-0155 Fax: (303) 274-0159

Attorney file # 08-043-08293

Published May 22, 29, June 5, 12 and 19, 2008 in The Pagosa Springs SUN.

_______________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE OR REDEEM

To Whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 35-2008 was commenced on 3-25-08 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

John Pingenot Original Grantor(s)

Chase Bank USA, N.A. Original Beneficiary

Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Chase Bank, National Association JPMAC 2007-CH4 Current Holder of Evidence of Debt

December 18, 2006 Date of Deed of Trust

Archuleta County of Recording

January 2, 2007 Recording Date of Deed of Trust:

At Reception No. 20700021 Recording Information Receipt No. and/or Book No. and Page No.

$195,000.00 Original Principal Balance

$193,869.66 Outstanding Principal Balance

Pursuant to C.R.S. § 38-38-101(4)(i), you are hereby notified that the covenants of the Deed of Trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 200, PAGOSA HIGHLANDS ESTATES, ACCORDING TO THE PLAT THEREOF FILED FEBRUARY 7, 1972, AS RECEPTION NO. 75409, IN THE OFFICE OF THE CLERK AND RECORDER, COUNTY OF ARCHULETA, STATE OF COLORADO.

WHICH HAS THE ADDRESS OF 241 Falcon Pl Pagosa Springs, CO 81147

NOTICE OF SALE

The current Holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Herby Given that I will at public action at 10:00 a.m. on July 17, 2008, at at the front door of the Archuleta County Public Trustee’s Office, 449 San Juan Street, P O Box 790, Pagosa Springs, Colorado, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorney’s fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 3-25-08

Public Trustee of Archuleta County, State of Colorado

/s/ Lois Baker by Vicky Rudock, Deputy

By: Lois Baker, Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is:

Caren Jacobs Castle #11790

Deanne R. Stodden #33214

Elizabeth S. Marcus #16092

Barbara A. Bader #10394

Jennifer C. Rogers #34682

Britney Beall-Eder #34935

P.C. Wolf #34797

Katharine E. Fisher #39230

Lauren R. Smith #39316

Tslbikki zmvVudkry #39295

Castle Meinhold & Stawiarski, LLC, 999 18th Street, Suite 2201, Denver, CO 80202, (303) 865-1400

THE ATTORNEY ABOVE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED MAY BE USED FOR THAT PURPOSE.

Published May 22, 29, June 5, 12 and 19, 2008 in The Pagosa Springs SUN.

_______________________

COMBINED NOTICE ARCHULETA COUNTY

PUBLIC TRUSTEE

SALE NO. 34-2008

This Notice concerns the Deed of Trust (“Trust Deed”) described as follows:

Grantor: Shanda L. Pinhero

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., acting solely as nominee for New Century Mortgage Corporation

Current Owner of the Evidence of Debt: Aurora Loan Services, LLC.

Date of Deed of Trust: August 25, 2006

Recording Date of Deed of Trust: August 28, 2006

Original Principal Amount of Evidence of Debt: $175,000.00

Outstanding Principal Amount of Evidence of Debt as of the date hereof: $175,000.00

County of Recording: Archuleta

Book and Page No. or Reception No. of Recorded Deed of Trust: as Reception No. 20608255

Legal Description of Real Property: LOT 52 IN SAN JUAN RIVER RESORT UNIT NO. 1, ACCORDING TO THE AMENDED PLAT THEREOF FILED FOR RECORD OCTOBER 4, 1972 AS RECEPTION NO. 76530. Also known as: 642 Harman Avenue, Pagosa Springs, CO 81147

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

THE LIEN OF THE DEED OF TRUST TO BE FORECLOSED MAY NOT BE A FIRST LIEN.

YOU ARE NOTIFIED AS FOLLOWS:

The Holder of the debt secured by the Deed of Trust declares a violation of the covenants of said Deed of Trust for reasons including, but not limited to, the failure to make payments as provided for in the Deed of Trust and Negotiable Instrument.

The Holder of the Debt secured by the Deed of Trust has filed a written Notice of Election and Demand for sale with the undersigned Public Trustee under the terms of the Deed of Trust.

A notice of Intent to Cure filed pursuant to Colorado Revised Statutes 38-38-104 shall be filed with the undersigned at least 15 calendar days prior to the first schedule sale date or any date to which the sale is continued.

A notice of Intent to Redeem pursuant to Colorado Revised Statutes 38-38-302 shall be filed with the undersigned no later than 8 business days after the sale.

The name, address and telephone number of each attorney (if any) representing the Holder of the Debt is as follows:

Robert J. Aronowitz, Esq.Reg. No. 5673

Joel T. Mecklenburg, Esq. Reg. No. 36291

Stacey L. Aronowitz, Esq. Reg. No. 36290

Joan Olson, Esq. Reg. No. 28078

Aronowitz & Ford, LLP

1199 Bannock Street

Denver, Colorado 80204

(303) 813-1177

NOTICE OF SALE

The undersigned will on July 17, 2008, at 10:00 a.m., at Archuleta County Courthouse, 449 San Juan St., Pagosa Springs, CO 81147, sell the Property at public auction to the highest bidder who has submitted bid funds to the undersigned as specified by C.R.S. 38-38-106(7) to pay the Debt and certain other sums, all as provided by applicable law and the Deed of Trust.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

DATED: 3-20, 2008

/s/ Lois Baker

Public Trustee of Archuleta County, Colorado

Lois Baker

Public Trustee of Archuleta County

By: /s/ Vicky Rudock

Deputy Public Trustee

Published May 22, 29, June 5, 12 and 19, 2008 in The Pagosa Springs SUN.

_______________________

District Court, Archuleta County, State of Colorado

Court Address: PO Box 148, 449 San Juan St.

Pagosa Springs, CO 81147

EAGLE’S LOFT PROPERTY OWNERS ASSOCIATION, INC.

v.

ROBERT E. HAYS, aka Robert C. Hays, The Personal Representative of Robert E. Hays, aka Robert C. Hays, the Heirs and Devisees of Robert E. Hays, aka Robert C. Hays, GERALDINE E. HAYS, the Personal Representative of Geraldine E. Hays, The Heirs and Devisees of Geraldine E. Hays and All unknown Persons Who claim Any Interest in the Subject Matter of this Action.

Defendants.

Case Number: 09 CV 017

Attorney for Plaintiffs:

Larry W. Holthus

PO Box 1737

Pagosa Springs, CO 81147

Phone Number: (970) 264-4196

FAX Number: (970) 264-4197

Atty. Reg. #: 10535

SUMMONS BY PUBLICATION

THE PEOPLE OF THE STATE OF COLORADO TO THE ABOVE NAMED DEFENDANTS:

You are hereby summoned and required to appear and defend against the claims of the Complaint filed with the Court in this action, by filing with the Clerk of this Court, an Answer or other response. You are required to file your Answer or other response within thirty (30) days after the date of the last publication. A copy of the Complaint may be obtained from the Clerk of the Court.

If you fail to file your Answer or other response to the Complaint in writing within thirty (30) days after the date of the last publication, judgment by default may be rendered against you by the Court for the relief demanded in the Complaint without further notice.

This is an action to quiet title to:

Unit Number 09 Building Number 09, Unit Week Number 39, in “EAGLE’S LOFT Phase Two, according to and as located on the recorded Map thereof filed for record April 10, 1984 as Reception No. 122870 and in accordance with and as limited and defined by the Declaration of Individual and/or Interval Ownership for Eagles Loft — Phase two, Archuleta County, Colorado, in Book 200 at Page 834 et seq and amendments and supplements thereto in the Office of the County Clerk and Recording in and for Archuleta County, Colorado.

And

Unit Number 09 Building Number 09, Unit Week Number 38, in “EAGLE’S LOFT — Phase Two, according to and as located on the recorded Map thereof filed for record April 10, 1984 as Reception No. 122870 and in accordance with and as limited and defined by the Declaration of Individual and/or Interval Ownership for Eagles Loft — Phase Two, Archuleta County, Colorado, in Book 200 at Page 834 et seq and amendments and supplements thereto in the office of the County Clerk and Recorder in and for Archuleta County, Colorado.

Dated this 28th day of April, 2008.

/s/ Larry W. Holthus

Larry W. Holthus

Published May 22, 29, June 5, 12 and 19, 2008 in The Pagosa Springs SUN.

_______________________

District Court, Archuleta County, State of Colorado

Court Address: 449 San Juan Street, P.O. Box 148

Pagosa Springs, Colorado 81147

Telephone No.: (970) 264-2400

YOLANDA B. PARKER AND DAVID J. PARKER

Plaintiffs,

vs.

LLN INVESTMENT, LTD., PAGOSA AREA WATER AND SANITATION DISTRICT, LOMA LINDA PROPERTY OWNERS ASSOCIATION, WAYNE B. CHARLES and all unknown persons who claim any interest in the subject matter of this action,

Defendants.

Case Number: 08CV90

Attorney for Plaintiffs:

Larry W. Holthus

PO Box 1737

Pagosa Springs, CO 81147

Phone Number: (970) 264-4196

FAX Number: (970) 264-4197

Atty. Reg. No.: 10535

SUMMONS BY PUBLICATION

THE PEOPLE OF THE STATE OF COLORADO TO THE ABOVE NAMED DEFENDANTS:

You are hereby summoned and required to appear and defend against the claims of the Complaint filed with the Court in this action, by filing with the Clerk of this Court, an Answer or other response. You are required to file your Answer or other response within thirty (30) days after the date of the last publication. A copy of the Complaint may be obtained from the Clerk of the Court.

If you fail to file your Answer or other response to the Complaint in writing within thirty (30) days after the date of the last publication, judgment by default may be rendered against you by the Court for the relief demanded in the Complaint without further notice.

This is an action to quiet title to:

Lot 116, Loma Linda Unit 3, according to the plat thereof filed August 13, 1979

Dates this 13th day of MAY, 2008.

/s/ Larry W. Holthus

Larry W. Holthus

Published May 22, 29, June 5, 12 and 19, 2008 in The Pagosa Springs SUN.

_______________________

District Court, Archuleta County, State of Colorado

Court Address: 449 San Juan Street, P.O. Box 148

Pagosa Springs, Colorado 81147

Telephone No.: (970) 264-240

DONALD B. RICKY

Plaintiff,

vs

WALTER E. SMITH, THE PERSONAL REPRESENTATIVE OF THE ESTATE OF WALTER E. SMITH, THE HEIRS AND DEVISEES OF THE ESTATE OF WALTER E. SMITH, PAGOSA AREA WATER AND SANITATION DISTRICT, PAGOSA LAKES PROPERTY OWNERS ASSOC., AND ALL UNKNOWN PERSONS WHO CLAIM ANY INTEREST IN THE SUBJECT MATTER OF THIS ACTION,

Defendants.

Case Number: 08CV102

Attorney for Plaintiff:

Larry W. Holthus

PO Box 1737

Pagosa Springs, CO 81147

Phone Number: (970) 264-4196

FAX Number: (970) 264-4197

Atty. Reg. No.: 10535

SUMMONS BY PUBLICATION

THE PEOPLE OF THE STATE OF COLORADO TO THE ABOVE NAMED DEFENDANTS:

You are hereby summoned and required to appear and defend against the claims of the Complaint filed with the Court in this action, by filing with the Clerk of this Court, an Answer or other response. You are required to file your Answer or other response within thirty (30) days after the date of the last publication. A copy of the Complaint may be obtained from the Clerk of the Court.

If you fail to file your Answer or other response to the Complaint in writing within thirty (30) days after the date of the last publication, judgment by default may be rendered against you by the Court for the relief demanded in the Complaint without further notice.

This is an action to quiet title to:

Lot 21, PAGOSA PINES UNIT 4

Dated this 30th day of APRIL, 2008.

/s/ Larry W. Holthus

Larry W. Holthus

Published May 22, 29, June 5, 12 and 19, 2008 in The Pagosa Springs SUN.

_______________________

The Town of Pagosa Springs is now accepting Letters of Interest to fill a vacancy on the Planning Commission. To be considered for appointment to this volunteer commission a person must be a town resident and shall submit a Letter of Interest. Letters may be sent via email to HYPERLINK “mailto:tallen@pagosasprings.co.gov” tallen@pagosasprings.co.gov or hand delivered to Town Hall no later than 5:00 p.m. on June 13, 2008. Please contact Tamra Allen at 264-4151 ext.235 for additional information.

Published May 22, 29, June 5 and 12, 2008 in The Pagosa Springs SUN.

_______________________

NOTICE TO ALL WHO MAY HAVE CLAIMS AGAINST NOBLE TRUST COMPANY OR AEGEAN SCOTIA HOLDINGS, LLC

MANCHESTER, NEW HAMPSHIRE

On 3-27-08, pursuant to NH RSA 395, the Merrimack County Superior Court placed Noble Trust Company and Aegean Scotia Holdings, LLC in liquidation (In the Matter of the Liquidation of Noble Trust Company). The Court’s order (Docket #08-E-0053) authorizes the New Hampshire Banking Department to close or prohibit the transaction of any business of Noble Trust Company, Manchester, New Hampshire, effective immediately. With the approval of the Merrimack County Superior Court, the Commissioner has been appointed Liquidator of the two companies.

Notice is hereby given to all persons who may have claims against Noble Trust Company or Aegean Scotia Holdings, LLC that the same must be presented to the New Hampshire Banking Department Commissioner and make legal proof thereof by 8-10-08 at the place listed herein:

Noble Trust Company in Liquidation

c/o P.O. Box 2765

Concord, NH 03302

For questions, call or email the Office of the Liquidator at 603-626-1180 or

ntcliquidation@banking.state.nh.us

by Peter C. Hildreth

Banking Commissioner/Liquidator

Published May 22, June 5 and June 26, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Village Pointe Property Owners Association, Inc.

v.

Defendant(s):

(1) Kevin M. De Stefano

(2) Robin B. De Stefano

(3) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number

iSummons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 16, Condominium Unit Number 7506, Building Number 2, in Phase I of Village Pointe Condominiums, Archuleta County, Colorado

Legal Description: Unit Week Number 16, Condominium Unit Number 7506, Building Number 2, in Phase I of Village Pointe Condominiums, according to and as located on the recorded map recorded under Reception No. 168713 and the Declaration of Condominium and Interval Ownership of Village Pointe Condominiums recorded under Reception No. 160495, and amendments and supplements thereto, in the Office of the County Clerk, Archuleta County, Colorado

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: Kevin M. De Stefano and Robin B. De Stefano.

Dated: March 3, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

by: Philip M. Kleinsmith, #1063 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 22, 29, June 5, 12 and 19, 2008 in The Pagosa Springs SUN.

_______________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Village Pointe Property Owners Association, Inc.

v.

Defendant(s):

(1) Barry Salsberry

(2) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number 08CV47

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 05, Condominium Unit Number 7529, Building Number 6, in Phase III of Village Pointe Condominiums, Archuleta County, Colorado

Legal Description: Unit Week Number 05, Condominium Unit Number 7529, Building Number 6, in Phase III of Village Pointe Condominiums, according to and as located on the recorded map recorded under Reception No. 176324 and the Declaration of Condominium and Interval Ownership of Village Pointe Condominiums recorded under Reception No. 160495, and amendments and supplements thereto, in the Office of the County Clerk, Archuleta County, Colorado

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: Barry Salsberry.

Dated: March 3, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

by Philip M. Kleinsmith, #1063 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published May 22, 29, June 5, 12 and 19, 2008 in The Pagosa Springs SUN.

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PUBLIC TRUSTEE’S COMBINED NOTICE

Public Trustee Sale No. 30-08

TO: Lois Baker

Public Trustee

County of Archuleta,

State of Colorado

Pursuant to the terms of the Deed of Trust described as follows:

Original Grantor of Deed of Trust: Robert Dean Atkins & Wendy Anne Atkins

Original Beneficiary of Deed of Trust: Russell S. Toepfer & Kathy Lynne Toepfer

Current Owner of the Evidence of Debt secured by the Deed of Trust: Russell S. Toepfer & Kathy Lynne Toepfer

Date of Deed of Trust: June 22, 1999

Recording Date of deed of Trust: June 22, 1999

County of Recording: Archuleta

Book and Page of Recorded Deed of Trust: Book No. ___, Page No. ___

Reception No. of Recorded Deed of Trust: 99006058

The Original Principal Balance of the Evidence of Debt was: $59,300.00

The Outstanding Principal Balance of the Evidence of Debt (exclusive of interest and other charges) as of the date stated below is: $57,898.20

You are hereby notified that the undersigned, as owner of the Evidence of Debt identified above dated June 22, 1999, secured by the Deed of Trust described above, declares that the covenants of said Deed of Trust have been violated for reasons including, but not limited to, the failure to make timely payments required under said Deed of Trust and the Evidence of Debt secured thereby. Therefore, the owner of the Evidence of Debt has elected to accelerate the entire indebtedness.

The following-described property is all of the property encumbered by said Deed of Trust:

Lot 8, Block 1, Aspen Springs Subdivision, Unit #1, Pagosa Springs, CO

YOU MAY HAVE AN INTEREST IN THE PROPERTY BEING FORECLOSED OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE INSTRUMENT BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, IS ATTACHED HERETO. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES. YOU MAY WISH TO SEEK THE ADVICE OF YOUR OWN ATTORNEY CONCERNING YOUR RIGHTS IN RELATION TO THIS FORECLOSURE PROCEEDING.

A filed notice of intent to cure filed pursuant to Section 38-38-104 shall be filed with the officer at least 15 calendar days prior to the first scheduled sale date or any date to which the sale is continued. A notice of intention to redeem filed pursuant to Section 38-38-302 shall be filed with the officer no later than 8 business days after the sale.

THE LIEN OF THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN.

The name, address and telephone number of the attorneys representing the current owner of the Evidence of Debt are: Farish & Hobbs, P.C., Attention: Matthew K. Hobbs, #33225, 739 First Ave., P.O. Box 430, Monte Vista, CO 81144. 719-852-5101.

DATED this 11th day of March, 2008.

Lois Baker

Public Trustee

Archuleta County,

State of Colorado

Sale Date: July 3, 2008 By: /s/ Lois Baker

Sale Location:

Archuleta Co. Courthouse

449 San Juan St.

THIS COMMUNICATION CONCERNS A DEBT WHICH FARISH & HOBBS, P.C., ACTING AS A DEBT COLLECTOR, IS ATTEMPTING TO COLLECT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attachments: C.R.S. §§ 38-37-108

38-38-103

38-38-104

38-38-301

38-38-304

38-38-305

38-38-306

Published May 15, 22, 29, June 5 and 12, 2008 in The Pagosa Springs SUN.

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COMBINED NOTICE OF SALE AND RIGHT TO CURE OR REDEEM

To Whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 31-2008 was commenced on 3-14-08 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Teresa S. Williams and Lester E. Williams Jr. Original Grantor(s)

Mortgage Electronic Registration Systems, Inc., as nominee for EquiFirst Corporation Original Beneficiary

EquiFirst Corporation Current Holder of Evidence of Debt

November 20, 2006 Date of Deed of Trust

Archuleta County of Recording

November 21, 2006 Recording Date of Deed of Trust:

At Reception No. 20611249 Recording Information Receipt No. and/or Book No. and Page No.

$445,900.00 Original Principal Balance

$443,074.30 Outstanding Principal Balance

Pursuant to C.R.S. § 38-38-101(4)(i), you are hereby notified that the covenants of the Deed of Trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 722X (BEING A CONSOLIDATION OF LOTS 721 AND 722), TWINCREEK VILLAGE, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD NOVEMBER 5, 1973 AS RECEPTION NO. 78739 AND AS FURTHER DESCRIBED IN RESOLUTION NO. 2000-25 FROM THE BOARD OF COUNTY COMMISSIONERS OF ARCHULETA COUNTY, COLORADO, SAID RESOLUTION RECORDED APRIL 4, 2000 AS RECEPTION NO. 2003199.

WHICH HAS THE ADDRESS OF 201 Escobar Avenue Pagosa Springs, CO 81147

NOTICE OF SALE

The current Holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Herby Given that I will at public action at 10:00 a.m. on July 10, 2008, at at the front door of the Archuleta County Public Trustee’s Office, 449 San Juan Street, P O Box 790, Pagosa Springs, Colorado, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorney’s fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 3-14-08

Public Trustee of Archuleta County, State of Colorado

/s/ Lois Baker by Vicky Rudock, Deputy

By: Lois Baker, Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is:

David A. Shore, Reg. No. 19973

Scott D. Toebben, Reg. No. 19011

Martin H. Shore, Reg. No. 1800

Hellerstein and Shore, P.C., 5347 Valentia Way, Suite 100, Greenwood Village, CO 80111, (303) 573-1080

THE ATTORNEY ABOVE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED MAY BE USED FOR THAT PURPOSE.

Published May 15, 22, 29, June 5 and 12, 2008 in The Pagosa Springss SUN.

_______________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE OR REDEEM

To Whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 32 was commenced on 3-14-08 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Becky L. Shields Original Grantor(s)

Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Bank, FSB Original Beneficiary

Countrywide Bank Current Holder of Evidence of Debt

August 16, 2007 Date of Deed of Trust

Archuleta County of Recording

August 27, 2007 Recording Date of Deed of Trust:

At Reception No. 20707519 Recording Information Receipt No. and/or Book No. and Page No.

$193,500.00 Original Principal Balance

$193,500.00 Outstanding Principal Balance

Pursuant to C.R.S. § 38-38-101(4)(i), you are hereby notified that the covenants of the Deed of Trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

EXHIBIT “A”

All the real property, together with improvements, if any, situate, lying and being in the said County of Archuleta and State of Colorado described as follows:

A Tract of land located within parcel 5D of the Central Core Subdivision, Town of Pagosa Springs, Archuleta County, Colorado, as shown on the Plat of “Whispering Pines Townhouses - Phase Ten”, Recorded under Reception No. 20504276 as Plat No. 736A of he records in the Office of the Archuleta County Clerk and Recorder, the asbuilt building footprint (including trim) being more particularly described as follows, to-wit:

BEGINNING at a northerly corner of Unit 1005, whence the most northerly corner of Parcel 5D of the Central Core Subdivision, bears N. 00 degrees 38’ 31” E., 308.30 feet distant and also the most westerly corner of Parcel 5D of the Central Core Subdivision, bears S.83 degrees 40’ 29” W., 236.55 feet distant;

Thence S. 62 degrees 35’ 45” E., 23.12 feet;

Thence S. 27 degrees 24’ 15” W., 2.08 feet;

Thence S. 62 degrees 35’ 45” E., 11.04 feet;

Thence S. 27 degrees 24’ 15” W., 16.26 feet;

Thence N. 62 degrees 35’ 45” W., 6.00 feet;

Thence S. 27 degrees 24’ 15” W., 11.79 feet;

Thence S. 62 degrees 35’ 45” E., 6.00 feet;

Thence S. 27 degrees 24’ 15” W., 17.27 feet;

Thence N. 62 degrees 35’ 45” W., 18.02 feet;

Thence S. 27 degrees 24’ 15” W., 8.88 feet;

Thence R. 62 degrees 35’ 45” W., 16.14 feet;

Thence N. 27 degrees 24’ 15” E., 56.28 feet to the PLACE OF BEGINNING.

Porches, Decks, Walkways and Driveways which adjoin or service this Unit, are a “Limited Common Elements”.

The improvements thereon being commonly known as 135 Eaton Drive, Unit 1005, Pagosa Springs, Colorado 81147.

Being the same lot or parcel of ground which by Deed Dated April 25, 2006 and Recorded among the Land Records of Archuleta County in Instrument #20603600, was granted and conveyed by Whispering Pines Development Company, LLC., unto Becky L. Shields.

WHICH HAS THE ADDRESS OF 135 Eaton Dr. Pagosa Springs, CO 81147-008

NOTICE OF SALE

The current Holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Herby Given that I will at public action at 10:00 a.m. on July 10, 2008, at In the Office of the Archuleta County Public Trustee, Archuleta County Courthouse, 449 San Juan Street, Pagosa Springs, Colorado, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorney’s fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 3-14-08

Public Trustee of Archuleta County, State of Colorado

/s/ Lois Baker

By: Lois Baker, Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is:

Robert J. Hopp #26818

Wayne E. Vaden #21026

Will R. Arent, III #36864

Matt P. Ruhland #36940

Robert J. Hopp & Associates, LLC, PO Box 8689, Denver, CO 80201, (303) 788-9600

THE ATTORNEY ABOVE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED MAY BE USED FOR THAT PURPOSE.

Published May 15, 22, 29, June 5 and 12, 2008 in The Pagosa Springs SUN.

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PAGOSA AREA WATER AND

SANITATION DISTRICT

Archuleta County, Colorado

2006 Water and Sewer Pipeline Extensions

Chris Mountain Village Unit 2

Pagosa Area Water and Sanitation District is in the process of finalizing the above listed project constructed by T.C. Pipeline, Inc. Any claims against this project by suppliers, subcontractors, or others should be delivered to the project engineering firm of Davis Engineering Service, Inc. at 188 S. 8th Street, P.O. Box 1208, Pagosa Springs, Colorado 81147. All claims shall be delivered prior to June 5, 2008. Any claims received after June 5, 2008 shall not be considered. Claim forms can be obtained from Davis Engineering Service, Inc. (Phone 970-264-5055).

Published May 15, 22 and 29, 2008 in The Pagosa Springs SUN.

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PUBLIC NOTICE

Keyah Grande, LLC, located at 13211 Highway 160 West, Pagosa Springs, Colorado 81147 [(970) 731-2158], has filed an application for a Regular (112) Construction Materials Operation Reclamation Permit with the Colorado Mined Land Reclamation Board under provisions of the Colorado Land Reclamation Act for the Extraction of Construction Materials. The proposed mine is known as the Keyah Grande Aggregate Mining Operation, and is located at or near Sections 5, 6, 7 & 8, Township 36 North, Range 9 West, New Mexico Principal Meridian.

The proposed date of commencement is July 2008, and the proposed date of completion is September 2010. The proposed future use of the land is wildlife habitat. Additional information and tentative decision date may be obtained from the Division of Reclamation, Mining and Safety, 1313 Sherman Street, Room 215, Denver, Colorado 80203, (303) 866-3567, or at the Archuleta County Clerk and Recorder’s Office, 449 San Juan Street, Pagosa Springs, Colorado 81147, or the above-named Applicant.

Comments must be in writing and must be received by the Division of Reclamation, Mining and Safety by 4:00 PM on June, 18, 2008.

Please note that under the provisions of C.R.S. 34-32.5-1010 et seq., comments related to noise, truck traffic, hours of operation, visual impacts, effects on property values and other social or economic concerns are issues not subject to this Office’s jurisdiction. These subjects, and similar ones, are typically addressed by your local governments, rather than the Division of Reclamation, Mining and Safety or the Mined Land Reclamation Board.

Published May 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

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COMBINED NOTICE OF SALE AND RIGHT TO CURE OR REDEEM

To Whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 25-2008 was commenced on 2-20-08 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Alan B Zumwalt and Melody A Zumwalt Original Grantor(s)

Mortgage Electronic Registration Systems, Inc., as nominee for America’s Wholesale Lender Original Beneficiary

U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CW2 Current Holder of Evidence of Debt

April 4, 2006 Date of Deed of Trust

Archuleta County of Recording

April 4, 2006 Recording Date of Deed of Trust:

At Reception No. 20603093 Recording Information Receipt No. and/or Book No. and Page No.

$152,000.00 Original Principal Balance

$152,000.00 Outstanding Principal Balance

Pursuant to C.R.S. § 38-38-101(4)(i), you are hereby notified that the covenants of the Deed of Trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOTS 15 AND 20, BLOCK 13, ASPEN SPRINGS SUBDIVISION NO. 3, ACCORDING TO THE AMENDED PLAT THEREOF FILED JULY 6, 1971, AS RECEPTION NO. 74567, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF 443 Steep Place Pagosa Springs, CO 81147

NOTICE OF SALE

The current Holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Herby Given that I will at public action at 10:00 a.m. on June 19, 2008, at at the front door of the Archuleta County Public Trustee’s Office, 449 San Juan Street, P O Box 790, Pagosa Springs, Colorado, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorney’s fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 2-20-08

Public Trustee of Archuleta County, State of Colorado

/s/ Lois Baker by Vicky Rudock, Deputy

By: Lois Baker, Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is:

Caren Jacobs Castle #11790

Deanne R. Stodden #33214

Elizabeth S. Marcus #16092

Barbara A. Bader #10394

Jennifer C. Rogers #34682

Britney Beall-Eder #34935

P.C. Wolf #34797

Ericka D. Olson #37897

Katharine E. Fisher #39230

Lauren R. Smith #39316

Castle Meinhold & Stawiarski, LLC, 999 18th Street, Suite 2201, Denver, CO 80202, (303) 865-1400

THE ATTORNEY ABOVE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED MAY BE USED FOR THAT PURPOSE.

Published May 1, 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

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COMBINED NOTICE OF SALE AND

NOTICE OF RIGHTS TO CURE OR REDEEM

No. 24-2008

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Original Grantor of Deed of Trust (Borrower) John J. Monjazi, a Married Man or Woman

Original Beneficiary of Deed of Trust National Recreational Properties of Pagosa Springs, LLC, a Colorado Limited Liability Company

Current owner of the evidence of debt secured by the Deed of Trust National Recreational Properties of Pagosa Springs, LLC

Date of Deed of Trust July 30, 2005

Recording Date of Deed of Trust August 9, 2005

County of Recording ARCHULETA

Recording Information of Deed of Trust Reception No. 20508235

Original Principal Amount of Evidence of Debt $47,996.00

Outstanding Principal Amount of Evidence of Debt $44,774.60

THE LIEN OF THE DEED OF TRUST TO BE FORECLOSED MAY NOT BE A FIRST LIEN.

You are hereby notified that the undersigned as legal owner of an evidence of debt, which is secured by the Deed of Trust described above, declares a violation of the covenants of said Deed of Trust for reasons including, but not limited to, the failure to pay monthly payments of principal and interest together with all other payments provided for in the Deed of Trust and Note.

The following-described property is all of the property encumbered by said Deed of Trust:

Lot 90, Lakewood Village, according to the plat thereof filed April 30, 1979, as Reception No. 94867, in the office of the Clerk and Recorder, Archuleta County, Colorado.

APN: 569919136017

also known by street and number as: Parcel: 569919136017 Archuleta County, Colorado

NOTICE OF SALE

YOU ARE HEREBY NOTIFIED that the legal owner of an evidence of debt, and which is secured by the Deed of Trust described above, has filed written election and demand for sale as provided in said Deed of Trust.

THEREFORE, NOTICE IS HEREBY GIVEN that I will at 10:00 o’clock a.m., on the date of 6-19, 2008 at the Hallway of Archuleta County Courthouse, 449 San Juan St., Pagosa Springs, Colorado, sell at public auction to the highest and best bidder for cash, the real property described above, and all interest of said Grantor, the heirs, successors and assigns of said Grantor, for the purpose of paying the indebtedness provided in said evidence of debt and Deed of Trust, attorney’s fees, and the expenses of sale, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE INSTRUMENT BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED HERETO. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

*A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-401 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

*A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

Attached hereto is a copy of the Statutes pertaining to your rights for this foreclosure action.

/s/ Lois Baker

Public Trustee of the

County of ARCHULETA, Colorado

By /s/ Vicky Rudock

Deputy Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is: Philip M. Kleinsmith, 6035 Erin Park Drive, #203, Colorado Springs, CO 80918, 719-593-1970.

THE LAW REQUIRES THAT WE INFORM YOU: WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.

Published May 1, 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

_____________

COMBINED NOTICE OF SALE AND RIGHT TO CURE OR REDEEM

To Whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 28-2008 was commenced on 2-28-08 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Blase E. Dragna Original Grantor(s)

Wells Fargo Bank, N.A. Original Beneficiary

U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2007-GEL1 Current Holder of Evidence of Debt

April 19, 2006 Date of Deed of Trust

Archuleta County of Recording

April 24, 2006 Recording Date of Deed of Trust:

At Reception No. 20603527 Recording Information Receipt No. and/or Book No. and Page No.

$97,500.00 Original Principal Balance

$92,778.51 Outstanding Principal Balance

Pursuant to C.R.S. § 38-38-101(4)(i), you are hereby notified that the covenants of the Deed of Trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 6, BLOCK 10, AMENDED ASPEN SPRINGS SUBDIVISION NO. 1, ACCORDING TO THE PLAT THEREOF FILED MARCH 22, 1971, AS RECEPTION NO. 74229, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF 408 Spruce Cir Pagosa Springs, CO 81147

NOTICE OF SALE

The current Holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Herby Given that I will at public action at 10:00 a.m. on June 26, 2008, at at the front door of the Archuleta County Public Trustee’s Office, 449 San Juan Street, P O Box 790, Pagosa Springs, Colorado, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorney’s fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 2-28-08

Public Trustee of Archuleta County, State of Colorado

/s/ Lois Baker

By: Vicky Rudock, Deputy Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is:

Caren Jacobs Castle #11790

Deanne R. Stodden #33214

Elizabeth S. Marcus #16092

Barbara A. Bader #10394

Jennifer C. Rogers #34682

Britney Beall-Eder #34935

P.C. Wolf #34797

Ericka D. Olson #37897

Katharine E. Fisher #39230

Lauren R. Smith #39316

Castle Meinhold & Stawiarski, LLC, 999 18th Street, Suite 2201, Denver, CO 80202, (303) 865-1400

THE ATTORNEY ABOVE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED MAY BE USED FOR THAT PURPOSE.

Published May 1, 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

_______________

COMBINED NOTICE OF SALE AND

NOTICE OF RIGHTS TO CURE OR REDEEM

No. 26-2008

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Original Grantor of Deed of Trust (Borrower) Ramella R. Babayova and Edmon Babayova, as Joint Tenants

Original Beneficiary of Deed of Trust National Recreational Properties of Pagosa Springs, LLC, a Colorado Limited Liability Company

Current owner of the evidence of debt secured by the Deed of Trust National Recreational Properties of Pagosa Springs, LLC

Date of Deed of Trust October 8, 2005

Recording Date of Deed of Trust November 7, 2005

County of Recording ARCHULETA

Recording Information of Deed of Trust Reception No. 20511903

Original Principal Amount of Evidence of Debt $85,325.00

Outstanding Principal Amount of Evidence of Debt $84,092.07

THE LIEN OF THE DEED OF TRUST TO BE FORECLOSED MAY NOT BE A FIRST LIEN.

You are hereby notified that the undersigned as legal owner of an evidence of debt, which is secured by the Deed of Trust described above, declares a violation of the covenants of said Deed of Trust for reasons including, but not limited to, the failure to pay monthly payments of principal and interest together with all other payments provided for in the Deed of Trust and Note.

The following-described property is all of the property encumbered by said Deed of Trust:

Lots 27 of Block 14, Pagosa in the Pines, according to the plat thereof recorded March 13, 1970, as Reception No. 73014 and 73027, County of Archuleta, State of Colorado.

APN: 569916416027

also known by street and number as: APN: 569916416027 Archuleta County, Colorado

NOTICE OF SALE

YOU ARE HEREBY NOTIFIED that the legal owner of an evidence of debt, and which is secured by the Deed of Trust described above, has filed written election and demand for sale as provided in said Deed of Trust.

THEREFORE, NOTICE IS HEREBY GIVEN that I will at 10:00 o’clock a.m., on the date of 6-19, 2008 at the Hallway of Archuleta County Courthouse, 449 San Juan St., Pagosa Springs, Colorado, sell at public auction to the highest and best bidder for cash, the real property described above, and all interest of said Grantor, the heirs, successors and assigns of said Grantor, for the purpose of paying the indebtedness provided in said evidence of debt and Deed of Trust, attorney’s fees, and the expenses of sale, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE INSTRUMENT BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED HERETO. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

*A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-401 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

*A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

Attached hereto is a copy of the Statutes pertaining to your rights for this foreclosure action.

/s/ Lois Baker

Public Trustee of the

County of ARCHULETA, Colorado

By /s/ Vicky Rudock

Deputy Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is: Philip M. Kleinsmith, 6035 Erin Park Drive, #203, Colorado Springs, CO 80918, 719-593-1970.

THE LAW REQUIRES THAT WE INFORM YOU: WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.

Published May 1, 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

_______________________

COMBINED NOTICE OF SALE AND

NOTICE OF RIGHTS TO CURE OR REDEEM

No. 24-2008

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Original Grantor of Deed of Trust (Borrower) John J. Monjazi, a Married Man or Woman

Original Beneficiary of Deed of Trust National Recreational Properties of Pagosa Springs, LLC, a Colorado Limited Liability Company

Current owner of the evidence of debt secured by the Deed of Trust National Recreational Properties of Pagosa Springs, LLC

Date of Deed of Trust July 30, 2005

Recording Date of Deed of Trust August 9, 2005

County of Recording ARCHULETA

Recording Information of Deed of Trust Reception No. 20508235

Original Principal Amount of Evidence of Debt $47,996.00

Outstanding Principal Amount of Evidence of Debt $44,774.60

THE LIEN OF THE DEED OF TRUST TO BE FORECLOSED MAY NOT BE A FIRST LIEN.

You are hereby notified that the undersigned as legal owner of an evidence of debt, which is secured by the Deed of Trust described above, declares a violation of the covenants of said Deed of Trust for reasons including, but not limited to, the failure to pay monthly payments of principal and interest together with all other payments provided for in the Deed of Trust and Note.

The following-described property is all of the property encumbered by said Deed of Trust:

Lot 90, Lakewood Village, according to the plat thereof filed April 30, 1979, as Reception No. 94867, in the office of the Clerk and Recorder, Archuleta County, Colorado.

APN: 569919136017

also known by street and number as: Parcel: 569919136017 Archuleta County, Colorado

NOTICE OF SALE

YOU ARE HEREBY NOTIFIED that the legal owner of an evidence of debt, and which is secured by the Deed of Trust described above, has filed written election and demand for sale as provided in said Deed of Trust.

THEREFORE, NOTICE IS HEREBY GIVEN that I will at 10:00 o’clock a.m., on the date of 6-19, 2008 at the Hallway of Archuleta County Courthouse, 449 San Juan St., Pagosa Springs, Colorado, sell at public auction to the highest and best bidder for cash, the real property described above, and all interest of said Grantor, the heirs, successors and assigns of said Grantor, for the purpose of paying the indebtedness provided in said evidence of debt and Deed of Trust, attorney’s fees, and the expenses of sale, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE INSTRUMENT BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED HERETO. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

*A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-401 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

*A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

Attached hereto is a copy of the Statutes pertaining to your rights for this foreclosure action.

/s/ Lois Baker

Public Trustee of the

County of ARCHULETA, Colorado

By /s/ Vicky Rudock

Deputy Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is: Philip M. Kleinsmith, 6035 Erin Park Drive, #203, Colorado Springs, CO 80918, 719-593-1970.

THE LAW REQUIRES THAT WE INFORM YOU: WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.

Published May 1, 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

_______________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE OR REDEEM

To Whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 25-2008 was commenced on 2-20-08 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Alan B Zumwalt and Melody A Zumwalt Original Grantor(s)

Mortgage Electronic Registration Systems, Inc., as nominee for America’s Wholesale Lender Original Beneficiary

U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CW2 Current Holder of Evidence of Debt

April 4, 2006 Date of Deed of Trust

Archuleta County of Recording

April 4, 2006 Recording Date of Deed of Trust:

At Reception No. 20603093 Recording Information Receipt No. and/or Book No. and Page No.

$152,000.00 Original Principal Balance

$152,000.00 Outstanding Principal Balance

Pursuant to C.R.S. § 38-38-101(4)(i), you are hereby notified that the covenants of the Deed of Trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOTS 15 AND 20, BLOCK 13, ASPEN SPRINGS SUBDIVISION NO. 3, ACCORDING TO THE AMENDED PLAT THEREOF FILED JULY 6, 1971, AS RECEPTION NO. 74567, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF 443 Steep Place Pagosa Springs, CO 81147

NOTICE OF SALE

The current Holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Herby Given that I will at public action at 10:00 a.m. on June 19, 2008, at at the front door of the Archuleta County Public Trustee’s Office, 449 San Juan Street, P O Box 790, Pagosa Springs, Colorado, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorney’s fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 2-20-08

Public Trustee of Archuleta County, State of Colorado

/s/ Lois Baker by Vicky Rudock, Deputy

By: Lois Baker, Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is:

Caren Jacobs Castle #11790

Deanne R. Stodden #33214

Elizabeth S. Marcus #16092

Barbara A. Bader #10394

Jennifer C. Rogers #34682

Britney Beall-Eder #34935

P.C. Wolf #34797

Ericka D. Olson #37897

Katharine E. Fisher #39230

Lauren R. Smith #39316

Castle Meinhold & Stawiarski, LLC, 999 18th Street, Suite 2201, Denver, CO 80202, (303) 865-1400

THE ATTORNEY ABOVE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED MAY BE USED FOR THAT PURPOSE.

Published May 1, 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

_______________________

COMBINED NOTICE OF SALE AND

NOTICE OF RIGHTS TO CURE OR REDEEM

No. 26-2008

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Original Grantor of Deed of Trust (Borrower) Ramella R. Babayova and Edmon Babayova, as Joint Tenants

Original Beneficiary of Deed of Trust National Recreational Properties of Pagosa Springs, LLC, a Colorado Limited Liability Company

Current owner of the evidence of debt secured by the Deed of Trust National Recreational Properties of Pagosa Springs, LLC

Date of Deed of Trust October 8, 2005

Recording Date of Deed of Trust November 7, 2005

County of Recording ARCHULETA

Recording Information of Deed of Trust Reception No. 20511903

Original Principal Amount of Evidence of Debt $85,325.00

Outstanding Principal Amount of Evidence of Debt $84,092.07

THE LIEN OF THE DEED OF TRUST TO BE FORECLOSED MAY NOT BE A FIRST LIEN.

You are hereby notified that the undersigned as legal owner of an evidence of debt, which is secured by the Deed of Trust described above, declares a violation of the covenants of said Deed of Trust for reasons including, but not limited to, the failure to pay monthly payments of principal and interest together with all other payments provided for in the Deed of Trust and Note.

The following-described property is all of the property encumbered by said Deed of Trust:

Lots 27 of Block 14, Pagosa in the Pines, according to the plat thereof recorded March 13, 1970, as Reception No. 73014 and 73027, County of Archuleta, State of Colorado.

APN: 569916416027

also known by street and number as: APN: 569916416027 Archuleta County, Colorado

NOTICE OF SALE

YOU ARE HEREBY NOTIFIED that the legal owner of an evidence of debt, and which is secured by the Deed of Trust described above, has filed written election and demand for sale as provided in said Deed of Trust.

THEREFORE, NOTICE IS HEREBY GIVEN that I will at 10:00 o’clock a.m., on the date of 6-19, 2008 at the Hallway of Archuleta County Courthouse, 449 San Juan St., Pagosa Springs, Colorado, sell at public auction to the highest and best bidder for cash, the real property described above, and all interest of said Grantor, the heirs, successors and assigns of said Grantor, for the purpose of paying the indebtedness provided in said evidence of debt and Deed of Trust, attorney’s fees, and the expenses of sale, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE INSTRUMENT BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED HERETO. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

*A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-401 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

*A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

Attached hereto is a copy of the Statutes pertaining to your rights for this foreclosure action.

/s/ Lois Baker

Public Trustee of the

County of ARCHULETA, Colorado

By /s/ Vicky Rudock

Deputy Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is: Philip M. Kleinsmith, 6035 Erin Park Drive, #203, Colorado Springs, CO 80918, 719-593-1970.

THE LAW REQUIRES THAT WE INFORM YOU: WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.

Published May 1, 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

_______________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE OR REDEEM

To Whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 28-2008 was commenced on 2-28-08 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Blase E. Dragna Original Grantor(s)

Wells Fargo Bank, N.A. Original Beneficiary

U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2007-GEL1 Current Holder of Evidence of Debt

April 19, 2006 Date of Deed of Trust

Archuleta County of Recording

April 24, 2006 Recording Date of Deed of Trust:

At Reception No. 20603527 Recording Information Receipt No. and/or Book No. and Page No.

$97,500.00 Original Principal Balance

$92,778.51 Outstanding Principal Balance

Pursuant to C.R.S. § 38-38-101(4)(i), you are hereby notified that the covenants of the Deed of Trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 6, BLOCK 10, AMENDED ASPEN SPRINGS SUBDIVISION NO. 1, ACCORDING TO THE PLAT THEREOF FILED MARCH 22, 1971, AS RECEPTION NO. 74229, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF 408 Spruce Cir Pagosa Springs, CO 81147

NOTICE OF SALE

The current Holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Herby Given that I will at public action at 10:00 a.m. on June 26, 2008, at at the front door of the Archuleta County Public Trustee’s Office, 449 San Juan Street, P O Box 790, Pagosa Springs, Colorado, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorney’s fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. 38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. 38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 2-28-08

Public Trustee of Archuleta County, State of Colorado

/s/ Lois Baker

By: Vicky Rudock, Deputy Public Trustee

The name, address and telephone number of the attorneys representing the legal holder of the indebtedness is:

Caren Jacobs Castle #11790

Deanne R. Stodden #33214

Elizabeth S. Marcus #16092

Barbara A. Bader #10394

Jennifer C. Rogers #34682

Britney Beall-Eder #34935

P.C. Wolf #34797

Ericka D. Olson #37897

Katharine E. Fisher #39230

Lauren R. Smith #39316

Castle Meinhold & Stawiarski, LLC, 999 18th Street, Suite 2201, Denver, CO 80202, (303) 865-1400

THE ATTORNEY ABOVE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED MAY BE USED FOR THAT PURPOSE.

Published May 1, 8, 15, 22 and 29, 2008 in The Pagosa Springs SUN.

_______________________

PAGOSA LIFE

LIVE UNITED: Give, advocate, volunteer

By Karen Davison

Special to The PREVIEW

United Way has always meant connecting people who care with causes that promote a sustained improvement in the quality of our community’s life.

In many communities across the country, the basic ingredients for a good life are increasingly beyond reach. This same reality exists for hundreds of Archuleta County residents.

In response, United Way is launching an invitation to “Advance the Common Good.” Focused on the goals of education, financial stability and health, United Way plans to help communities create opportunities for a better life. These three goals are the building blocks for a good life: a quality education that will lead to a stable job, enough income to support a family through retirement, and good health.

Archuleta County has the potential to support significantly better lives for our residents. The greatest limitations we face are those we have created ourselves by not staking claim to our potential. As observed by Charlie Brown in Peanuts, “There is no heavier burden than a great potential.”

So how can we “LIVE UNITED?”

United Way believes that, through authentic leadership, Archuleta County can collaboratively align around a mission that empowers us to lead and empowers us to serve. Working with many partners, United Way will continually look for the most effective ways to help people. We all win when a child succeeds in school. When people have an income adequate to pay for today’s necessities and save a little for the future, families have a sense of financial stability. Access to health care keeps children on track in school and adults productive at work. Remove any one of these building blocks and the other two crumble.

So, get on board and help Advance the Common Good in our community. LIVE UNITED.

With this challenge to Archuleta County, United Way intends to reignite a movement that creates opportunities for everyone. United Way invites you to be a part of it. Archuleta County residents can create long-lasting changes that prevent problems from happening in the first place.

Join hands. Open your heart. Lend your muscle. Find your voice. Reach out a hand to one person and influence the condition for all.

Give, advocate, volunteer.

Call 264-1215, or e-mail karend@unitedway-swco.org.

LIVE UNITED.


Country Western Swing, Night Club 2-Step classes in June

By Jerry Granok

Special to The PREVIEW

Let’s Dance classes in June will be Beginning Country Western Swing, 6:30-7:50 p.m. and Intermediate Night Club 2-Step, 8:-9:20 p.m., June 3, 10, 17 and 24.

We will also have Sunday practice sessions at which the dancers can get additional help from Deb on June 8, 15, 22 and 29. The beginning practice session on Sunday will be from 3 to 4 p.m. and the intermediate practice session will be from 4 to 5. By tailoring the speed and content of each class to the skill level of the participants involved, the dancers will be challenged to learn something new without being overwhelmed or bored. Check with Deb at 731-3338 if you are not sure at which level you should enroll.

The June 29 practice session will also present the opportunity for students to “check out” on the month’s lessons. By working one-on-one with Deb, the student has the opportunity to get what amounts to a private lesson and earn a percentage grade and receive a frameable certificate signifying their accomplishment. We will not be having our usual last Wednesday of the month open CD dance party this month. Feel free to bring your own refreshments to the Sunday practices.

Please note that our class schedule has changed from our previous Thursday or Wednesday night schedules. From now on, the regular class nights will be Tuesdays. This is the result of increasing scheduling conflicts in the use of the PLPOA Clubhouse on Thursdays.

Classes cost $20 per person for the month, which includes all classes, practice sessions, a checkout opportunity and the CD party (if we hold one). If you are unsure if you want to sign up for the whole month or know you will miss some of the classes, you may also pay by the class at $7 per person per class.

All Let’s Dance sessions will meet at the PLPOA Clubhouse, 230 Port Ave. There is no need to pre-register but please arrive 10 minutes early to register. Classes must start on time because we are holding two classes each night. Although it is helpful to register with a partner, it is not necessary as there is usually a close match between men and women and we will rotate dance partners during the evening. Wear comfortable clothing and well-fitting shoes that have smooth or split leather soles, something that won’t leave black marks or mud. Shoes with rubber soles or lugs are inappropriate and difficult to dance in.

For more information call Deb Aspen at 731-3338 or e-mail her at instep@centurytel.net.

Future schedule

Let’s Dance will not hold classes in July but will resume classes in August with Beginning Foxtrot and CW Swing on the Move. Following months will cover Intermediate Foxtrot, Beginning and Intermediate West Coast Swing, Beginning and Intermediate Cha Cha and Beginning Hustle.

Watch for announcements in The PREVIEW shortly before each month’s dances start for detailed information about the dances, schedules and any special workshops coming up.


Community Center News

Snow what? The show goes on

By Michelle Jamison

SUN Columnist

Could you believe it? Snow?

We hope you had shelter from the storm. We had a packed house on the big snow day. The Fiber Fest was full speed ahead with its classes, and the rug auction. We hope you had a chance to come by and check things out.

I have a change for the Old Glory Dance. It will not be held Friday, June 27, but rather on Saturday, June 28. It should be a great evening, and we hope to see you there.

Also, keep your calendar open for Celebrate America, coming July 2. Last year, the program was phenomenal. This year it will be the same, if not better. We will have goodies and, remember, this is a free program hosted by the Pagosa Springs Community Center. We hope you can attend, and if you would like to be a part of the celebration, please contact the center.

Park Fun, sponsored by the Town of Pagosa Springs, will meet at the center starting, June 2, 8 a.m.-5 p.m. There are still spots open, but they won’t last long. Be sure to contact Tom at Town Hall at 264-4151 for early registration May 28, 29.

I would also like to send out a big thank you, to Higher Grounds Coffee. Thank you for taking time from your busy day to sell our event tickets.

Couples and line dancing

New talents continue to surprise us among our dancers.

We have several pool players who rank around “hustler” level. That would be Jim, Dick and Randy.

Some of the ladies are not bad either, although they tend to talk a lot and don’t seem to focus on practice. However, four quarters go a long way at Bear Creek, so what more can we ask?

The spotlight is on three up-and-coming new couples. Sachie and Lew (just back from Okinawa) are coming on strong. At the last community center dance, Harry and Marci were seen doing some steps that we all recognize, as well as a few that have never been seen before. Go Harry! Very soon a certain Jim (or Bill) will make his debut assisted by his lovely wife, Marybeth. It’s all in fun, so come join us. On Mondays — Couples, 9 a.m. and line dance, 10 a.m.

Call Gerry for more information at 731-9734

Volleyball 4 Fun

This program is set for June 12 and 19, and July 17, 24 and 31. all sessions are held 3:45-5 p.m.

Hoopsters

Come join the guys every Tuesday and Thursday, 8-9 a.m. for a round of basketball. The group welcomes newcomers, and the program is free

Call the center, 264-4152, or Larry at 731-3984 or 264-1024, for more information.

Yoga

The class meets every Tuesday, 10-11 a.m. and 11:30 a.m.-12:30 p.m. Come and work on that peaceful state of body and mind. Bring a mat or thick towel, if you intend to participate.

Weight Watchers

Meets every Wednesday, 5-6 p.m. Just in time for the summer. Let us help you reach your goals. It’s a very encouraging group.

Open gym

You are free to play most sports in the gym when there are no planned events. Please call the center for information.

A place to gather

The center’s hours are 8 a.m.-5 p.m. Monday-Friday; and 10 a.m.-4 p.m. Saturday. We have a variety of reasonably priced rooms to meet your space needs — for 20, 40, 50, 80 or 500 people. Call 264-4152 or e-mail us at communitycenter@centurytel.net.

Activities

Thursday, May 29 — TAP Enterprises, 11 a.m-7 p.m.

Friday, May 30 — Duplicate bridge, 12:30- 4:30 p.m.; U.S. Forest Service, 8:30 a.m.- 4 p.m.; United Way, 8 a.m.-5 p.m.

Sunday, June 1 - Grace Evangelical Free Church, 10 a.m.-noon.; Church of Christ, 10 a.m.-noon.

Monday, June 2 — Line dancing, 9-11:30 a.m.; Park Fun, 8 a.m.-5 p.m.

Tuesday, June 3 - Hoopsters, 8-9 a.m.; Park Fun, 8 a.m.-5 p.m.; yoga, 10-12:30 a.m.; Ute meeting, 9 a.m.-1 p.m.

Wednesday, June 4 — Park Fun, 8 a.m.-5 p.m.; San Juan BOCES., 9 a.m.-4 p.m.; Weight Watchers, 5-6 p.m.

Thursday, June 5 — Hoopsters, 8-9 a.m.; Park Fun, 8 a.m.-5 p.m.; Water Conservancy District, 10 a.m.-4 p.m.; Pagosa Health and Wellness, 6-9 p.m.; San Juan Outdoor Club, 6:30-8:30 p.m.

Pagosa Lakes News

Kids’ Fishing Derby at Hatcher Lake

By Larry Lynch

SUN Columnist

The Pagosa Lakes annual Kids’ Fishing Derby has been scheduled for Friday, June 6, at Hatcher Lake.

The derby will begin at 9 a.m. and run until noon. At noon, a hot dog lunch will be provided for all in attendance, followed by prize awards for the contestants. Every kid will receive a prize.

The derby is a free event, open to the general public for kids 16 and under. Contestants will compete in four different